Revenue Monster

Revenue Monster: Overview

Revenue Monster is a Malaysian payment service provider that offers a unified platform for online and in-store payments, plus add-ons such as eInvoices, loyalty, vouchers, and a lightweight online store builder. Merchants use Revenue Monster to accept cards, FPX online banking, popular local eWallets, selected cross-border wallets, and buy now pay later options. Revenue Monster provides developer-friendly APIs and low-code tools so businesses can integrate payments with websites, mobile apps, and point-of-sale systems.

Who It Is For

Revenue Monster fits merchants that:

• Operate primarily in Malaysia and accept MYR.

• Need both online and in-store acceptance managed from one dashboard.

• Want quick integration paths for WooCommerce or OpenCart, or to add a simple checkout button without a full cart build.

• Plan to accept local eWallets and FPX, alongside Visa, Mastercard, and UnionPay cards.

• Want to layer promotions, vouchers, or loyalty without stitching multiple vendors.

Payments At A Glance

Supported Channels

• Online – Hosted checkout via Smart Payment Page and payment links within the eInvoice tool.

• In-Store – Smart payment terminals and a merchant mobile app, plus Quick Pay to accept QR-based payments.

• QR and Wallets – Acceptance for major Malaysian eWallets and selected cross-border wallets.

• Recurring – Tokenization flows to store card details and charge on a schedule or by API trigger.

Payment Methods

Based on the official payment method matrix and product pages, merchants can enable:

• Cards – Visa, Mastercard, UnionPay.

• Online Banking – FPX.

• Malaysian eWallets – Touch ‘n Go eWallet, Boost, GrabPay, ShopeePay, Setel, MCash, Maybank QR, GoBiz, Paydee, BInfinite, SenHeng Pay.

• Cross-Border and Aggregators – WeChat Pay, Alipay, and Alipay+.

• BNPL – Atome, Split, IOUPay.

Availability differs by channel type. The documentation indicates which methods are usable for web, mobile web, transaction QR, retail QR, or quick pay. Always confirm the exact mix enabled for your MID and store.

Currencies and Region

APIs and payment objects in the docs reference MYR. If you sell in other currencies, consult Revenue Monster to confirm support and settlement specifics.

Online Payments

Smart Payment Page

The hosted checkout consolidates methods into a single integration. You pass standard order and customer fields, specify supported methods, and redirect buyers back to your site. This reduces PCI exposure and simplifies adding wallets or FPX later.

eInvoice Payment Links

The eInvoice module lets you generate invoices and share payment links so customers can pay by card or eWallet without visiting a full storefront. This is useful for B2B invoices, phone orders, and service businesses.

Low-Code Checkout Button

If you already have a product detail or order page, you can drop in an official checkout button with minimal code. Configure allowed hosts, redirect URLs, and optional server notifications. This is helpful for custom sites that do not run a full cart engine.

Plugins

Official guides cover integrations for WooCommerce and OpenCart, and there is a step-by-step for connecting EasyStore. These paths provide a faster setup for merchants on common ecommerce stacks.

In-Store Acceptance

Smart Terminal and Merchant App

Revenue Monster’s in-store terminal works with the same merchant dashboard as online payments, allowing consolidated reporting. The Merchant App supports eWallet acceptance and links to your account for refunds and transaction review. For QR use cases, Quick Pay enables scan-to-pay with eWallets or card-on-file where applicable.

QR Payments

Developers can generate QR codes via API or rely on terminal flows. The Quick Pay API supports scanning customer-presented wallet barcodes or codes produced by the terminal. This is common for convenience retail and F&B.

NFC Wallets

On NFC-enabled terminals, merchants can accept contactless card transactions and NFC wallets where enabled. Revenue Monster has publicly communicated Apple Pay availability for in-store acceptance on supported terminals. Confirm capability with your account manager before promoting to customers.

Recurring And Tokenization

Revenue Monster provides tokenization and a recurring engine. You can invite customers to bind a card, then charge on a defined schedule or trigger charges via tokenized payment APIs. This supports subscriptions, memberships, and stored-card repeat billing.

Developer Experience

• RESTful Open API with authentication, request signing, and SDK references.

• Checkout Patterns for hosted payments, deep links, quick pay, terminal integration, reconciliation, and reversals.

• Test Environment and example payloads to accelerate integration.

• Status Page to monitor API, gateway, and platform availability.

Security And Compliance

• PCI DSS – Revenue Monster has publicly announced PCI DSS 4.0 Level 1 status. Merchants accepting card payments must still meet their own PCI obligations, which are reduced with hosted checkout but not eliminated.

• Request Signing – Client requests are signed using a private key and verified server side.

• Privacy – A published Privacy Notice describes personal data handling.

• Operational Transparency – A public status page shows component uptime and recent incidents.

Commerce Add-Ons

Beyond payments, Revenue Monster offers:

• à la carte Store Builder – A lightweight ordering storefront for F&B and retail with RM0 sign-up fee and an all-inclusive 18 percent service charge per transaction. This fee relates to the à la carte service, not gateway MDR.

• Loyalty and eVoucher – Tools to issue rewards and digital vouchers and to run basic campaigns directly from the merchant portal.
  These add-ons are optional and can be turned on as needed.

Pricing And Fees

Revenue Monster does not publish a universal MDR table for its gateway on the public site. Rates for cards, FPX, and eWallets are typically contracted per merchant. For DuitNow QR, PayNet explains that MDR is set by the acquirer and may vary by merchant segment and program. Engage Revenue Monster for a proposal that reflects your method mix, volume, and risk profile.

For the à la carte store product, the site lists RM0 sign-up and an all-inclusive 18 percent per-transaction service charge. Consider whether you will route payments for à la carte orders through the same settlement account as your gateway transactions.

Settlement, Reporting, And Operations

• Reconciliation – APIs return fields for gross amount, MDR, service fee, and settlement amount so you can automate payout reconciliation.

• Void and Reverse – If a transaction times out, you can call a reverse endpoint to avoid duplicate charges.

• Support Hours – Published operating hours for support are daily 9:00 to 22:00 Malaysia time, including public holidays.

• One Dashboard – Online and in-store transactions are visible in the same portal, simplifying refunds and audits.