WayForPay

WayForPay
Company: Way For Pay LLC
Employees: 11–50 Employees
Company Size: SMB
Ownership: Private
Headquarter Country: Ukraine
Year Established: 2014
Supported Regions: Europe
Supported Countries: Ukraine
Industry Focus: Eating & Drinking Places, Ecommerce, Entertainment, Non-Profit, Software & SaaS, Subscriptions
Annual Revenue (USD): 4,300,000
Total Merchants: 47,000
Target Merchant Size: Mid-Market, SMB, Startup
Setup Fee (USD): 0.00
Monthly Fee (USD): 0.00
Transaction Fee (USD/%): 2% per successful transaction. In some cases commission is set individually.
Fee Structure: Flat Rate
Supported Currencies: EUR - Euro, UAH - Ukrainian Hryvnia, USD - US Dollar
Transaction Types: Buy Now, Pay Later, Card Not Present, Cash, Digital Wallets, Instant Payouts, mCommerce, Payment Links, QR Code Payments, Recurring Billing
Supported Payment Methods: Apple Pay, Google Pay, Mastercard, MasterPass, Privat24, PROSTIR (ПРОСТІР), Visa, Visa Checkout
Compliance: 3D Secure Support, PCI DSS
Risk Management: Chargeback Management, Fraud Prevention
Developer & Integration: Hosted Payment Page, Plugins, Tokenization Support, Web Services API
SDK Support: PHP SDK
Branding & White-Labeling: Custom Branding
Onboarding Time: 1-2 Days
API Accessibility: Public
Reporting & Onboarding: Online Merchant Portal, Reporting API
Third-Party Integrations: 1C-Bitrix, CS-Cart, Drupal, Hotlist.biz, InSales, Joomla, Magento, OkayCMS, OpenCart, Perfectum, PrestaShop, Prom.ua, RootPanel, Shop-Express, Simpla, Tilda, VamShop, Webasyst, Weblium, WHMCS, WooCommerce, WordPress

WayForPay: Payment Gateway Overview for Merchants

WayForPay is a Ukrainian payment service provider that enables businesses to accept online and in-person payments with local tools and methods tailored to the Ukrainian market. In this overview, you will find an evidence-based look at WayForPay’s capabilities, pricing, supported payment methods, integration options, risk controls, and operational considerations.

What Is WayForPay?

WayForPay provides a checkout platform, merchant tools, and risk controls for accepting card payments and local methods. The service offers hosted payment pages and widgets, QR-based acceptance for offline points, recurring payments, invoicing, and integrations with popular digital wallets such as Apple Pay and Google Pay. Merchant onboarding and day-to-day operations are managed through an online dashboard and a mobile app.

Core Payment Capabilities

Supported Payment Methods

WayForPay lists the following payment methods as available within the service:

  • Visa and Mastercard cards

  • Google Pay and Apple Pay

  • Privat24 (online banking)

  • “Pay in installments” options from several Ukrainian banks (e.g., monobank “Покупка частинами”, PrivatBank “Миттєва розстрочка” and “Оплата частинами”, A-Bank options, Globus Bank’s “GlobusPlus”)

  • Masterpass and Visa Checkout

  • QR code payments

  • Cash (for workflows that include cash acceptance alongside online payments)

These methods are explicitly enumerated in WayForPay’s help center article on available payment methods and tools.

Payment Tools and Sales Channels

Beyond a traditional checkout, WayForPay supplies a set of out-of-the-box tools to collect payments without custom development:

  • Invoices (electronic bills) sent via email, SMS, or messengers

  • Social.Invoice pages for selling items, services, gift cards, tickets, or collecting donations

  • Subscriptions (recurring payments using card, Apple Pay, or Google Pay)

  • Donation pages with one-time or recurring contributions

  • QR Terminal to accept payments in offline locations without a POS terminal

  • Landing page and mini-store builders to sell online without a separate CMS

  • Product showcase (POS-style) to issue quick payment requests

  • QR Menu for cafes and restaurants

  • Virtual terminal (“Прийняти платіж”) to accept a card payment by entering payer details in the interface

  • Promotions with discounts or promo codes

  • Tips collection via QR

All of the above are described in WayForPay’s help center list of payment methods and merchant tools, with deeper product pages for major tools like QR Terminal and pRRO.

