Wompi

Wompi: Overview for Merchants

Wompi is a payment platform designed to help businesses in Colombia sell online and in person with the backing of the Bancolombia ecosystem. It offers a full suite of tools to accept payments, manage payouts, and monitor performance, with PCI-certified security and fraud prevention built in. Wompi operates in Colombia and also has localized sites for Panama and El Salvador, so regional businesses can choose the right setup for their market.

How Wompi Works

At its core, Wompi gives you several ways to accept payments: embeddable checkout for your website or app, plug-and-play ecommerce plugins, shareable payment links, QR codes for social and in-person sales, and a mobile app that can turn an Android smartphone into a card-accepting terminal. If you sell in person, you can generate links and QR codes on the fly, track sales live, and handle contactless card payments directly on your device.

Payment Methods Supported by Wompi

Wompi supports a broad mix of methods popular with Colombian shoppers, including:

• Credit and debit cards from Visa, Mastercard, and American Express

• PSE bank transfers from any bank

• Nequi wallet

• Botón Bancolombia

• Daviplata wallet

• Cash via Bancolombia corresponsales

• Bancolombia QR for easy in-person or remote collection

• Puntos Colombia for loyalty accrual

• SU+Pay for financing and buy now pay later style options

This coverage lets you meet customers where they already pay, which can raise conversion and average order values.

Ecommerce Integrations and Developer Options

Getting started can be as simple as installing an official plugin. For Shopify, Wompi’s integration lets Colombian stores accept cards, PSE, Nequi, Daviplata, Botón Bancolombia, QR, and even cash via correspondents. You can choose a redirect flow or enable on-site cards so customers enter card details within the Shopify checkout for fewer steps and potentially higher conversion. WooCommerce is also supported through a dedicated plugin for WordPress stores.

If you prefer to build your own payment experience, Wompi provides APIs, a web checkout, widgets, and tokenization so returning customers can pay in one click. There is also a Payment Sources feature for securely storing cards or Nequi details for recurring or one-click charges.

Security and Risk Management

Security is a headline feature. Wompi indicates PCI DSS certification at the highest level, meaning cardholder data is handled within audited systems rather than your servers. On the risk side, Wompi describes continuous monitoring to score transaction risk and help block fraudulent payments before they reach your checkout, reducing disputes and chargebacks.

Beyond cCollection: Payouts and Business Operations

Wompi is not only for accepting payments. With its Third-Party Payments API, you can disperse funds to suppliers, employees, and other beneficiaries in Colombia either individually or in batches. That means one provider can cover customer checkout on the way in and automated disbursements on the way out, simplifying your treasury workflows.

Who Wompi is a Strong Fit For

• Colombian businesses that want local payment coverage: If your customers prefer PSE, Nequi, or Botón Bancolombia, Wompi consolidates these alongside cards in a single integration.

• Brands on Shopify or WooCommerce: The official plugins speed up launch and let you test the gateway with minimal development time.

• Companies that need both online and in-person tools: Wompi’s app, QR, and payment links help you capture sales in stores, pop-ups, and social channels without separate providers.

• Merchants invested in the Bancolombia ecosystem: If you already negotiated acquiring with the bank, the Gateway plan preserves those fees while using Wompi’s tech stack.

Conclusion

Wompi gives Colombian merchants a modern, locally tuned payment solution with strong method coverage, fast setup via plugins, and bank-grade security. Whether you want an all-in-one Aggregator plan or to retain negotiated acquiring through Bancolombia’s Gateway model, Wompi can meet you where you are and scale as you grow. If your buyers are in Colombia and expect PSE, Nequi, and local wallets alongside cards, Wompi is an excellent option to test and optimize.

Wompi: Frequently Asked Questions (FAQs)

What is Wompi?

Wompi is a payment platform for merchants in Colombia that lets you accept online and in-person payments with tools like hosted checkout, ecommerce plugins, payment links, and QR codes. It is part of the Bancolombia ecosystem and includes security and risk controls designed for local payment preferences.

Which payment methods does Wompi support?

Wompi supports cards from Visa, Mastercard, and American Express, PSE bank transfers, Nequi, Botón Bancolombia, Daviplata, Bancolombia QR, cash via corresponsales Bancolombia, and Puntos Colombia for loyalty accrual.

How much does Wompi cost?

Wompi lists a Plan Avanzado with pricing shown as 2.65% plus COP 700 plus VAT per successful transaction. There are other options, including a gateway model where you keep your acquiring fees with Bancolombia. Always confirm current pricing on Wompi before going live.

How fast are payouts with Wompi?

For the aggregator model, payouts are typically the next business day after the sale. For the gateway model, settlement follows the rules of your acquiring and the payment method you enable.

Does Wompi have plugins for Shopify and WooCommerce?

Yes. Wompi provides official plugins for Shopify and WooCommerce so you can start accepting cards, PSE, and local wallets without heavy development.

Can I accept in-person payments with Wompi?

Yes. You can use QR codes, payment links, and the Wompi app to take in-person and social sales, track them in real time, and reconcile them alongside your online payments.

Is Wompi PCI compliant and does it include fraud prevention?

Wompi indicates PCI DSS certification and built-in risk monitoring to help reduce fraud and disputes. You can route sensitive card data through Wompi’s secure checkout rather than your servers.

What integration options does Wompi offer for developers?

Developers can use APIs, a hosted web checkout, widgets, and tokenization to save payment sources for one-click and recurring charges. You can start with plugins and later customize with the API.

Does Wompi support payouts to suppliers or partners?

Yes. Wompi offers third-party payments so you can disperse funds to beneficiaries in Colombia individually or in batches from the same platform you use to collect payments.

Who is Wompi a good fit for?

Wompi is a strong choice for Colombian merchants that need local methods like PSE and Nequi, brands on Shopify or WooCommerce that want fast setup, and businesses that sell both online and in person with QR and links.