VegaaH

VegaaH: A Complete Payment Gateway Solution
Introduction to VegaaH
VegaaH is a secure and feature-rich payment gateway and aggregator created by Concerto Software & Systems. It helps merchants, banks, and PSPs accept payments easily using credit and debit cards, net banking, UPI, wallets, and international cards. With an RBI-approved aggregator license, VegaaH enables both domestic and international payments, making it suitable for businesses that want to expand globally.
Why Choose VegaaH?
Wide-Ranging Payment Options
VegaaH offers support for over 100 payment modes, including:
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All major credit and debit cards (Visa, MasterCard)
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Net banking
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UPI
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Mobile wallets
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International card acceptance for overseas customers
It supports multi-currency acceptance, allowing merchants to cater to international clients without friction. This versatility makes it ideal for eCommerce platforms, subscription-based services, small and medium businesses, and marketplaces.
Flexible Integration & Developer Support
VegaaH supports multiple integration methods:
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Hosted checkout pages (standard or customizable)
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Direct API-based integration
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SDKs for Android, iOS, React Native, and Flutter
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Plugins for popular platforms like Magento, WooCommerce, Shopify, and others
The platform also provides extensive documentation, a sandbox environment, and developer tools for fast and reliable implementation.
Advanced Merchant Dashboard
Merchants benefit from a powerful dashboard that includes:
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Real-time transaction monitoring
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Configurable risk profiles
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Multi-user access with customizable roles
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Multi-lingual user interface
Key features:
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Alerts for chargebacks and transaction timeouts
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Refund management for partial or full refunds
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Generation of payment links via SMS, email, or chatbot
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Smart collect using UPI and virtual accounts
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Subscription billing with automated recurring payments
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Marketplace tools for routing, transaction splitting, and smart reconciliation
Security & Compliance
Enterprise-Grade Certifications
VegaaH adheres to top-tier security standards:
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PCI DSS 3.2.1 compliant
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ISO 27001:2013 certified
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EMVCo-certified MPI 2.0
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3D Secure 2.0 for Visa and MasterCard
These credentials ensure secure data handling and high levels of transaction integrity.
Fraud, Risk & Data Security
The platform is built with multiple layers of security:
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Tokenization of payment data
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SSL/TLS 1.2 encryption and AES-256 encryption standards
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IP and BIN blacklisting/whitelisting
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Velocity checks to detect abnormal transaction patterns
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Country- and card-based restrictions
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CAPTCHA and virtual keyboard features for safer customer interaction
Additionally, VegaaH supports integration with third-party risk management systems for added control.
Featured Tools & Functionalities
Payment Links & White-Labeling
Merchants can generate and send payment links through:
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Portal interface
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API integrations
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SMS, email, or chatbot distribution
VegaaH also offers white-label gateway services, allowing PSPs and large enterprises to brand the payment experience with custom URLs, logos, and interfaces.
Recurring & Subscription Billing
VegaaH supports subscription-based billing with:
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Recurring payment scheduling (daily, weekly, monthly, yearly)
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Auto-charge capabilities for repeat customers
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Failure handling and retry mechanisms
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Subscription lifecycle tracking and reporting
Smart Routing & Advanced Reconciliation
For PSPs and large-scale platforms, VegaaH provides intelligent tools:
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Smart routing based on transaction success rates, bank performance, and fee optimization
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Reconciliation tools to match gateway, acquirer, and merchant records
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Settlement rules configurable by partner preference and jurisdiction
Customer Support & Dispute Management
Support Channels
VegaaH provides multiple support options:
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Phone support via dedicated helpline
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Email support for technical, onboarding, and operational queries
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Dedicated grievance redressal process managed by a nodal officer in compliance with RBI guidelines
Chargeback & Refund Workflow
The platform enables merchants to:
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Receive real-time chargeback alerts
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Respond to disputes via merchant dashboard
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Upload necessary documentation for resolution
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Issue refunds quickly and efficiently (typically within 5–7 business days)
Governance & Compliance
Regulatory Alignment
VegaaH is registered with the Reserve Bank of India as a Payment Aggregator. It complies with regulatory frameworks including:
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RBI Payment Aggregator licensing norms
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PCI DSS requirements for secure card handling
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ISO 27001 for information security management
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EMVCo standards for global transaction security
Privacy & Data Handling
VegaaH takes data governance seriously. Its privacy protocols include:
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Compliance with Indian data protection laws
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Secure storage and restricted access to payment data
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No unauthorized sharing or sale of user data
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Responsible cookie usage and transparency in data practices
Technical Overview
API & Integration Options
VegaaH offers a rich set of APIs, including:
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Purchase, authorization, and capture flows
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Refunds and voids
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Transaction inquiries
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Payment link generation
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Recurring payment triggers
All APIs are well-documented, with access to a merchant sandbox for testing and development.
