Rede

Rede Payment Acceptance Services For Merchants

Rede offers a set of payment acceptance options designed to help merchants take payments in-store and online. The portfolio includes a payment gateway, e.Rede for online card processing, Link de Pagamento for selling via payment links, Pix acceptance across multiple channels, and POS acceptance through Rede’s “laranjinhas” (card terminals), including contactless payments.

Rede Payment Acceptance Portfolio

Rede’s merchant-facing acceptance stack spans:

• Online payments via Gateway de pagamento (Maxipago) and e.Rede

• Remote payments via Link de Pagamento

• Instant payments via Pix, usable with laranjinha, Link de Pagamento, and e.Rede

• In-store acceptance via laranjinha terminals (including NFC contactless) and support for vale-benefícios (voucher/benefit schemes)

Rede Payment Gateway: Maxipago

Maxipago is a centralized integration layer for online payment acceptance.

Key capabilities highlighted include:

• Recurring payments and transaction reattempts (retentativa)

• Multiple payment means and transparent checkout (checkout transparente)

• Centralized integrations, including multi-acquiring (multiadquirência), digital wallet integrations, and reconciliation partner integrations (conciliadoras)

• Security tooling including anti-fraud integration, a PCI-certified environment, 3DS authentication, and card tokenization

• Ability to accept debit, credit, Pix, and boletos through a single platform

e.Rede For Online Card Acceptance And API Integration

e.Rede is an online payment platform for medium and large merchants, with real-time monitoring of sales and confirmations.

e.Rede is presented as an API-based online acceptance option that:

• Supports payments with credit and debit cards, with brands enumerated in e.Rede documentation

• Is designed to integrate without requiring the merchant to install new systems, emphasizing API interoperability and platform portability

3DS 2.0 Authentication

e.Rede documentation describes 3D Secure 2.0 flows and requirements, including:

• Support for browser and in-app channels

• Mandatory 3DS for debit transactions and optional 3DS for credit transactions (as described in the manual)

• Alternative approaches for authentication routing (for example, using a Rede-provided MPI versus another arrangement), as described in the documentation

Link De Pagamento For Selling Without A Website

Link de Pagamento is positioned as a way to sell online without needing a website or a card terminal:

• No monthly fee and no setup/adhesion cost; merchants pay only the MDR rate already negotiated with Rede

• Links can be created and shared through channels like WhatsApp, email, and social networks

• Sales can be monitored in real time via the Portal or App

• Settlement can occur in up to 1 business day, subject to analysis

• An integrated and free fraud prevention tool is included

• Customers can pay using:

  • Credit (single payment)

  • Installments up to 12x (as described on the page)

  • Pix, with immediate receipt described for Pix-based payments

In-Store Acceptance: Laranjinha Terminals And Contactless

Rede describes contactless acceptance under “Pagamento por aproximação”:

• NFC (near field communication) for contactless payments by mobile devices (phone, watch, bracelet) or contactless cards

• MST, described as Samsung-exclusive, enabling payments by simulating a magnetic stripe transaction when using Samsung Pay on compatible Samsung devices

• The flow described includes entering the amount, selecting debit, credit, or vale-benefícios, then having the customer tap the device on the terminal

Pix Acceptance And Settlement Characteristics

Rede’s Pix page states that merchants can sell and receive instantly, 24/7, including weekends and holidays, and that Pix can be used across:

• Laranjinha (in-store)

• Link de Pagamento

• e.Rede

Rede also indicates that enabling Pix requires a Pix key linked to an Itaú Empresas account (at the time described on the page), and that merchants can manage Pix keys and consult tariff information in the Portal, with Pix management also referenced in the App.

Merchant Operations: Portal And App

Rede’s “App e portal” page describes merchant management functions, including:

• Viewing sales and receivables and accessing reports

• Accessing bank statements for different periods

• A sales simulator

• Ability to request receivables anticipation, with a stated ability to receive funds in up to 2 business days (as described on the page)

Reporting And Reconciliation Capabilities

Rede’s developer documentation includes a Sales Management API package that is described as enabling consultation of:

• Debit and credit transactions

• Payments, launches, debits, adjustments

• Sales cancellations and chargebacks

• The “entire financial statement” of the establishment

It also describes a daily update (view D-1) for reconciliation and identifies target users such as conciliators, accreditation partners, and large companies with dedicated development teams.

Pricing Considerations In Rede’s Materials

Rede’s site provides limited “rate card” style pricing. The clearest pricing-related statements in the materials used are:

• Link de Pagamento: no monthly fee and no setup cost; pay MDR negotiated with Rede

• DCC / currency conversion: Rede states the currency conversion feature has no additional cost and supports conversion of more than 115 currencies, available for Mastercard and Visa foreign-issued cards (as described on the Conversor de moedas page)

Conclusion

Rede’s merchant acceptance offering combines multiple channels: in-store acceptance via laranjinha terminals (including NFC and Samsung Pay via MST), online acceptance via Maxipago (gateway) and e.Rede, remote selling via Link de Pagamento, and Pix across several of these channels with instant, 24/7 receipt. The associated portal/app layer and developer reconciliation APIs support operational monitoring, reporting, and financial reconciliation for merchants that need visibility into sales, receivables, adjustments, and chargebacks.