ISXPay

ISXPay
Company: ISX Financial EU PLC
Employees: 51–200 Employees
Company Size: Mid-Market
Ownership: Public
Headquarter Country: Cyprus,
Year Established: 2016,
Supported Regions: Europe, Oceania,
Supported Countries: Australia, United Kingdom of Great Britain and Northern Ireland (the)
Industry Focus: Finance, High Risk, Software & SaaS, Subscriptions
Annual Revenue (USD): 46,000,000
Processing Volume (USD, per year): 40,000,000,000
Total Transactions: 25,000,000
Target Merchant Size: Mid-Market, Enterprise
Transaction Fee (USD/%): Local & intra-regional fee: from 1,90% to 2%. International fee: from 2,90% to 4%.
Supported Currencies: AUD, CAD, CHF, CZK, DKK, EUR, GBP, JPY, NOK, NZD, PLN, SEK, SGD, USD, ZAR,
Acceptance Channels: Online (Web)
Payment Types: Cards, ACH / Bank Transfer (+ eCheck), Real-Time / Open Banking, Digital Wallets,
Checkout & Billing Flows: Recurring Billing / Subscriptions
Platform Capabilities: Biometric Authorization, Payment Orchestration & Smart Routing, Tokenization
Settlement Time: Custom / Program-Specific
Supported Methods & Schemes: American Express, Bacs Direct Debit, Diners Club, Discover, flykk, Japan Credit Bureau (JCB), Mastercard, SEPA Direct Debit, SOFORT, Trustly, UnionPay, Visa
Compliance: PCI DSS, PSD2, AML/KYC Screening, 3D Secure Support, GDPR
Risk Management: Chargeback Management, Fraud Prevention, Automated KYC/Underwriting, High-Risk Merchant
Global Payments: Cross-Border Acquiring, Multi-Currency Support
Developer & Integration: Web Services API, Hosted Payment Page, Webhook Support
API Accessibility: Public
Reporting: Reporting API, Online Merchant Portal
Customer Support: Dedicated Account Manager, Email Support, Phone Support
Third-Party Integrations: Wix

ISXPay: A Comprehensive Payment Gateway for Global Businesses

ISXPay, developed by ISX Financial, is a unified payment platform designed to cater to the diverse needs of businesses seeking efficient, secure, and globally compliant payment solutions. With a robust infrastructure and a suite of integrated services, ISXPay stands out as a versatile choice for enterprises aiming to streamline their payment processes and expand their international reach.

Global Reach and Multi-Currency Support

Operating in over 34 countries, ISXPay enables businesses to accept payments in more than 22 currencies, including major ones like USD, EUR, GBP, and AUD. This extensive coverage allows merchants to cater to a broad customer base, facilitating transactions in local currencies and enhancing customer trust.

Diverse Payment Method Integration

ISXPay supports over 40 payment methods, encompassing major credit and debit cards, alternative payment options, and local payment solutions. This diversity ensures that businesses can offer their customers preferred payment choices, thereby improving conversion rates and customer satisfaction.

Advanced Security and Compliance

Security is a cornerstone of ISXPay’s offerings. The platform is certified to the highest Payment Card Industry Data Security Standard (PCI DSS Level 1), ensuring the safe processing and storage of payment data. Additionally, ISXPay holds ISO/IEC 27001 certification, reflecting its commitment to robust information security management practices.

Integrated Fraud Protection

ISXPay incorporates embedded fraud protection mechanisms, including intelligent transaction routing, real-time monitoring, and two-factor authentication. These features work collectively to detect and prevent fraudulent activities, reduce chargebacks, and maintain the integrity of transactions.

Seamless Integration and User Experience

Designed with user experience in mind, ISXPay offers an optimized checkout process tailored for regulated-sector merchants. The platform’s intuitive interface ensures a smooth payment journey for customers, while businesses benefit from streamlined operations and increased revenue potential.

Comprehensive Reporting and Analytics

ISXPay provides advanced reporting tools that offer insights into transaction data, risk management, and performance metrics. These analytics empower businesses to make informed decisions, optimize their payment strategies, and enhance overall operational efficiency.

SEPA Instant Credit Transfers

For businesses operating within the European Economic Area, ISXPay facilitates SEPA Instant Credit Transfers, enabling real-time payments 24/7. This feature ensures rapid fund transfers, improving cash flow and customer satisfaction.

Regulatory Compliance and Licensing

ISXPay operates as a licensed Electronic Money Institution (EMI) under the authorization of the Central Bank of Cyprus and the UK’s Financial Conduct Authority. This regulatory compliance underscores the platform’s commitment to adhering to stringent financial standards and providing trustworthy services.

Conclusion

ISXPay emerges as a robust and reliable payment gateway solution, offering a blend of global reach, diverse payment options, stringent security measures, and regulatory compliance. Its comprehensive suite of features makes it an ideal choice for businesses aiming to enhance their payment processing capabilities and expand their international footprint.

ISXPay: Frequently Asked Questions (FAQs)

What is ISXPay?

ISXPay, developed by ISX Financial, is a unified payment platform offering secure, efficient, and globally compliant payment solutions for businesses, with features like multi-currency support, fraud prevention, and advanced reporting.

Which countries and regions does ISXPay support?

ISXPay operates in over 34 countries, with supported regions including Europe and Oceania. Key supported countries are Australia and the United Kingdom.

What payment methods can be accepted through ISXPay?

ISXPay supports over 40 payment methods, including major credit and debit cards, alternative payment options, and local payment solutions.

Does ISXPay support multi-currency payments?

Yes. ISXPay supports payments in more than 22 currencies, including USD, EUR, GBP, AUD, and many others.

What security and compliance features does ISXPay have?

ISXPay is PCI DSS Level 1 certified, ISO/IEC 27001 certified, and complies with PSD2, GDPR, and AML/KYC regulations. It includes fraud prevention, chargeback management, and automated KYC/underwriting.

Does ISXPay offer SEPA Instant Credit Transfers?

Yes. For businesses in the European Economic Area, ISXPay enables SEPA Instant Credit Transfers for real-time payments 24/7.

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