SDKs & Plugins
To support a broad range of tech stacks, VegaaH offers:
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Plugins for Magento, WooCommerce, Shopify, PrestaShop, OpenCart, CS-Cart, and Joomla
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Mobile SDKs for Android, iOS, Flutter, React Native, Ionic, and Cordova
Localization & Customization
VegaaH supports:
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Multi-lingual checkout pages
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Language customization for merchant dashboards
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Region-specific payment method selection for localized customer experiences
Ideal Users & Use Cases
VegaaH is well-suited for:
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Online retailers looking for easy-to-integrate, multi-mode payment acceptance
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SMBs and startups needing fast onboarding and affordable solutions
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Marketplaces and platforms requiring advanced routing, split settlement, and white-label tools
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Subscription businesses wanting recurring billing capabilities
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International merchants looking to serve Indian consumers via local payment options
Conclusion
VegaaH is a strong, secure, and future-ready payment gateway built to meet the needs of today’s commerce. With powerful tools, wide payment support, and a focus on developers, it provides great value for businesses of all sizes, especially those looking for global growth, efficient operations, and compliance with regulations.
VegaaH: Frequently Asked Questions (FAQs)
What is VegaaH?
VegaaH is a secure payment gateway and aggregator by Concerto Software & Systems, enabling merchants, banks, and PSPs to accept payments via cards, net banking, UPI, wallets, and international cards. It holds an RBI-approved aggregator license and supports both domestic and international transactions.
Which payment methods does VegaaH support?
VegaaH supports over 100 payment modes including major credit and debit cards (Visa, MasterCard), net banking, UPI, mobile wallets, and international cards, along with multi-currency acceptance.
What integration options does VegaaH provide?
Integration options include hosted checkout pages, direct API integration, SDKs for Android, iOS, React Native, and Flutter, plus plugins for platforms like Magento, WooCommerce, and Shopify. Developers have access to sandbox environments and documentation.
What tools are available in the VegaaH merchant dashboard?
The dashboard offers real-time transaction monitoring, configurable risk profiles, multi-user access, multilingual interface, chargeback alerts, refund management, payment link generation, smart collect via UPI, subscription billing, and marketplace settlement tools.
How does VegaaH ensure payment security?
VegaaH is PCI DSS 3.2.1 and ISO 27001:2013 certified, EMVCo-certified MPI 2.0 compliant, and supports 3D Secure 2.0. Security features include tokenization, SSL/TLS 1.2 encryption, IP/BIN blacklisting, velocity checks, country/card restrictions, CAPTCHA, and virtual keyboards.
Does VegaaH offer payment links and white-labeling?
Yes. Merchants can send payment links via the portal, APIs, SMS, email, or chatbot. VegaaH also offers white-label gateway services with custom URLs, logos, and branding for PSPs and large enterprises.
What subscription and recurring billing features are available?
Features include daily to yearly recurring scheduling, auto-charge for repeat customers, failure handling with retries, and subscription lifecycle tracking with reporting.
What smart routing and reconciliation tools does VegaaH provide?
VegaaH supports routing based on success rates, bank performance, and fees, plus reconciliation tools to match gateway, acquirer, and merchant records with configurable settlement rules.
How does VegaaH handle customer support and disputes?
Support channels include phone, email, and a grievance redressal process. Merchants receive chargeback alerts, can respond via the dashboard, upload documentation, and issue refunds within 5–7 business days.
What regulatory and compliance measures does VegaaH meet?
VegaaH is registered with the RBI as a Payment Aggregator, complies with PCI DSS and ISO 27001, and meets EMVCo standards for transaction security. It also follows Indian data protection laws and ensures secure storage of payment data.