Integration Options

Hosted Page and Widget

Merchants can enable the hosted payment page or embedded widget from the WayForPay dashboard. This approach surfaces cards and available wallets automatically and avoids direct handling of sensitive data by the merchant’s site.

Apple Pay and Google Pay

WayForPay publishes dedicated guidance for Apple Pay and Google Pay:

  • Both wallets can be activated through the hosted page/widget with no extra agreements.

  • Merchants with developer resources may use direct API integrations for these wallets, following Apple and Google’s branding, security, and technical requirements.

  • The Apple Pay guide outlines steps such as Merchant ID registration, certificate setup, domain verification, and example JavaScript flows.

  • The Google Pay guide describes gateway parameters and the use of gateway: "wayforpay" in the tokenization settings, plus links to Google’s integration checklist.

These articles make clear that wallet acceptance can be as simple as enabling the method in your WayForPay dashboard, or more customized via direct wallet APIs.

QR-Based Acceptance for Offline Points

QR Terminal allows you to receive card payments in physical locations without a traditional POS device. The merchant generates or prints a universal QR, creates a bill amount, and customers scan the QR to pay using cards or wallets. There are no subscription fees for QR Terminal; the help page states a 2% commission for payments accepted through this channel.

Fiscalization (pRRO)

For Ukrainian merchants who must issue fiscal receipts, WayForPay provides a software RRO (пРРО) that automatically fiscalizes online payments processed via the platform. The pRRO page explains that there is no separate subscription fee; you pay only the merchant commission for payments. The feature also supports fiscalizing cash payments if you operate hybrid online/offline flows.

Pricing and Fees

WayForPay’s help center specifies the baseline commission and key rules:

  • Commission: The service commission is 2% and is charged only on successful payments.

  • Onboarding: Connecting to the service is free.

  • Refunds: There is no additional commission for refunds; only the original successful payment attracted the commission.

  • Card Holds: If a hold (authorization) is canceled, no commission is withheld.

  • Individual Rates: In some cases, the commission is set individually depending on the merchant’s activity type.

  • QR Terminal: The QR Terminal product page reiterates 2% commission and no extra fees.

While the business landing page notes that the commission can be set individually, the help center’s tariffs section provides the 2% baseline and clarifies when exceptions apply. Merchants with atypical models or higher volumes should contact WayForPay to confirm their final rate.

Settlements and Payouts

WayForPay documents how payouts to merchants work:

  • Schedule: Payouts of received funds are typically made on the next banking day.

  • Banking Days Only: Payouts are processed only on banking days (no weekend or holiday payouts).

  • Destination: Funds are transferred to the merchant’s settlement account at any Ukrainian bank; IBAN is supported.

  • Currency: Payouts are available only in UAH (Ukrainian Hryvnia).

  • Multiple Accounts: You can configure payouts to multiple accounts, but note that pRRO will not work when multiple payout destinations are enabled (a documented limitation).

These operational constraints are important for cash-flow planning and compliance with fiscalization.

Geography and Merchant Eligibility

WayForPay states that it accepts payments from anywhere in the world via international cards, excluding Russia and Belarus. This means international customers can pay you, but settlements to your business remain in UAH to a Ukrainian bank account, as described in the payouts documentation. The service also publishes website content requirements and a help-center category on tariffs, conditions, and prohibited goods/services to help merchants assess eligibility.

Risk Management and Buyer Protection

AntiFraud

WayForPay provides a proprietary AntiFraud system:

  • Uses its own scoring model to analyze each transaction

  • Applies 100+ intelligent filters and behavioral analysis

  • Provides two-stage authorization and 24/7 transaction checks

  • Maintains data storage of risk signals to build positive/negative reputations over time

These controls aim to keep chargeback levels low and reduce operational overhead for manual review.

Buyer Protection and Support

WayForPay also operates a Buyer Protection process where payers can submit a complaint if goods or services were not delivered. The page emphasizes that sellers are vetted before cooperation starts and that support is available 24/7 via multiple channels (messengers, phone, email). This is relevant for merchants because it influences dispute handling and customer experience expectations.

