CoreCommerce
CoreCommerce is a comprehensive payment gateway solution designed to empower businesses with secure, flexible, and user-friendly payment processing capabilities. Whether you’re a startup or an established enterprise, CoreCommerce offers a suite of features tailored to streamline your payment operations and enhance customer experience.
Overview of CoreCommerce
CoreCommerce provides an all-in-one platform that combines payment processing with e-commerce functionalities. It supports various payment methods, including credit cards, ACH, and e-checks, ensuring businesses can cater to diverse customer preferences. The platform’s intuitive interface and robust features make it suitable for businesses aiming to optimize their online transactions.
Key Features
Multi-Method Payment Acceptance
CoreCommerce enables businesses to accept a wide range of payment methods:
- Credit and Debit Cards – Support for major card networks ensures broad customer reach.
- ACH and E-Checks – Facilitates direct bank transfers, offering alternatives to card payments.
- Digital Wallets – Integration with platforms like PayPal and Amazon Pay enhances convenience.
Recurring Billing and Subscription Management
The platform offers customizable recurring billing options, allowing businesses to set up subscription models with ease. Features like automated billing schedules and account updater tools help maintain consistent revenue streams and reduce payment failures.
Hosted Payment Pages (HPP)
CoreCommerce’s Hosted Payment Pages provide a secure and customizable checkout experience. Businesses can design payment pages that align with their brand, ensuring a seamless customer journey. These pages are mobile-optimized and can be integrated into websites via iframes for a smooth user experience.
Virtual Terminal
The Virtual Terminal feature allows businesses to process payments manually, which is ideal for phone or mail orders. This flexibility ensures that businesses can accommodate various sales channels beyond just online checkouts.
Customer Vault
CoreCommerce offers a secure Customer Vault to store payment information safely. This feature facilitates faster checkouts for returning customers and supports recurring billing setups, all while enhancing data protection.
Invoicing and Reporting
The platform includes built-in tools for generating and sending invoices, as well as comprehensive reporting capabilities. Businesses can track transactions, monitor settlements, and generate detailed reports to gain insights into their financial operations and optimize performance.
Integration and Compatibility
CoreCommerce is designed to be flexible and easy to integrate with a variety of platforms and systems:
- E-commerce Platforms – Seamlessly integrates with shopping carts and online stores.
- APIs and Developer Tools – Provides robust APIs and clear developer documentation for custom integrations.
- Third-Party Applications – Compatible with popular third-party services, including accounting software and CRM tools.
Security and Compliance
Security is a cornerstone of CoreCommerce’s service offering. The platform adheres to industry-leading standards to protect both merchants and customers:
- PCI-DSS Level 1 Certification – Ensures that CoreCommerce meets the highest level of data security standards in the payments industry.
- Tokenization – Sensitive payment data is replaced with secure tokens, reducing the risk of data breaches.
- Secure Hosting Infrastructure – CoreCommerce operates on secure, redundant hosting environments to ensure the protection and availability of transaction data.
Global Reach and Multi-Currency Support
CoreCommerce supports multi-currency transactions, allowing businesses to accept payments from customers around the world. This global reach is enhanced by support for multiple languages, making the platform suitable for businesses that operate across different regions and markets.
Pricing and Support
CoreCommerce offers flexible and competitive pricing plans designed to meet the needs of businesses of all sizes. Whether you’re a small business looking to get started or a growing enterprise requiring advanced features, CoreCommerce provides scalable solutions.
In addition to transparent pricing, CoreCommerce offers 24/7 customer support to ensure that businesses receive timely assistance. Users also have access to a rich knowledge base, video tutorials, and developer resources to make onboarding and day-to-day use straightforward.
Conclusion
CoreCommerce stands out as a robust and reliable payment gateway platform, combining essential features with advanced tools that simplify the complexities of modern payment processing. From recurring billing and invoicing to top-tier security and global payment support, CoreCommerce delivers everything businesses need to process payments efficiently and grow their operations.
Its ease of use, customization options, and commitment to customer success make it a powerful solution for businesses that want a secure and flexible payment processing partner.
Frequently Asked Questions (FAQs)
What payment services does CoreCommerce provide?
CoreCommerce offers a dual solution comprising an all-in-one e-commerce platform and a standalone payment gateway known as CoreGateway or CorePayments. The service allows merchants to process online payments, manage invoices, and utilize a Virtual Terminal for MOTO (Mail Order/Telephone Order) transactions. It caters specifically to SMB and Mid-Market merchants.
What are the transaction fees for CoreCommerce?
CoreCommerce typically charges a transaction rate of 2.90% + $0.30 for Visa, Mastercard, and Discover transactions, and 3.25% + $0.30 for American Express. A monthly hosting and gateway fee of approximately $15 per Merchant ID applies, which includes access to recurring billing features. Pricing for the e-commerce software platform varies by tier, generally starting around $29 per month.
Which payment methods can I accept?
Merchants using CoreCommerce can accept a wide range of payment types, including major credit and debit cards (Visa, Mastercard, American Express, Discover). The platform also supports ACH/eChecks and popular digital wallets such as Google Pay, Amazon Pay, and PayPal. Additionally, it facilitates the acceptance of gift and prepaid cards.
Is the CoreCommerce platform secure and compliant?
Yes, CoreCommerce maintains strict security standards. It is a PCI DSS compliant provider, ensuring that sensitive card data is handled securely. The platform utilizes tokenization to protect customer data during transactions and supports "Card on File" security for repeat customers. The Hosted Payment Page further reduces compliance overhead by keeping sensitive data off the merchant's local server.
Does CoreCommerce support recurring billing and subscriptions?
Yes, the platform includes robust tools for recurring billing and subscription management. Merchants can set up automated payment schedules for customers, making it suitable for subscription box services, non-profits, or membership-based businesses. The recurring billing functionality is often included within the monthly gateway fee.
How does CoreCommerce integrate with existing websites?
CoreCommerce offers flexible integration options including a public Web Services API and Webhook support for custom developer requirements. For businesses seeking a simpler setup, a customizable Hosted Payment Page (HPP) allows for drag-and-drop design and quick integration without deep coding knowledge. The system also integrates with third-party tools like QuickBooks and Mailchimp.