Platon

Platon Payment Gateway Overview For Merchants

Platon is a payment service provider that helps online businesses accept and manage electronic payments. On its official website, Platon presents a full stack for internet acquiring, including card payments, digital wallets, bank methods, developer tools, and risk controls. Platon supports common ecommerce scenarios like checkout on websites and in mobile apps, as well as card-to-card transfers.

What Is Platon

Platon positions itself as a PSP that connects online merchants to acquiring banks and payment methods, providing the technical layer for payment acceptance and related services. The company behind the brand is Online Payments LLC, based in Kyiv, Ukraine. On its site, Platon outlines internet acquiring for ecommerce and digital services, plus add-on tools for fraud prevention and payment operations.

Core Payment Solutions

Card Payments Online

Platon enables acceptance of international card brands for card-not-present transactions. Site materials repeatedly reference support for Visa and Mastercard. The merchant-facing content also references the national card scheme Prostir in module documentation, indicating coverage for domestic cards in Ukraine where applicable.

Digital Wallets and Bank Methods

Platon lists several alternative payment methods that can be activated alongside cards:

• Apple Pay for website and in-app checkout

• Google Pay for website and in-app checkout

• Privat24 online banking and Privat Pay as bank-linked methods popular in Ukraine

Each method has its own informational page and appears in the site’s “Payments Methods” and “CMS Modules” sections, signaling official support within Platon’s platform.

P2P Card-to-Card Transfers

Beyond merchant acquiring, Platon operates a card-to-card transfer flow. The service page specifies that transfers are available between Ukrainian cards and are processed in local currency. This capability can be relevant for marketplaces and services that need wallet top-ups or disbursements via domestic cards.

Payment Methods Supported

Based on Platon’s method pages and CMS module descriptions, merchants can enable:

• Visa

• Mastercard

• Prostir (domestic scheme)

• Apple Pay

• Google Pay

• Privat24

• Privat Pay

Availability can vary by integration, so merchants should confirm which methods are offered in their chosen module or API configuration.

Developer Integration Options

Platon provides multiple integration paths so engineering teams can choose the right approach.

API

An official API section is available for developers. It is intended for direct integration and offers the broader set of payment functions. API use is typically the most flexible path when you need a custom checkout, advanced routing, or tighter control of the payment flow.

Mobile SDKs

Platon maintains mobile SDKs to embed payment acceptance in native iOS and Android apps. The company explains that the SDK works with the API and is designed to keep sensitive card data out of the app’s scope, which helps reduce merchant exposure during mobile checkout while improving user experience by keeping the flow in-app.

CMS Modules

For non-custom storefronts, Platon publishes free modules and documentation for popular ecommerce platforms. The current site includes module pages for:

• WordPress

• WooCommerce

• OpenCart

• Magento (including Magento 2)

Module pages typically list supported versions and the payment methods available in that module, which may include Visa, Mastercard, Prostir, Privat24, Apple Pay, and Google Pay.

Security, Authentication, And Compliance

PCI DSS

Platon states that it is certified to PCI DSS Level 1, the highest validation level for service providers. The site’s FAQ and About pages mention annual compliance and data center controls. For merchants, this means card data is handled by an audited provider when using Platon’s hosted components and SDKs, though each merchant must still follow their own PCI obligations based on assessment scope.

3-D Secure

Platon documents 3-D Secure for cardholder authentication, referencing Verified by Visa and Mastercard SecureCode, and publishes educational content about EMV 3-D Secure 2. The platform’s foundation on these protocols is important for reducing fraud and qualifying for liability shift on eligible transactions.

Anti-Fraud And Monitoring

Platon’s materials describe an antifraud system and real-time transaction monitoring. While technical rule sets and machine-learning specifics are not provided publicly, the presence of a dedicated antifraud function and operations monitoring is highlighted across merchant-facing content.

Checkout And Payment Operations

Platon’s navigation and product pages outline a set of operational tools that can be combined with the core payment methods:

• Authorization hold and delayed capture

• Recurring payments and card-on-file

• One-click payments

• Payment links and invoicing

• QR code payments

• Split payments

• Card verification flows

• P2P transfers

These tools help cover subscription billing, repeat purchases, reservations, and marketplace-style use cases. Exact behaviors and availability can depend on the integration path and the acquiring setup.

Industry Solutions

Platon curates pages for specific segments that often have specialized payment flows:

• Large ecommerce projects

• Small and medium online businesses

• Credit and lending organizations

• Ticketing and events

• Education projects

• Travel agencies

• Cloud and hosting providers

• Freelance marketplaces

Geography And Currency Notes

Platon’s site and method mix strongly reflect the Ukrainian market. The presence of Prostir, Privat24, and Privat Pay, plus the P2P note restricting transfers to Ukrainian cards in local currency, indicates a focus on Ukraine for several flows. International card acceptance is also described, but merchants expanding beyond Ukraine should verify method availability, settlement options, and any regional constraints directly with Platon.

Conclusion

Platon provides a card and wallet gateway tailored to the needs of online businesses that operate in or serve the Ukrainian market, with international card acceptance and local methods such as Privat24 and Privat Pay. The platform offers multiple integration options, including a public API, mobile SDKs, and ready-to-use modules for major ecommerce CMSs. Security controls include PCI DSS Level 1 attestation and 3-D Secure authentication flows, with an antifraud layer and monitoring described in merchant materials. Pricing is not published, so commercial terms, settlement, and method-specific conditions need to be confirmed directly with Platon during onboarding.