IntegralPay

IntegralPay Payment Gateway

IntegralPay is a robust, scalable payment gateway solution designed to help businesses of all sizes — including high-risk merchants — accept multiple payment types worldwide with ease. Housed under IntegralPay LLC, founded in 2017 and based in Hallandale Beach, Florida, the gateway is backed by over 50 years of combined industry experience, a global acquiring-bank network, and support for more than 20 payment methods across 160+ countries.

Key Highlights

• Founded in 2017 in Hallandale Beach, Florida

• Powered by partnerships with over 100 acquiring banks and 100+ shopping cart or CRM integrations

• Ideal for high-risk sectors (iGaming, online gambling, adult, nutraceuticals, crypto) and mainstream retail/eCommerce

• Utilizes white-label gateway technology powered by NMI, enabling a fully branded experience

Why Choose IntegralPay?

1. Global Reach & Local Expertise

IntegralPay’s global acquiring-bank network and region-specific alternative payment methods (such as SEPA, PIX, and mobile money in Africa) empower merchants to expand internationally without needing local entity setups.

2. High-Risk Specialist

Built to support industries often labeled high-risk, IntegralPay works closely with both merchants and acquiring partners to secure tailored pricing and approvals — covering verticals like iGaming, online pharmacies, firearms, gambling, CBD, and forex.

3. Branded, White-Label Gateway Tech

Through NMI’s white-label infrastructure, IntegralPay offers clients a stable, modular, customizable, and reliable gateway with complete brand control.

4. Seamless Onboarding & API Integration

A streamlined three-step process — Apply, Approve, Integrate — is supported by technical experts who assist with API integration, hosted solutions, testing, and launch.

5. Comprehensive Feature Set

IntegralPay delivers both essential and advanced features:

• Core: multi-currency processing, virtual terminal, webhooks, batch processing, token vault, recurring billing, QR codes, transaction routing, and product management

• Advanced: 3-D Secure, encrypted devices, rules-based fraud tools, customer vault, automatic card updater, Level III data processing

• Marketplace modules: Shopify support, iProcess mobile app, Text-to-Pay (Authvia), Kount fraud management, electronic invoicing

Security & Reliability

The IntegralPay payment gateway is built on proven security standards:

• Powered by NMI, known for uptime stability, extensive EMV device certifications, and high-volume transaction processing

• Default security features include 3-D Secure, encrypted hardware, tokenization, and strong token vault controls

• Automated fraud detection and risk management via built-in logic and third-party integrations such as Kount

Feature Breakdown

Core Features

• Multi-Currency Payments: Accept payments in local currencies

• Virtual Terminal: Accept MOTO, retail, or e-commerce transactions

• Batch Processing & Webhooks: Automate settlements and receive real-time notifications

• Token Vault: Secure storage for recurring or one-click payments

• Recurring Billing & QR Codes: Useful for subscriptions and flexible POS

• Transaction Routing & Product Manager: Customize transaction paths and product management

Advanced Modules

• 3-D Secure Authentication

• Encrypted Device Support & EMV Compliance

• Rules-Based Fraud Tools

• Card Updater Services & Level III Data Support

• Mobile & eCommerce Add-ons: iProcess app, Shopify plugin, Kount fraud system, Authvia text payments

Global Support & Local Payment Options

IntegralPay supports a wide variety of global and regional payment methods:

• Credit and debit cards (Visa, MasterCard, AmEx)

• ACH/eCheck for the US, SEPA for the EU, PIX for Brazil

• Cryptocurrency payments for crypto-native businesses

• Mobile money and local wallets for Africa and other emerging markets

All options are accessible via a single integration with built-in compliance support.

Target Industries

IntegralPay specializes in:

• High-Risk Verticals: iGaming, gambling, adult, nutraceuticals, crypto, online pharmacies, debt collection

• Subscription & SaaS: Recurring billing for memberships and digital services

• Retail & POS: Mobile payments, in-store checkout, tablet POS

• Cross-Border Commerce: Travel, remittances, forex, and NGOs operating in multiple countries

Technical Specifications

• Hosted Gateway: Redirect customers to IntegralPay for secure payments

• API-Driven Integration: Full control over the payment experience

• Hybrid Models: Hosted fields for seamless UX

• Tokenization & Vault: Store and reuse payment data securely

• Real-Time Webhooks & Analytics: Alerting and monitoring tools

• Batch Settlement & Smart Routing: Automate and optimize payment flow

Developers benefit from full documentation, SDKs, and modern integration options.

Security & Compliance

• PCI DSS compliance, with reduced scope for hosted models

• Tokenization, encrypted devices, and 3-D Secure

• Kount-powered fraud prevention

• Level III data support for B2B and government payments

• Region-specific compliance for SEPA, GDPR, and others

Conclusion

IntegralPay is a powerful, flexible, and secure payment gateway designed to meet the demands of high-risk industries, subscription-based businesses, and international merchants. With broad payment method support, customizable branding, and enterprise-grade features, it enables businesses to grow, scale, and thrive in an increasingly complex digital payment environment.