PortPos

PortPos Overview For Merchants

PortPos is a Bangladesh focused online payment gateway that enables businesses to accept cards, mobile wallets, and net banking. Merchants can integrate PortPos on websites and apps through APIs or use ready made tools like payment links via SendBill. PortPos highlights 99.9 percent uptime, 24 by 7 support, and a management panel for operations. This overview summarizes the key capabilities, pricing, integrations, security posture, and considerations for merchants evaluating PortPos.

What You Can Do With PortPos

• Accept local and international debit and credit cards

• Accept mobile financial services such as bKash and Nagad, plus net banking

• Use payment links with the SendBill tool to take payments without a website

• Offer paperless EMI on eligible bank cards for higher ticket purchases

• Run subscriptions and recurring invoicing

• Apply flat or percentage discounts, including card specific campaigns

• Manage orders, customers, and balances in a merchant portal with detailed reports

Pricing And Fees

PortPos publishes straightforward, pay as you go pricing for online payments:

• All cards 2.50 percent, except American Express

• American Express 3.50 percent

• Mobile financial services and net banking 2.20 percent

• Per successful transaction 1 BDT

• No signup fee, no monthly fee

PortPos notes that discounted merchant rates may be available when monthly sales volume meets qualifying thresholds and the account remains in good standing. Bulk or education discounts are indicated as available on request. If you process a material share of international card transactions, confirm any cross border add ons directly with PortPos, since the business page shows a struck through note about a 1 percent cross border fee. Rates can vary by industry, risk profile, and volume, so merchants should validate pricing during onboarding.

Supported Payment Methods

PortPos can process local and international cards and major local payment mediums. The support portal references mobile financial services such as bKash and Nagad, along with net banking. For cards, PortPos supports customers enrolled in Verified by Visa and MasterCard SecureCode programs, which are 3 D Secure based authentication schemes run by the networks.

Products And Use Cases

Payment Links With SendBill

SendBill lets you generate bills and share them via SMS, email, WhatsApp, Facebook Messenger, or other channels. It is aimed at social sellers or offline merchants who need quick digital collection without building a storefront. The SendBill panel shows real time payment status and provides quick lookup by phone number for reconciliation.

Subscriptions And Invoicing

PortPos lists recurring subscriptions and invoicing. This is useful for membership, SaaS, utility, and installment style billing models. You can combine this with discounts for targeted pricing campaigns.

Paperless EMI

PortPos markets a digital Easy Monthly Installment option that aggregates multiple bank EMI services under one agreement. For eligible transactions and cards, this allows consumers to split purchases into installments in a paperless flow.

Save Card And Faster Checkout

For end users, PortPos offers an account based experience with a save card facility for faster repeat purchases across participating merchants. PortPos states it does not store CVC or CVV and that payment method data is secured according to PCI DSS standards.

Developer Experience And Integrations

APIs

PortPos provides REST APIs with JSON responses, sandbox keys for test mode, and distinct live endpoints. Invoice creation, IPN validation, retrieval, refunds, and status codes are documented. Only TLS 1.2 is supported for payment URLs. Authentication uses an app key and a token derived from the secret key and a timestamp.

Plugins

For common commerce stacks, PortPos offers plugins and states pre built integrations for platforms such as WooCommerce, PrestaShop, Magento, and OpenCart. This can reduce time to integrate for merchants running those systems.

Security, Compliance, And Reliability

• PortPos asserts 99.9 percent plus uptime with a scalable and redundant platform

• Security controls listed include SSL, IPN verification, and a risk team

• The support site specifies support for Verified by Visa and MasterCard SecureCode

• The privacy policy states regular auditing and scanning to PCI DSS, and that payment data are secured using PCI DSS standards

• Only TLS 1.2 is supported on payment endpoints, aligning with current card network requirements

Merchants in regulated categories should also assess their own obligations for PCI DSS scope, data retention, and 3 D Secure flows during integration. PortPos publishes general statements but each merchant’s responsibility depends on integration pattern and data handling choices.

Licensing And Corporate Background

PortPos is developed and operated by Portonics Limited, a Dhaka based technology consultancy. Portonics Limited appears on Bangladesh Bank’s list of authorized Payment System Operators. This aligns with PortPos’s positioning as a Bangladesh focused gateway that connects card networks, banks, and mobile financial services for domestic online commerce.

Merchant Onboarding And Settlement

PortPos lists standard business documentation for onboarding, including trade license, incorporation, tax certificates, signatory identification, and related company documents. Fund settlement is done to the merchant bank account via BEFTN to the account provided during application. PortPos notes that a separate bank account is not required to connect. Merchants receive access to a portal to monitor order and transaction status after account activation.

Reporting And Support

The merchant portal provides detailed reports that can include transaction details, customer details, and account balances. PortPos highlights 24 by 7 phone, chat, and email support. There are also consumer facing help pages that explain payment flows and common troubleshooting steps for card OTP and online activation.

Risk And Acceptance Policies

PortPos publishes examples of restricted merchant categories that are not accepted. These include adult sites, internet casinos, lottery tickets, sending of money or cash advances, alcohol, firearms and drugs, and goods or services prohibited by Bangladesh law or card association rules. Merchants should review the latest acceptance policy during underwriting.

Conclusion

PortPos provides a Bangladesh centric payment stack that covers card, mobile wallet, and net banking acceptance, with ready to use tools like SendBill, recurring billing, and plugins for popular commerce platforms. Its published pricing is simple, the developer documentation is straightforward, and the company states PCI DSS adherence and high uptime. Merchants operating in Bangladesh or serving Bangladeshi buyers should evaluate PortPos alongside other licensed PSOs, test live authorization quality for their target banks and wallets, and confirm operational details for settlement, EMI, and recurring billing in contract.