Pocket Pay

Pocket Pay Overview: recurring billing, installments with immediate payouts, and Pix acceptance for merchants

Pocket Pay is a merchant payment solution focused on cash-flow control and sales growth. It combines automated recurring billing, a card reader for in-person payments with installments, and acceptance of credit cards, debit cards, and Pix. Pocket Pay emphasizes immediate settlement of the net amount so you do not wait typical 30-day cycles or pay advance fees to access your takings. According to Pocket Pay, installment and advance fees are passed to the customer who selects that option, while you receive funds right away.

What is Pocket Pay

Pocket Pay provides tools for businesses that bill on a schedule or sell face-to-face. The platform supports automated charges with flexible billing intervals and integrates with your existing back-office systems. Pocket Pay states that it can connect with ERPs, CRMs, and e-commerce platforms so you manage billing and collections in one place.

For transparency, the company lists its legal entity and contact details on its site: Pocket Pay Payment Solutions Ltd (CNPJ 37.313.312/0001-65) with a listed office at 4700 Millenia Blvd, Suite 500, Orlando, FL 32839, plus a contact phone and email.

Core Features Merchants Will Use

Recurring billing with automatic charges and notifications

Pocket Pay’s recurring billing lets you automate monthly, quarterly, or annual payments. You can set up automatic charges, send intelligent notifications to help customers avoid missed due dates, and gain more predictable cash flow without manual chasing. The service positions itself as “recurring billing without complications,” highlighting immediate payment of the net amount to your account.

Installments with immediate payout through the Pocket Pay card reader

For in-person sales, Pocket Pay offers a card reader. It enables you to sell in installments while you receive the total amount immediately, protecting your cash flow. The solution accepts credit cards, debit cards, and Pix with an emphasis on secure acceptance and immediate settlement of the net amount.

Integrations with ERPs, CRMs, and e-commerce

Pocket Pay indicates that it integrates with common business systems so you can centralize billing data and reduce manual reconciliation. This integrated management approach is designed to streamline automation and financial control from a single interface.

Web portal and mobile apps for on-the-go billing

Pocket Pay provides an online portal for account access and management. In addition, its mobile apps allow you to charge customers without a traditional POS machine and even create a simple virtual store to list products from your phone. These capabilities can be useful for service professionals and small merchants that need to invoice and accept payments anywhere.

Benefits for Merchants

Immediate access to funds

Pocket Pay emphasizes that the net amount from sales goes directly to your account immediately, both for recurring payments and in-person transactions with the card reader. You are not waiting a month or paying advance fees to receive your own money. This can materially improve working capital for subscription businesses and storefronts alike.

Better cash-flow predictability and lower delinquency

Automated billing schedules and payment reminders reduce missed payments. With monthly, quarterly, or annual plans, you can align charges to customer agreements and forecast revenue with greater accuracy.

Higher average order value through installments

Offering installments can increase conversion on bigger tickets while Pocket Pay’s model pays you the full amount immediately. Customers who need flexibility can split their payments, and you still see the cash in your account at once.

Acceptance that matches local preferences

The combination of cards, debit, and Pix lets you meet customer payment preferences in markets where Pix has become a top way to pay. Aligning acceptance with buyer habits can reduce checkout friction online and at the counter.

Who Uses Pocket Pay

Pocket Pay positions its solution for a range of segments: gyms and fitness studios, SaaS and digital services, schools and training providers, independent professionals such as doctors and therapists, coworking spaces, and subscription clubs. These are exactly the types of businesses that benefit from scheduled billing and automated collections.