Planet Payment Gateway – Overview

Planet is a global payments platform based in Ireland. It serves industries like retail, hospitality, transportation, and EV charging. The company combines a strong payment gateway with acquiring, tokenization, dynamic currency conversion (DCC), and multi-currency pricing into one solution. Planet operates in over 64 markets, supports more than 137 currencies, and connects with a wide network of acquiring partners worldwide.

Initially launched as Planet Payment, the company has grown into a leader in payment processing, VAT refund services, and international pricing. Planet is especially recognized for its capabilities in international commerce. It received a 2025 PayTech Award for Best Cross-Border Payment Solution for Merchants.

Key Features & Capabilities

1. End-to-End Payment Processing

Planet offers a fully integrated payment solution that functions as the gateway, acquiring partner, and multi-currency processor. This full-stack model simplifies merchant onboarding and consolidates reconciliation, reporting, and settlement operations across multiple sales channels.

2. Multi-Currency Pricing & Dynamic Currency Conversion (DCC)

With features like Pay in Your Currency and Multi-Currency Pricing (MCP), Planet allows merchants to offer localized pricing throughout the entire customer journey—from browsing to checkout. Supporting over 137 currencies, MCP helps eliminate currency-related friction, improves transparency, and enhances conversion rates.

Planet also offers a Best Rate Guarantee, which ensures customers receive a competitive exchange rate—or get refunded 150% of the difference. This builds trust and boosts conversion rates on international transactions.

3. Global Payment Method Support

Planet supports over 40 global and local payment methods, including credit and debit cards, mobile wallets such as Apple Pay and Google Pay, and regional payment options like Alipay and Klarna. This extensive coverage helps merchants reduce cart abandonment and cater to diverse customer preferences.

4. Flexible Integration Options

Planet supports a wide range of integration methods, including low-code plugins for popular e-commerce platforms, RESTful APIs for custom payment flows, and SDKs for native iOS and Android applications. Features include support for recurring billing, mobile payments, tokenization, and customizable payment UIs. The hosted payment gateway can be fully embedded, ensuring a seamless checkout experience without redirecting users.

5. PCI Compliance, Encryption & Tokenization

Planet is fully PCI-DSS compliant and provides end-to-end encryption and tokenization to protect sensitive cardholder data. Merchants can securely store customer credentials for recurring transactions or one-click purchases. This setup not only minimizes fraud risk but also reduces the scope of merchants’ PCI compliance responsibilities.

6. Terminal & Unattended Payment Support

Planet offers modern payment terminals for in-person, outdoor, and unattended payment scenarios. These include Android-based terminals and unattended systems suited for EV charging, parking, tolling, vending, and other self-serve use cases. Devices support EMV, NFC/contactless, PIN entry, and offline transaction capture.

7. Real-Time Reporting & Analytics

Merchants using Planet gain access to real-time analytics dashboards that track transactions, authorizations, settlements, refunds, and currency conversions. This provides detailed insight into cross-border sales, FX performance, and customer behavior—enabling smarter business decisions and financial oversight.

8. Global Coverage & Local Support

Planet operates across Europe, North America, Asia-Pacific, the Middle East, and Africa. Merchants benefit from local sales and support teams in key markets, ensuring help is available in multiple languages and time zones. Planet’s acquiring partnerships and gateway infrastructure support global growth and regional expansion.

Typical Use Cases & Industries

Planet’s platform is designed to serve businesses with international reach or multi-channel operations, including:

• Retail & Hospitality: Unified payments across in-store and online channels with features like DCC and tax-free shopping.

• E-Commerce & Mobile: Seamless online payments with localized pricing, wallet support, and secure tokenized checkout.

• Travel, Transport & EV Charging: Unattended terminals and integration with IoT systems for parking, tolling, and EV infrastructure.

• Tourism & Tax-Free Shopping: Built-in VAT refund solutions and multilingual POS experiences tailored to international tourists.

Benefits for Businesses

Simplified Global Expansion

Planet enables cross-border commerce through a unified payment stack supporting over 137 currencies and integration with multiple local acquirers. Merchants can expand internationally without needing separate payment providers for each region.

Improved Conversion Rates

Local currency pricing, wide method support, and fast checkout contribute to higher conversion rates and reduced cart abandonment. Branded payment flows and tokenization ensure a frictionless user experience.

Lower Compliance Burden

Through secure tokenization and end-to-end encryption, Planet handles the most sensitive parts of the payment process, reducing the scope of merchants’ PCI compliance responsibilities and mitigating data security risks.

Unified Payment Stack

Merchants benefit from having a single vendor for gateway, acquiring, FX conversion, and analytics—reducing operational complexity and streamlining settlement and reporting.

Enterprise-Grade Analytics

Planet’s dashboards and transaction data tools help finance and operations teams monitor KPIs such as approval rates, refund volumes, chargebacks, and FX costs—all from a single platform.

Recognized Innovation

Planet has received industry recognition for its work in dynamic currency conversion and cross-border e-commerce—solidifying its place as a trusted global payment partner.

Integration & Onboarding

Planet offers the following integration methods:

• E-commerce Plugins: Ready-to-use modules for platforms like Magento, WooCommerce, and Shopify.

• REST APIs: Flexible API set for custom checkout flows, subscription billing, and third-party integrations.

• Mobile SDKs: Native SDKs for iOS and Android apps with support for secure tokenization and mobile wallets.

Planet also offers onboarding support, sandbox environments for testing, and pre-built connections to order management systems (OMS) and ERP tools—making the deployment process efficient for both tech and business teams.

Security & Regulatory Compliance

Planet adheres to the highest standards of payment security, including:

• PCI-DSS Level 1 certification

• End-to-end encryption

• Payment data tokenization

• Fraud detection and chargeback management tools

These features make it a suitable solution for businesses operating in regulated environments or handling high transaction volumes.

Conclusion

Planet is a great choice for merchants who want to simplify global payments, bring together their payment systems, and create localized customer experiences across different channels. With effective tools like dynamic currency conversion, a complete stack, and support for multiple regions, Planet can assist businesses in growing internationally while improving their checkout process and financial operations. For businesses that prioritize scalability, global reach, and efficiency, Planet is a strong and innovative payment gateway to consider.