Conto QuickPay

Conto QuickPay: A Practical Overview For Merchants

Conto QuickPay is an e-payment collection service that lets merchants accept online payments either through a payment initiation service via bank accounts or by payment cards.

What Is Conto QuickPay

Conto QuickPay enables e-shops to receive payments online. Shoppers can pay from an account held at a bank or other financial institution using a Payment Initiation Service (PIS) or pay by card. The service is provided by Contomobile UAB, an electronic money institution licensed and supervised by the Bank of Lithuania.

Who Operates It

• Legal entity: Contomobile UAB

• Supervision: Bank of Lithuania

• Licence: Electronic Money Institution Licence No. 5, issued 29 November 2016

• Authorised activities include: issuing electronic money, acquiring of payment transactions, money remittance, and since 30 January 2020, payment initiation and account information services.

How Conto QuickPay Works

At checkout, buyers can choose between two rails:

• PIS (bank transfer initiation): The buyer is redirected to their bank’s online banking to authenticate and authorise a pre-filled transfer. Funds are sent according to the payer bank’s execution rules. Contomobile does not hold payer funds.

• Payment cards: Buyers enter card details and complete cardholder authentication where applicable. Card processing is provided via Conto QuickPay’s partner, Decta Limited.

Conto QuickPay’s site highlights a short money crediting time for the seller when using PIS, and offers additional tools such as active payment links and payment reminders that trigger payment initiation from email or SMS. A public demo allows one-cent test payments.

Payment Methods

Payment Initiation Service (PIS)

• Initiates bank payments from customer accounts at integrated Lithuanian banks and other financial institutions.

• Merchant signs a single agreement with Contomobile to accept PIS payments.

• Funds credit timelines depend on payer bank, day, and time; if the payer’s bank does not support instant payments and the payment is initiated after 16:00 or on non-working days, crediting may occur the next working day.

Currency: PIS payments are EUR-only according to the integration specification.

Cards

• Accepts Visa and Mastercard cards for domestic and cross-border buyers.

• Card acceptance and processing are delivered with Decta Limited as the partner.

• Card flow supports 3-D Secure programs (e.g., Verified by Visa and Mastercard SecureCode) where enforced by the issuer.

Geography And Banking Coverage

Conto QuickPay indicates integrations with all major Lithuanian banks and other financial institutions, with the list growing over time. For buyers outside Lithuania, card payments are offered. Specific institution names are shown as logos on the integrations page.

Pricing

Pricing is transparent on the fees page and is split between PIS and card acceptance plans.

PIS plans

• Beginner: Contract setup free; administration €4.99 per month; per PIS payment €0.10; contract changes €10.

• Advanced: Contract setup free; administration €9.99 per month; per PIS payment €0.05; contract changes €10.

Card acceptance

• Beginner: Activation free; administration €9.99 per month; per card transaction 1.5% (minimum €0.15); chargeback handling €45; contract changes €10.

• Advanced: Activation free; administration €19.99 per month; per card transaction 1.15% (minimum €0.15); chargeback handling €45; contract changes €10.

Integration Options For Developers

Developers can integrate via:

• Widget.js with JWT: The checkout calls a hosted widget at https://quickpay.contomobile.com/ using an HS256-signed JWT containing contractId, amount, payment purpose, and transactionId. Redirect or popup flow is supported, including optional mobile webview. A sandbox host and examples are provided. PIS payments are EUR-only.

• Card flows: Documentation covers redirect and embedded card flows with callbacks and JWT examples.

• API without plugins: The FAQ confirms API integration is possible directly with Contomobile’s API; access to sandbox is available after signing a PIS contract.

Ready-Made Plugins

Conto QuickPay maintains plugins and guides for popular e-commerce platforms. The Supported plugins page lists:

• WordPress/WooCommerce: WordPress v4.x+, PHP 5.3+; separate installation guides for card and PIS.

• PrestaShop: v1.6+ and v1.7+.

• OpenCart: 2.0+, 2.3+, and 3+.

• Magento: 2.3–2.4.

The WordPress card plugin guide notes store currency must be EUR and outlines plugin configuration, status mapping, and optional customer emails on success or failure.

Compliance And Security

• Regulatory status: Contomobile UAB holds an Electronic Money Institution licence in Lithuania and is authorised to provide PIS and account information services.

• Data handling: During PIS, Contomobile does not hold payer funds and does not store personalised security data; data transfers occur over SSL. Card data collected are transmitted to Decta for processing.

• GDPR: The service terms describe roles and obligations for personal data processing and security measures in line with EU law.

Merchant Experience And Use Cases

Conto QuickPay is positioned for:

• E-shops of varying sizes seeking an alternative to card-only checkout or looking to add PIS as a low-cost option.

• Service businesses and utilities that bill online and benefit from invoice-to-pay flows.

• Charity and subsidy collection, where quick donation or grant collection is needed.

• Subscriptions and periodic payments, using automated reminders and links.

Conclusion

Conto QuickPay provides a focused combination of EUR-denominated PIS bank transfers and Visa/Mastercard card acceptance, operated by a licensed European electronic money institution. The service offers clear pricing for both rails, coverage of major Lithuanian banks, and practical integration paths via widget, API, and platform plugins. For merchants targeting Lithuanian customers in EUR and looking to diversify away from card-only checkouts while keeping card acceptance available, Conto QuickPay is a compact option with straightforward integration and operating terms.