Uniweb Pay

Uniweb Pay: Overview

Uniweb Pay is a Singapore based payment service provider that focuses on QR first and card acceptance for in person and digital commerce.

What Uniweb Pay Does

Uniweb Pay positions itself as an all in one payment solution for merchants that want to accept cashless payments at the point of sale and online. The site describes multiple ways to accept payments and shows official licensed payment channels, indicating coverage across popular QR wallets, Singapore’s national QR framework, bank account transfers via PayNow, and international card brands. The company also presents adjacent services such as an O2O marketing platform and a social media agency, which may support merchant acquisition and campaign activation.

Supported Payment Methods

Wallets and Local Rails

The product pages list official licensed payment channels that include:

• Alipay

• WeChat Pay

• GrabPay

• ShopeePay

• PayNow

• SGQR

These methods cover Chinese super app wallets, Singapore e wallet options, and the Singapore national QR label that aggregates multiple schemes under one code. SGQR is described by the Monetary Authority of Singapore as a single standardized QR for e payments and PayNow is the bank account to account transfer rail from Singapore banks, which can be linked to a business UEN.

Card Brands

The same pages show Visa and Mastercard among the official licensed payment channels. If your business needs card acceptance alongside QR and wallet payments, this combination allows a mixed portfolio under one provider.

Acceptance Modes And Integration Options

Uniweb Pay outlines several ways to bring payments into checkout flows. These options help match the method to the use case while keeping user experience consistent.

Smart Terminals

• Consumer presented mode where the customer shows a dynamic QR code in a wallet app for the cashier to scan.

• Useful for staffed counters and higher throughput environments.

• Helps standardize training for QR flows across multiple wallets.

QR Payment

• Static merchant QR where the customer scans a printed or on screen code and enters the amount to pay when prompted.

• Effective for small format merchants, quick service, and unattended locations where a printed code is feasible.

POS Integration

• Integration with mainstream POS or a customized POS to trigger the scan and complete the payment inside the cashier workflow.

• Suitable for multi lane retailers that need reconciliation through the POS back office.

Web Payment

• Web checkout flow that prompts the shopper to scan a payment code with a wallet app to complete payment.

• Useful for e commerce stores serving customers who prefer QR or wallet based payment experiences.

In App Payment

• Merchant mobile apps can integrate the Uniweb Pay gateway to offer wallet or QR flows during in app checkout.

• Important for brands with loyalty apps or order ahead experiences.

Mini Program Payment

• Support for payments inside WeChat mini programs is noted.

• Relevant for merchants serving Chinese users who purchase inside the WeChat ecosystem.

Merchant Tools And Mobile App

Uniweb Pay provides a merchant application available on the Apple App Store. The listing describes the app as enabling acceptance of Alipay, daily transaction views, refund management, and voice notifications. If your operation prefers mobile first dashboards or needs an on the floor alerting experience for payments received, this app based approach can complement your POS.

Example Use Cases And Ecosystem

The homepage shows a section titled Strategic Acquiring Partners that references large mall groups in Singapore, and a gallery named Our Valued Merchants that showcases brand logos across luxury, fashion, beauty, and F&B. The company also highlights:

• O2O Platform under the Funplay SG brand with examples of campaign style promotions.

• Media Platform under the Singeat brand, described as a Chinese lifestyle media outlet in Singapore.

• UWB Agency indicating a social agency function and providing contact details.

These properties suggest Uniweb Pay can be used alongside marketing activations and O2O campaigns, which may be relevant if your acquisition or engagement strategy relies on QR commerce, influencer content, or mini program promotions.

Checkout And Customer Experience Notes

• Unified QR Labeling. Because Uniweb Pay supports SGQR and PayNow, merchants can reduce counter clutter and route transactions through a single QR label where the customer’s app determines the scheme automatically. This typically shortens cashier training and decreases signage overhead.

• QR First Design. Consumer presented and static QR modes are emphasized. This suits markets where wallet adoption is high and where customers expect to authorize payments inside their banking or wallet app.

• Card Contingency. Displaying Visa and Mastercard alongside QR wallets allows a fallback for customers who prefer card rails. You can place card readers or web card forms next to QR acceptance to maximize conversion.

• Mini Program Journeys. If you sell to Chinese tourists or residents who use WeChat, mini program payments can reduce friction vs deep links or browser redirects.

Settlement, Pricing, And Fees

Uniweb Pay does not publish pricing, settlement timing, or contractual terms. If your procurement process requires fixed fee tables or interchange models, plan to contact the company for a formal quote. Useful touchpoints listed on the site include a service email and a Singapore phone line. When engaging, request:

• Method by method pricing for Alipay, WeChat Pay, GrabPay, ShopeePay, PayNow, SGQR routed payments, Visa, and Mastercard.

• Any monthly fees, terminal or integration fees, and refund or chargeback handling fees.

• Settlement currencies, funding times, bank holidays, and payout reconciliation files.

• POS certified partners and SDK documentation for in app or web.

• Dispute workflows for wallet transactions and card chargebacks.

Documenting these details up front will help you compare Uniweb Pay against alternative acquirers or PSPs using like for like criteria.

Risk, Compliance, And Data Protection

• Data Protection Policy. Uniweb Pay publishes a Personal Data Protection Policy that explains data collection, use, disclosure, and retention in line with Singapore’s PDPA. Review this policy with your legal team to confirm consent mechanisms and retention periods meet your obligations.

• Scheme Participation. The site displays official licensed payment channels and shows Visa and Mastercard branding. For regulated acceptance or brand use, confirm your merchant category, prohibited industries, and any additional onboarding requirements with Uniweb Pay.

• SGQR And PayNow Context. SGQR is the national QR label administered by MAS and IMDA, designed to combine multiple e payment schemes under one code. PayNow Corporate allows businesses to receive SGD funds linked to a UEN through participating banks. If you rely on these rails, align your cash application and invoice references to UEN linked receipts.

If your organization requires PCI DSS validation for card data touchpoints, obtain Uniweb Pay’s current attestation and scope confirmation directly from the provider. The public site does not state PCI details, so it is prudent to verify before you introduce PAN handling into your environment.

When Uniweb Pay Fits

• You operate in Singapore and want to consolidate SGQR, PayNow, leading regional wallets, and card brands under a single provider.

• Your customer base prefers QR or wallet flows and you need smart terminal, static QR, and POS integrated options.

• You plan O2O or mini program campaigns and want a provider that also runs media or social properties geared toward Chinese speaking audiences.

Conclusion

Uniweb Pay offers QR first acceptance with support for Alipay, WeChat Pay, GrabPay, ShopeePay, PayNow, and SGQR plus Visa and Mastercard. It provides multiple integration paths, from smart terminals to POS integrations and web or in app flows, and it publishes a PDPA oriented privacy policy. Pricing and settlements are not public, so merchants should engage the provider directly. For Singapore merchants that want to unify QR, wallet, and card acceptance, Uniweb Pay is a candidate to include in an RFP and a pilot.