UnityFinance Overview

UnityFinance is a global payment service aggregator that offers merchants a variety of fast, secure, and scalable payment solutions. The platform allows businesses of all sizes to accept payments through more than 100 payment methods, across over 50 currencies, in more than 150 countries and regions worldwide. Its aim is to make international trade easier by combining strict compliance standards, strong technology, and local payment options into one user-friendly solution.

Company Identity and Global Reach

Legal Structure

UnityFinance operates under two separate legal entities to ensure compliance and jurisdictional coverage:

• UNITY PAYMENTS LIMITED is based in Canada and is registered as a Money Services Business (MSB) with FINTRAC.

• UnityF Limited is registered in the Marshall Islands, handling clients and operations outside of Canadian and EU/EEA markets.

This dual structure allows UnityFinance to maintain a compliant framework while offering flexibility to international businesses.

Geographic Coverage

UnityFinance has built an extensive network that spans multiple continents. The platform allows businesses to reach global customers while providing localized payment options that meet regional preferences.

Europe

In Europe, UnityFinance supports widely used currencies such as USD, EUR, GBP, PLN, HUF, CHF, RON, and SEK. Merchants benefit from access to reliable banking systems and localized payment options, enabling cross-border trade within the EU and neighboring regions.

West Asia

In the Gulf region and surrounding countries, UnityFinance accepts USD, AED, and SAR, while also supporting popular local payment methods that are trusted by regional consumers.

East Asia

In markets such as South Korea, Japan, and China, UnityFinance enables transactions in JPY, KRW, and USD. The platform supports both international card networks and leading local wallets, allowing businesses to cater to consumer preferences in these advanced digital economies.

Central Asia

For Central Asian markets such as Kazakhstan, UnityFinance provides coverage for currencies including AZN, KZT, KGS, UZS, and USD. Payment methods include bank cards and mobile carrier billing, which are widely adopted in the region.

South Asia

UnityFinance offers extensive coverage in South Asia, including India, Pakistan, Bangladesh, Indonesia, Malaysia, Thailand, the Philippines, and Vietnam. Supported currencies include INR, PKR, BDT, IDR, MYR, PHP, THB, VND, and USD. Payment methods range from UPI in India to local wallets such as Bkash and Easypaisa, alongside traditional card and crypto support.

Oceania

In Australia and New Zealand, UnityFinance accepts AUD, NZD, and USD. Payment methods include card processing and localized options such as PayID and Neosurf.

Latin America

UnityFinance provides strong coverage in Latin America, accepting ARS, BRL, CLP, COP, MXN, PEN, and USD. Popular regional payment solutions like PIX in Brazil and SPEI in Mexico are supported, along with wallets such as Nequi and other country-specific methods.

North America

In North America, UnityFinance supports transactions in USD and CAD. Businesses can accept payments through traditional card networks, digital wallets like PerfectMoney and NixMoney, as well as major cryptocurrencies.

Africa

Across Africa, UnityFinance accepts NGN, ZAR, GHS, EGP, and other widely used regional currencies. Mobile wallets such as Momo and Fawry are supported, alongside mobile commerce and bank transfer options, providing merchants with reliable ways to engage African markets.

Payment Methods and Supported Assets

UnityFinance supports a wide array of payment methods, ensuring businesses can tailor solutions to customer needs across the globe.

• Card Payments: MasterCard, VISA.

• Mobile and Digital Wallets: Apple Pay, Google Pay, Volet, Papara, Jeton, Pepwallet, PerfectMoney, Bkash, Easypaisa, GGBnk, and more.

• Bank Transfers and Open Banking: SEPA, iDEAL, Bancontact, PIX, SPEI, as well as mobile carrier billing.

• Cryptocurrencies: Bitcoin, Ethereum, USDT (Tether), Litecoin, Binance Coin, Bitcoin Cash, Dogecoin, Ripple, Dash, Zcash, and other digital assets.

Key Features and Business Benefits

Fast Integration

Merchants can integrate UnityFinance quickly, with onboarding typically completed in less than 24 hours. This enables businesses to begin accepting payments almost immediately.

Security and Compliance

UnityFinance is PCI DSS certified, ensuring that payment data is processed under the highest standards of security. The platform enforces strict compliance measures, including KYC and AML, to protect both merchants and customers.

24/7 Support

Businesses benefit from round-the-clock technical and operational support. This ensures any issues are addressed immediately, providing peace of mind for merchants operating in global markets.

Merchant Dashboard

The platform offers an advanced dashboard featuring real-time analytics, customizable payment pages, anti-fraud tools, and detailed transaction monitoring. This allows merchants to track performance and optimize operations effectively.

API and Integration

UnityFinance provides a robust API for direct integration, as well as head-to-head (H2H) access through third-party platforms like Corefy. The API supports checkout flows, card payments, callback URLs, and customer information, making it versatile for developers.

Fraud Protection

An advanced anti-fraud system monitors transactions in real time, reducing risks of unauthorized payments and ensuring a safer environment for merchants and customers alike.

Technical Overview

UnityFinance’s technical framework is designed for speed and flexibility. Merchants can integrate via an API that supports:

• Payment initiation and invoicing

• Real-time callbacks

• Currency and amount configuration

• Secure customer data input

• Test mode for sandbox environments

The system is built to scale with merchant needs, whether for e-commerce, digital goods, or subscription services.

Conclusion

UnityFinance is a complete global payment solution designed for businesses that require secure, fast, and scalable payment processing. With over 100 supported payment methods and coverage in more than 150 countries, UnityFinance is a reliable choice for companies looking to expand internationally. The platform brings together good technology, local payment options, and helpful support to provide a smooth experience for merchants and their customers.