Safe2Pay
Safe2Pay Overview: Payments for Brazilian Businesses Made Simple
Safe2Pay is a Brazilian payment institution that helps merchants sell online and in person with a single platform for accepting Pix, boleto bancário, and credit cards. The company positions itself as a full-stack PSP for checkout, subscriptions, marketplace split, and POS, with tools to issue charges, track sales, and get paid faster. Safe2Pay states that it is authorized as a Payment Institution by the Central Bank of Brazil and provides developer resources to integrate quickly.
Core Features For Merchants
Multiple ways to get paid. Safe2Pay supports Pix, boleto, and credit cards so you can match the way your customers prefer to pay. These options are presented across the product pages and on the homepage, emphasizing speed with Pix and broad card brand coverage.
Transparent online checkout. The platform highlights a transparent checkout experience that keeps the shopper on your site, helping reduce friction during payment. This is especially relevant for marketplaces, where Safe2Pay also calls out anti-fraud and transaction transparency.
Subscriptions and recurring billing. You can build subscription plans, manage them in one place, and charge via boleto or credit card. The recurring module lets you set billing intervals, fees, discounts, and more to fit different service models.
Marketplace split payments. Safe2Pay offers a split engine so marketplaces can register unlimited sub-accounts, allocate markups, and route payouts to different sellers based on rules you define. Their docs also cover how split behaves in recurring scenarios.
Payment links. Beyond a classic checkout, you can generate a shareable payment link from the API, which is useful for invoicing, social sales, and customer support use cases.
POS devices and in-person payments. Safe2Pay provides card machines with NFC, installment support up to 12x, and Pix QR-code acceptance directly on the terminal. There are API guides for creating orders that the POS processes, then returning callbacks to your system.
Payouts and receivables. The platform references receivables forecasting and early settlement options so you can keep cash flow predictable and choose when to receive funds. These topics appear on the homepage and blog content.
Merchant portal and app. Real-time dashboards show daily, weekly, and monthly sales, while a mobile app provides monitoring and consolidated buyer information on the go.
Payment Methods with Safe2Pay
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Pix: instant bank transfers that can be presented as static or dynamic QR, including use in POS. Pix is featured across the site as a fast way to receive funds.
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Boleto bancário: bank slips for customers who prefer to pay offline or in cash-based flows; available for one-off charges and subscriptions.
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Credit cards: major brands in Brazil and abroad, support for installments up to 12x, and 3-D Secure authentication to reduce fraud and shift liability.
Security and cCompliance
Safe2Pay emphasizes security across its docs and policies. It offers client-side tokenization so sensitive card data never touches your backend, operates a PCI-compliant vault with import and export procedures, and references certification as PCI DSS and practices aligned to ISO 27001 in its privacy policy. The documentation also covers EMV 3-D Secure to authenticate cardholders and mitigate chargebacks on card-not-present transactions.
Developer Experience and Integration
Developers get a structured API with clear base URLs for Payment, API, and Services, authenticated by an X-API-KEY header. The docs include endpoints for creating card charges, generating payment links, configuring split rules, and handling webhooks. There are also how-to guides for the admin portal, subscriptions, and POS order creation to support both e-commerce and omnichannel flows.
Who Safe2Pay is a Fit For
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Subscription businesses that need automated renewals via boleto or card and controls for fees, discounts, and retries.
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Marketplaces and multi-seller platforms that require flexible split payouts, sub-account management, and a branded, transparent checkout.
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Omnichannel merchants who want online checkout plus POS with Pix and contactless acceptance.
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Teams that value security and compliance with PCI tokenization, a vault for card data, 3DS authentication, and documented procedures.
Safe2Pay: Frequently Asked Questions (FAQs)
What is Safe2Pay?
Safe2Pay is a Brazilian payment platform for accepting Pix, boleto, and credit cards online and in person.
Which payment methods does Safe2Pay support?
Safe2Pay supports Pix, boleto bancário, and major credit cards with optional installments.
Does Safe2Pay work for subscriptions and recurring billing?
Yes. You can create plans and charge customers on a recurring basis via card or boleto.
Can Safe2Pay handle marketplace split payments?
Yes. Safe2Pay lets you register sellers and split each payment according to your rules.
Does Safe2Pay offer POS or in-person payments?
Yes. Safe2Pay provides POS devices with card acceptance and Pix QR for in-person sales.
How do I integrate Safe2Pay with my site?
You can use the API and transparent checkout, enable webhooks, and add payment links if needed.
Is there a payment link option?
Yes. You can generate shareable payment links for invoices, chats, or social sales.
How are settlements and payouts handled?
You choose settlement timing options and track receivables and payouts in the merchant portal.
Where can I see fees and simulate costs?
Use the pricing simulator on Safe2Pay to estimate fees and net amounts for each payment method.
Does Safe2Pay provide anti-fraud and 3D Secure?
Yes. Safe2Pay supports anti-fraud controls and 3D Secure for card transactions.
Is there a dashboard or mobile app to track sales?
Yes. You get dashboards for real-time monitoring and a mobile app for sales and customer data.
Who should consider using Safe2Pay?
Subscription businesses, marketplaces, and omnichannel merchants that sell in Brazil.