ISXPay

ISXPay
Company: ISX Financial EU PLC
Company Size: Mid-Market
Ownership: Public
Headquarter Country: Cyprus
Year Established: 2016
Supported Regions: Europe, Oceania
Supported Countries: Australia, European Union, United Kingdom
Industry Focus: Finance, High Risk, Software, Subscriptions
Processing Volume (USD, per year): 40,000,000,000
Total Transactions: 25,000,000
Target Merchant Size: Enterprise, Mid-Market
Transaction Fee (USD/%): Local & intra-regional fee: from 1,90% to 2%. International fee: from 2,90% to 4%.
Supported Currencies: AUD - Australian Dollar, CAD - Canadian Dollar, CHF - Swiss Franc, CZK - Czech Koruna, DKK - Danish Krone, EUR - Euro, GBP - British Pound, JPY - Japanese Yen, NOK - Norwegian Krone, NZD - New Zealand Dollar, PLN - Polish Zloty, SEK - Swedish Krona, SGD - Singapore Dollar, USD - US Dollar, ZAR - South African Rand
Transaction Types: ACH/Bank Transfer, Card Not Present, Digital Wallets, Recurring Billing
Compliance: 3D Secure Support, AML/KYC Screening, GDPR, PCI DSS, PSD2
Risk Management: Automated KYC/Underwriting, Chargeback Management, Fraud Prevention, High-Risk
Global Payments: Cross-Border Acquiring, Multi-Currency Support
Developer & Integration: Hosted Payment Page, Web Services API
API Accessibility: Public
Reporting & Onboarding: Online Merchant Portal, Reporting API

ISXPay: A Comprehensive Payment Gateway for Global Businesses

ISXPay, developed by ISX Financial, is a unified payment platform designed to cater to the diverse needs of businesses seeking efficient, secure, and globally compliant payment solutions. With a robust infrastructure and a suite of integrated services, ISXPay stands out as a versatile choice for enterprises aiming to streamline their payment processes and expand their international reach.

Global Reach and Multi-Currency Support

Operating in over 34 countries, ISXPay enables businesses to accept payments in more than 22 currencies, including major ones like USD, EUR, GBP, and AUD. This extensive coverage allows merchants to cater to a broad customer base, facilitating transactions in local currencies and enhancing customer trust.

Diverse Payment Method Integration

ISXPay supports over 40 payment methods, encompassing major credit and debit cards, alternative payment options, and local payment solutions. This diversity ensures that businesses can offer their customers preferred payment choices, thereby improving conversion rates and customer satisfaction.

Advanced Security and Compliance

Security is a cornerstone of ISXPay’s offerings. The platform is certified to the highest Payment Card Industry Data Security Standard (PCI DSS Level 1), ensuring the safe processing and storage of payment data. Additionally, ISXPay holds ISO/IEC 27001 certification, reflecting its commitment to robust information security management practices.

Integrated Fraud Protection

ISXPay incorporates embedded fraud protection mechanisms, including intelligent transaction routing, real-time monitoring, and two-factor authentication. These features work collectively to detect and prevent fraudulent activities, reduce chargebacks, and maintain the integrity of transactions.

Seamless Integration and User Experience

Designed with user experience in mind, ISXPay offers an optimized checkout process tailored for regulated-sector merchants. The platform’s intuitive interface ensures a smooth payment journey for customers, while businesses benefit from streamlined operations and increased revenue potential.

Comprehensive Reporting and Analytics

ISXPay provides advanced reporting tools that offer insights into transaction data, risk management, and performance metrics. These analytics empower businesses to make informed decisions, optimize their payment strategies, and enhance overall operational efficiency.

SEPA Instant Credit Transfers

For businesses operating within the European Economic Area, ISXPay facilitates SEPA Instant Credit Transfers, enabling real-time payments 24/7. This feature ensures rapid fund transfers, improving cash flow and customer satisfaction.

Regulatory Compliance and Licensing

ISXPay operates as a licensed Electronic Money Institution (EMI) under the authorization of the Central Bank of Cyprus and the UK’s Financial Conduct Authority. This regulatory compliance underscores the platform’s commitment to adhering to stringent financial standards and providing trustworthy services.

Conclusion

ISXPay emerges as a robust and reliable payment gateway solution, offering a blend of global reach, diverse payment options, stringent security measures, and regulatory compliance. Its comprehensive suite of features makes it an ideal choice for businesses aiming to enhance their payment processing capabilities and expand their international footprint.

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