Website and Policy Requirements

To connect to WayForPay, your website must meet documented content and policy requirements, including:

  • Clear contact details (company legal name, tax ID, legal/physical addresses, phone, and email)

  • Visible refund policy

  • Clear terms and conditions (service delivery terms, destinations, supported payment methods, and delivery services)

WayForPay also maintains a list of prohibited goods and services in the tariffs and conditions section. Merchants should review these requirements early in onboarding to avoid delays.

Developer Experience

Developers can integrate WayForPay using:

  • Hosted page or widget (no handling of raw card data)

  • Direct API for custom flows (referenced from Apple Pay/Google Pay articles)

  • Dashboard controls to enable or disable payment methods

  • Demo and documentation links from the main site navigation

For Apple Pay and Google Pay specifically, WayForPay’s help pages link to the official Apple Developer and Google Developers resources for branding, eligibility, and API details. This blend of platform documentation and official wallet guidelines helps ensure compliant implementations.

When WayForPay Fits

WayForPay is a practical fit for:

  • Ukrainian businesses that require UAH settlement to local bank accounts

  • Merchants who want local BNPL/installment options alongside cards and wallets

  • Sellers who operate offline points and want to accept card payments via QR without installing a POS

  • Businesses that must fiscalize payments and seek a no-subscription pRRO solution integrated with their online checkout

  • Teams that prefer hosted checkout simplicity, but can escalate to direct wallet APIs when needed

Conclusion

WayForPay combines local payment methods, wallets, QR-based acceptance, recurring billing, and fiscalization into a single platform designed for Ukrainian merchants. The help center clarifies a 2% baseline commission for successful payments (with possible individual rates), UAH-only payouts to Ukrainian banks on the next banking day, and documented requirements for merchant websites and restricted categories. Anti-fraud measures and a buyer protection process round out the risk and customer support posture. If your business model aligns with UAH settlement and you value local bank installment methods, QR acceptance, and pRRO support, WayForPay offers a focused toolset for launching and scaling payments in Ukraine.

WayForPay: Frequently Asked Questions (FAQs)

What is WayForPay and who is it for?

WayForPay is a Ukrainian payment service provider that enables online and QR-based payments, with settlements in UAH to Ukrainian bank accounts.

Which payment methods can I accept with WayForPay?

Visa and Mastercard cards, Apple Pay, Google Pay, Privat24, installment options from Ukrainian banks (monobank, PrivatBank, A-Bank, Globus Bank), Masterpass, Visa Checkout, QR code payments, and cash in mixed workflows.

Does WayForPay support Apple Pay and Google Pay?

Yes. You can enable both wallets via the hosted page or widget, or integrate them directly using the providers’ official guidelines.

What are WayForPay’s standard fees?

The baseline commission is 2 percent on successful payments. Connecting is free. Refunds and canceled card holds do not incur an extra commission. Some business types may have individually set rates.

How do payouts work with WayForPay?

Payouts are usually made on the next banking day and only on banking days. Funds are settled in UAH to your account at any Ukrainian bank. Multiple payout accounts are supported, but pRRO will not work in that mode.

Can I accept payments offline without a POS terminal?

Yes. QR Terminal lets you accept payments in physical locations without a POS device. There is no subscription fee, and payments via QR Terminal are charged at 2 percent.

Does WayForPay support fiscalization with pRRO?

Yes. The software RRO module automatically fiscalizes online payments and does not require a subscription fee. If multiple payout accounts are enabled, pRRO is unavailable.

From which countries can customers pay, and are there restrictions?

WayForPay accepts payments from anywhere in the world except Russia and Belarus. Settlements to merchants are in UAH.

What anti-fraud tools does WayForPay provide?

The AntiFraud system uses scoring with over 100 filters, behavioral analysis, two-stage authorization, and 24/7 transaction checks.

Is there buyer protection and customer support?

Yes. Buyers can file a complaint through the Buyer Protection process, and support is available 24/7 via messengers, phone, and email.

What website requirements must my store meet to connect?

Your site must display company and contact details, a refund policy, and terms and conditions. You must also comply with the list of prohibited goods and services.

Are refunds and canceled authorization holds charged?

No. There is no additional commission for refunds, and no commission is withheld if a card hold is canceled.

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