EnKash

EnKash
Company: EnKash
Employees: 51–200 Employees
Company Size: SMB
Ownership: Private
Headquarter Country: India
Year Established: 2018
Supported Regions: Asia
Supported Countries: India
Target Merchant Size: Mid-Market
Fee Structure: Custom Per Merchant
Acceptance Channels: SoftPOS (Tap to Phone), Online (Web), In-App (mCommerce)
Payment Types: Cards, ACH / Bank Transfer (+ eCheck), Real-Time / Open Banking, Digital Wallets, Buy Now, Pay Later, Gift / Prepaid Cards, Vouchers
Checkout & Billing Flows: Payment Links, Payment Button, QR Code Payments, One-Click / Saved Cards, Recurring Billing / Subscriptions, Invoicing & Billing Tools, Marketplace (Split Payments)
Platform Capabilities: Biometric Authorization, Card Updater Services, Contactless Payments, Gift / Prepaid Cards Issuance, Loyalty Program Integration, Payment Orchestration & Smart Routing, Tokenization
Settlement Time: T+2 – T+3
Compliance: PCI DSS, SOC 1
Risk Management: Chargeback Management, Fraud Prevention, Automated KYC/Underwriting, High-Risk Merchant
Branding & White-Labeling: White-Label Options, Custom Branding
Developer & Integration: Web Services API, Hosted Payment Page, Plugin Support
Customer Support: 24/7 Support, Phone Support, Portal (Ticket)

EnKash Overview

EnKash Payment Gateway is built for Indian businesses that need reliable online collections with complete control over transactions, settlements, and refunds. It supports UPI, debit and credit cards, and net banking through a single integration, reducing complexity for finance and operations teams.

In addition to standard payment methods, the gateway includes an Affordability Suite that enables businesses to offer EMI and flexible payment options at checkout. This helps merchants increase order value, improve conversions, and reduce drop-offs, especially for high-ticket or subscription-based offerings.

The platform provides real-time transaction tracking, automated refunds, and clear settlement visibility, simplifying reconciliation and reducing manual follow-ups. With secure APIs, support for recurring payments, and features such as split settlements, EnKash Payment Gateway supports diverse business models, including e-commerce, SaaS, marketplaces, and service-led companies.

Security and Compliance

EnKash is PCI DSS Level 1 compliant and maintains end-to-end encryption, tokenization, and continuous monitoring. Sensitive card data is replaced with tokens to support stored payment experiences without keeping original card details on merchant systems.

Who EnKash Fits Best

EnKash is best suited to Indian merchants and businesses that want a broader finance stack around payments, not just a checkout tool. It is especially relevant for:

  • E-commerce and retail
  • Subscription or recurring billing businesses
  • Marketplaces that need split settlement
  • Businesses with vendor payouts and internal spend controls
  • Companies that want cards, expenses, and collections under one system

Conclusion

EnKash combines merchant payment acceptance with settlement tooling, refunds, recurring billing, split payments, payouts, corporate cards, and expense management. For merchants operating in India, its strongest differentiator is the breadth of its business payments stack. Businesses that want one provider for checkout, collections, spend control, and reconciliation may find EnKash more aligned than a gateway-only PSP.

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