SYSpago

SYSpago: a Mexico-based POS Payment Solution for Card, Vouchers, and Contactless Wallets

SYSpago is a point of sale solution designed for merchants in Mexico that want to accept debit and credit cards, electronic food and benefit vouchers, and major contactless wallets in a single terminal. The company operates through its own TPV hardware and provides a web and mobile environment for account access, statements, and transaction history. This page gives merchants a clear, sourced overview of what SYSpago offers, how it works, where it operates, and what to expect during onboarding and daily use. All statements below are taken directly from SYSpago’s website and legal documents.

What SYSpago Is

SYSpago provides a payment acceptance service delivered through terminals punto de venta, often called TPVs. Its terms state that the company is a “proveedor de servicios de pago” that creates, hosts, maintains, and provides services to users through TPVs in Mexico. The service lets merchants accept payments made with debit cards, credit cards, and electronic vouchers enabled by SYSpago.

SYSpago positions itself as “la terminal que acepta todas las tarjetas” and highlights acceptance of “tus puntos BBVA,” which is relevant for merchants that cater to BBVA cardholders’ loyalty points.

Where SYSpago Operates

The services are provided “en territorio nacional,” meaning within Mexico. The legal entity is SYSPAGO, S. de R.L. de C.V., domiciled in Mexico City. If you are a business outside Mexico, SYSpago’s own materials do not indicate availability beyond the country.

Payment Methods Accepted

SYSpago’s accepts major card networks like Visa, Mastercard, American Express, and domestic network Carnet. It also lists a broad set of electronic voucher and benefits brands, such as Si Vale, Edenred, Toka, Pluxee, Previvale, Efectivale, and One Card. For contactless and mobile wallets, the site shows Google Wallet, Apple Pay, Samsung Pay, and Huawei Pay.

SYSpago also ran a Mastercard sponsored promotion encouraging growth in contactless transactions with Mastercard cards and wallets like Google Pay and Apple Pay, which reinforces support for contactless acceptance on SYSpago TPVs.

Devices and In-store Experience

SYSpago delivers the service via its own TPV readers for debit, credit, and electronic vouchers, which are provided by the company. Its site prominently displays modern handheld devices and a section titled “Elige la mejor opción para tu negocio,” visually depicting multiple terminal formats for different merchant needs.

Accepted Cards, Vouchers, and Wallets at a Glance

• Cards: Visa, Mastercard, American Express, Carnet.

• Electronic vouchers and benefits: Si Vale, Edenred, Toka, Pluxee, Previvale, Efectivale, One Card.

• Contactless and wallets: Google Wallet, Apple Pay, Samsung Pay, Huawei Pay; “Contactless” listed on site and reinforced by a Mastercard contactless promotion applicable to SYSpago TPVs.

Geographic Scope and Eligibility

The terms require users to be residents in Mexico, and services are provided nationally. If your business operates outside Mexico, SYSpago’s website and documents do not indicate service availability abroad.

Reporting and Reconciliation

Merchants can rely on the monthly statement and live transaction history in the app to reconcile payouts and fees. Statements include the transactions processed and support the reconciliation of the SPEI deposits to the merchant’s bank account.

Conclusion

SYSpago fits merchants in Mexico that need one terminal to accept mainstream cards, benefit vouchers, and popular mobile wallets, with settlements to a local bank account via SPEI and a mobile or web interface for statements and transaction history. Businesses serving BBVA cardholders may also value the note on BBVA points.