Till: A Comprehensive Payment Gateway for Modern Businesses

Till is a global payment gateway provider that offers businesses a seamless and secure platform to accept payments across various channels. With a strong presence in Australia, New Zealand, North America, and the United Kingdom, Till combines local expertise with international reach to support businesses in navigating the complexities of cross-border commerce.

Overview of Till’s Payment Solutions

Till provides a suite of payment solutions designed to cater to the diverse needs of businesses, whether they operate online, in-person, or across multiple channels.

Online Payment Solutions

• Online Checkout: Till’s online checkout offers a user-friendly interface that supports a wide variety of payment methods, including credit and debit cards, Buy Now Pay Later (BNPL) services, and digital wallets like Apple Pay and Google Pay. It’s designed for seamless customer experiences and faster conversions.

• Payment Links: With Till, businesses can send secure payment requests via SMS or email. These links direct customers to a branded payment page where they can safely complete transactions, making it ideal for remote payments and one-off billing.

In-Person Payment Solutions

• Till Portable: A mobile payment terminal that enables businesses to accept payments from anywhere. This solution is perfect for delivery services, pop-up shops, and mobile professionals who need a reliable and flexible payment method on the go.

• Till Unattended: Designed for self-service environments, this solution supports unattended payment acceptance in settings such as vending machines, kiosks, parking stations, and other automated service points.

Unified Management with Till Portal

The Till Portal acts as a centralized hub that allows merchants to manage their entire payment ecosystem. It provides real-time access to transaction data, settlements, billing, dispute management, refund processing, and detailed reporting. This makes day-to-day operations more efficient and offers valuable business insights.

Key Features and Benefits

1. Competitive and Transparent Pricing

Till is known for offering one of the most competitive pricing models in the market. Their fee-free EFTPOS offer includes zero transaction fees, zero terminal rental, and no monthly account charges. Additionally, businesses using Till can earn loyalty rewards, such as Velocity Points, for every dollar processed through their terminals.

2. Robust Security and Compliance

Security is a cornerstone of Till’s infrastructure. The company ensures that all transactions comply with the Payment Card Industry Data Security Standard (PCI DSS), which governs how cardholder information is processed and stored.

Furthermore, Till supports 3D Secure 2.0 (3DS2), a modern fraud-prevention tool that adds an extra layer of customer authentication for online payments. This reduces the risk of unauthorized transactions and chargebacks, creating a more secure experience for both merchants and customers.

3. Extensive Integration Capabilities

Till supports over 350 integrations across various sectors, including eCommerce platforms, hospitality systems, point-of-sale hardware, and enterprise software solutions. This flexibility ensures that businesses can incorporate Till’s payment processing into their existing workflows without disruption.

Whether integrating into a custom-built system or a popular commerce platform, Till offers APIs and SDKs to ensure a smooth and efficient onboarding process for developers and technical teams.

4. Global Reach with Local Expertise

Despite being a global provider, Till emphasizes the importance of local support. With dedicated teams based in Australia, the US, the UK, and New Zealand, businesses benefit from regional expertise and localized service. This combination ensures that clients receive personalized support and a deep understanding of local regulations, consumer preferences, and business environments.

Supported Payment Methods

Till supports a broad array of payment methods to ensure customer convenience and improve checkout conversion:

• Credit and Debit Cards: Including Visa, Mastercard, American Express, and UnionPay.

• Digital Wallets: Support for Apple Pay, Google Pay, Samsung Pay, and AliPay ensures compatibility with mobile-first and tech-savvy consumers.

• Buy Now Pay Later (BNPL): Till integrates with leading BNPL providers, enabling customers to split payments while merchants get paid upfront.

• EFTPOS: A core feature for brick-and-mortar businesses in Australia and New Zealand, offering fast and secure debit transactions.

Developer Resources

Till provides a rich set of resources to empower technical teams and developers:

• Developer Portal: This centralized resource includes documentation, sample code, integration guides, and sandbox environments for testing. It helps speed up the integration process and reduces friction in going live.

• API Catalog: From online checkout to terminal integrations and payment link creation, Till’s API offerings are built with flexibility, performance, and scalability in mind.

These tools make it easy for businesses to tailor payment solutions to their needs while maintaining control over the user experience.

Industry Applications

Till’s solutions are designed to cater to a variety of industries, offering customized features and workflows to meet specific needs:

• Retail: Both online and physical retailers benefit from unified reporting, omnichannel support, and robust customer payment options.

• Hospitality: Hotels, restaurants, and event venues can take advantage of unattended terminals, table-side payments, and integrations with property management systems.

• Healthcare: Till helps clinics, dental practices, and medical professionals simplify payments while maintaining compliance and privacy standards.

• Automotive: Dealerships and service centers can leverage point-of-sale solutions, invoice payments, and finance options for high-ticket transactions.

• Professional Services: Legal, accounting, and consulting firms can use Till’s invoicing and link-based payment solutions to streamline remote billing and collection.

Why Choose Till?

• Zero upfront fees for EFTPOS: Ideal for small businesses and startups.

• Modern online checkout optimized for conversion.

• Support for 350+ integrations across sectors.

• Loyalty rewards program adds value to every transaction.

• Strong local support teams in major regions.

• Developer-friendly tools for custom integrations.

• Compliance with global standards including PCI DSS and 3DS2.

Conclusion

Till is more than just a payment gateway, it’s a complete payment ecosystem designed for growth, flexibility, and reliability. Whether you’re a local retailer looking for a simple in-store terminal or a global enterprise seeking robust omnichannel capabilities, Till offers solutions that are secure, scalable, and cost-effective.