SSLCOMMERZ Payment Gateway

What is SSLCOMMERZ?

SSLCOMMERZ is the leading payment gateway in Bangladesh, established in 2010 by SSL Wireless. It serves as the country’s first and largest online payment aggregator, helping businesses of all sizes, from startups to large enterprises, accept payments digitally. Licensed as a Payment Systems Operator (PSO) by Bangladesh Bank and certified as a PCI-DSS Level 1 provider, SSLCOMMERZ offers a trusted infrastructure for secure and compliant payment processing both locally and globally.

Whether your business operates an e-commerce website, mobile app, or offers services through social media, SSLCOMMERZ enables seamless collection of payments through cards, mobile wallets, bank transfers, and more.

Key Features & Capabilities

Complete Payment Suite

SSLCOMMERZ provides an all-in-one payment solution that includes:

• Online Payment Gateway: Accept payments via debit and credit cards, mobile wallets, bank transfers, and internet banking.

• Invoice & Link Payments: Generate and send payment links or QR codes for on-the-go billing.

• EMI Support: Offer customers installment-based payments through partner banks.

• Bangla QR: Localized QR payment acceptance, streamlining cashless transactions for in-person and remote payments.

Easy Checkout Experience

Its proprietary “Easy Checkout” feature allows merchants to store customer card details securely (Card-on-File) for repeat transactions. The hosted checkout page is mobile responsive and optimized for fast payments, enhancing customer satisfaction and reducing abandonment rates.

Developer-Friendly Integration

SSLCOMMERZ supports a range of integration options to suit different business needs:

• Hosted payment buttons and overlays

• Secure APIs for custom integration

• Ready-made SDKs and plugins for platforms such as WooCommerce, Shopify, WordPress, WHMCS, and Odoo

Well-documented code samples and sandbox environments are available to streamline integration, making it easy for developers to get up and running quickly.

Business Intelligence Dashboard

Merchants get access to a robust dashboard offering:

• Real-time payment tracking

• Transaction history with exportable reports

• Settlement and reconciliation tools

• Data-driven insights for campaign performance and customer behavior

Strong Security and Regulatory Compliance

Security is a cornerstone of the SSLCOMMERZ platform:

• PCI-DSS Level 1 certified, ensuring safe handling of cardholder data

• All data transmitted with 256-bit SSL encryption

• Licensed and regulated by the central bank, ensuring compliance with financial and legal standards

• In-built fraud detection, refund handling, and chargeback management capabilities

Multi-Payment Channel and Currency Support

SSLCOMMERZ supports over 30 different payment methods including:

• Local wallets like bKash, Nagad, and Upay

• Local and international cards (Visa, Mastercard, Amex)

• Internet banking from major Bangladeshi banks

• Multi-currency acceptance in USD, EUR, GBP, AUD, CAD, and more

Integration & Developer Experience

Quick Merchant Onboarding

Businesses can start accepting payments with minimal delay. The onboarding process involves:

• Submission of necessary KYC documents

• Approval and activation within 24–48 hours

• Access to sandbox and production environments

Prebuilt Modules & Plugins

SSLCOMMERZ offers seamless integration with many popular platforms:

• WordPress/Gravity Forms: Easily add payment functionality to form-based websites

• WHMCS: Ideal for subscription-based services and automated billing

• Odoo: Leverage multi-currency and ERP integration via available plugins

API Access and IPN

Developers can use RESTful APIs to:

• Initiate payments

• Verify and validate transactions

• Receive Instant Payment Notifications (IPNs) for backend processing

Comprehensive documentation ensures clarity throughout the process.

Ideal Use Cases

SSLCOMMERZ is well-suited for:

• E-commerce Retailers in Bangladesh seeking reliable and scalable digital payment processing

• Service Providers and Freelancers offering remote or invoice-based services

• Subscription Businesses using platforms like WHMCS or WordPress with recurring billing needs

• International Merchants wanting to accept payments from Bangladeshi customers using local methods

• Startups and SMEs looking for affordable, fast-to-integrate solutions with no setup fee

Platform Highlights

• Works Across Devices: Checkout adapts to desktop, tablet, and smartphone interfaces

• Built for Scale: Handles thousands of concurrent transactions with high uptime

• Localized and Global: Deeply embedded in the Bangladeshi market but equipped for international growth

• Promotional Campaign Tools: Run targeted discounts with banks and card networks

• Refunds and Chargebacks: Merchant tools for dispute resolution and customer service

Conclusion

SSLCOMMERZ is more than just a payment gateway, it’s a comprehensive financial technology solution tailored for the modern digital economy in Bangladesh. From startups to large enterprises, SSLCOMMERZ offers reliability, regulatory assurance, and a wide variety of payment methods that make it easier to collect and manage payments from anywhere.

For businesses looking to expand in Bangladesh or reach Bangladeshi customers with local payment methods, SSLCOMMERZ offers a powerful, trusted, and developer-friendly platform backed by over a decade of experience in the fintech space.