Yourpay Overview

Yourpay is a consumer digital wallet and remittance app for Indonesia that helps people send money from abroad, pay bills, top up e-wallets, and pay at merchants via QRIS, all inside one mobile experience. It is published by PT Rpay Finansial Digital Indonesia and is registered with Bank Indonesia as a Payment Service Provider. The app highlights quick transfers, practical everyday payments, and security controls that protect account access and personal data.

What is Yourpay

Yourpay is positioned as an easy, affordable way to move money to Indonesia and handle everyday transactions from a single app. The home page presents four core value pillars: low fees, instant transfers, practicality, and safety. In simple terms, Yourpay aims to make sending, spending, and settling bills faster for Indonesian users and their families, including those who live or work overseas.

The company underscores breadth of usage with prominent claims on its site: more than 150,000 users, over 1 million merchants, and 35,000 devices worldwide. These figures are displayed in a “Yourpay Partners” section to emphasize reach.

Core Features

Send money to Indonesia from abroad

Yourpay emphasizes cross-border transfers into Indonesia that arrive in minutes. The service is designed for people who need to support family or manage expenses back home. The mobile journey is built to minimize friction, with affordability at the core.

Pay at merchants with QRIS

Yourpay integrates QRIS payments, Indonesia’s national QR standard. This means users can scan and pay at participating merchants directly through the app. The feature is presented as convenient, widely accepted, and secure.

Everyday bills and top-ups

Beyond transfers and merchant payments, Yourpay enables bill payments, online shopping settlements, and fast e-wallet top-ups. It centralizes common financial tasks in one application.

Android app availability

Yourpay is available on Google Play. The store listing highlights that the product is registered with Bank Indonesia and describes it as a simple way to send money to Indonesia, including transfers to other Yourpay users without requiring a bank account.

Compliance and Security

Bank Indonesia registration

Yourpay is registered with Bank Indonesia as a Payment Service Provider, Category 1. It provides a license reference number to reinforce transparency.

KOMINFO oversight

The company is also registered as an electronic system operator with the Ministry of Communication and Informatics (KOMINFO), including a formal registration number.

Information security standard

Yourpay states that it follows ISO 27001 for information security management. While no certificate details are shared publicly, ISO 27001 is displayed in the compliance section.

In-app protections

Security features include account verification for sensitive actions and privacy safeguards for personal data. These protections are highlighted as default features for all users.

How Yourpay fits into daily payments

Sending money to family

The app supports quick, affordable transfers into Indonesia. Users can fund their wallet and send money to recipients within minutes, positioning Yourpay as a trusted remittance tool.

Paying at merchants

With QRIS support, users gain access to a vast acceptance network across Indonesia. Everyday shopping and services become more convenient with Yourpay’s scan-to-pay function.

Managing household bills and top-ups

Yourpay works as a central hub for routine payments such as household bills, mobile recharges, and topping up other wallets, reducing the need to use multiple apps.

Strengths

• Regulatory clarity
  Yourpay provides detailed license and registration information, strengthening user trust.

• Broad merchant acceptance via QRIS
  QRIS integration ensures compatibility with millions of merchants across Indonesia.

• Focus on speed and affordability
  Core messaging emphasizes quick transfers and low service costs.

• Expanding adoption
  With more than 150,000 users and a wide acceptance ecosystem, Yourpay is scaling rapidly.

Conclusion

Yourpay is a straightforward, security-focused wallet for Indonesia that brings together remittances, QRIS merchant payments, bill pay, and top-ups in one app. The company emphasizes clear regulatory status, speed, and practicality, positioning itself as a trusted tool for cross-border and domestic financial management.