MONEI

MONEI: Streamlined Payment Gateway for Modern Businesses

MONEI is a comprehensive, all-in-one payment gateway that helps businesses in Spain and Andorra simplify their payment processing. Whether you run an e-commerce store, offer freelance services, or operate a large marketplace platform, MONEI provides a secure, flexible, and cost-effective solution to accept payments online and in person.

With a strong focus on user experience, regulatory compliance, and seamless integration, MONEI enables businesses to grow faster while reducing payment complexity.

Accept a Wide Range of Payment Methods

MONEI allows businesses to offer their customers a wide selection of local and international payment options. This flexibility can significantly improve conversion rates and customer satisfaction. Supported payment methods include:

• Credit and Debit Cards: Visa, Mastercard, Discover, Diners Club, JCB

• Digital Wallets: Apple Pay, Google Pay, Click to Pay

• Bank-Based Methods: SEPA Direct Debit, SEPA Request-to-Pay

• Popular Local Options: Bizum (Spain), Multibanco, MB Way, Bancontact

• PayPal: Integrated directly through the MONEI platform

This rich variety of payment options ensures businesses can reach a wider audience both domestically and across borders.

Seamless Integration with E-Commerce Platforms

MONEI is designed to integrate easily with today’s most popular e-commerce platforms and CMS tools. It offers native plugins and modules for:

• Shopify – Accept multiple payment types, including local favorites like Bizum

• WooCommerce – Use MONEI’s official plugin for simple, fast connection

• Wix – Enable MONEI’s payment features in your Wix store with just a few clicks

• PrestaShop – Add MONEI’s module and manage all transactions from your admin panel

• Magento (Adobe Commerce) – Enhance payment capabilities with MONEI’s direct integration

For businesses with custom-built platforms, MONEI provides a robust and well-documented API, allowing for tailored payment flows and advanced customizations.

Business-Boosting Features

MONEI isn’t just a gateway, it’s a full payment solution packed with features to help businesses thrive.

Hosted Payment Page

Design a custom-branded checkout experience that inspires trust and streamlines the payment process for customers.

Pay By Link

Send secure payment links via email, WhatsApp, or SMS – ideal for businesses without a website or for closing deals in chat conversations.

MONEI Pay

Accept QR code payments on any device. This mobile-first feature allows merchants to collect in-person payments without traditional POS hardware.

Recurring Payments

Set up subscription billing and flexible recurring payments – perfect for service-based businesses and SaaS models.

Payment Orchestration

Connect and manage multiple payment processors under a single dashboard. This feature allows for optimized routing, improved redundancy, and potential cost savings.

These features support automation, improve user experience, and make it easier for businesses to scale.

Fast Settlements and Real-Time Control

MONEI ensures that verified merchants receive funds fast, typically within 24 hours. This quick settlement process improves cash flow and helps businesses reinvest efficiently.

The MONEI dashboard gives merchants real-time visibility over payments, chargebacks, refunds, and analytics. Users can monitor transactions, export detailed reports, and make informed decisions – all from one centralized interface.

Strong Security and Regulatory Compliance

Security and compliance are central pillars of MONEI’s platform. It adheres to all major European regulations and industry standards to ensure secure and trustworthy transactions:

• PCI DSS Level 1 Certification – The highest level of security for processing cardholder data

• 3D Secure 2.0 Support – Offers an extra layer of cardholder authentication, reducing fraud risk

• PSD2 Compliance – Fully compliant with the EU’s revised Payment Services Directive

• Tokenization and Encryption – All transactions are protected with advanced security protocols

With MONEI, both merchants and customers benefit from a secure, fraud-resistant environment.

Built for Every Business Type

MONEI is designed to support a wide range of industries and business models:

• E-Commerce Retailers: Provide frictionless online checkout with modern payment options

• Freelancers and Small Businesses: Send payment links, accept mobile payments, and reduce technical setup

• Marketplaces and SaaS Platforms: Leverage MONEI Connect to manage payments across vendors and partners

• Brick-and-Mortar Retailers: Use MONEI Pay for QR code payments without the need for expensive POS systems

• Hospitality and Events: Accept contactless payments with ease, enhancing guest experiences

Whether your business is digital-first or operates in physical locations, MONEI offers tailored tools to support growth.

High User Satisfaction

MONEI has received consistently positive feedback from merchants across industries. Users frequently highlight:

• Ease of setup and integration

• Excellent customer support

• Access to local payment options like Bizum

• Clear and flexible pricing

• Fast settlement times

These testimonials reinforce MONEI’s position as a reliable and user-friendly payment partner.

Why Choose MONEI?

Here are the key reasons why MONEI stands out among payment gateway providers:

• Comprehensive Payment Method Support – From cards to local mobile payments

• Fast and Easy Integrations – For all major e-commerce platforms

• Competitive and Transparent Pricing – No hidden fees or onboarding costs

• Security and Compliance – Enterprise-grade protection and PSD2 readiness

• Powerful Business Features – Recurring payments, pay-by-link, hosted checkout, and orchestration

• Real-Time Dashboard and Insights – Full control over your payment environment

• Responsive Customer Support – Based in Spain and available to assist when needed

For businesses in Spain and Andorra, or those looking to serve these markets, MONEI is a strong choice for simplifying and scaling payment operations.

Final Thoughts

MONEI is more than just a payment gateway; it’s a growth platform for modern businesses. By offering a flexible, secure, and customizable solution, MONEI empowers merchants to accept payments with confidence, both online and in-person.

Its rich set of features, combined with strong local support and competitive pricing, make MONEI an excellent fit for businesses of all sizes looking to streamline their payment workflows and increase customer satisfaction.