PayDollar

PayDollar is an integrated payment gateway platform designed to help merchants accept digital payments across multiple channels in Asia Pacific. The service supports website and in-app payments, plus retail acceptance through SmartPOS and SoftPOS (tap-to-pay) options, with centralized administration and reporting via a merchant portal. PayDollar positions itself as a payment service and technology provider in Asia since 2000, with coverage across multiple APAC markets, multi-currency processing, and a broad set of local and international payment methods.

PayDollar Overview For Merchants

PayDollar provides an omni-channel payment stack that combines:

• Online payment acceptance for web and app checkouts.

• Retail payment acceptance through smart terminals and smartphones.

• Value-added services to support different checkout experiences and payment operations.

• Merchant administration tooling for transaction operations, reporting, and analytics.

From a merchant perspective, the platform is built around “one integration” to support multiple payment types, channels, languages, and currencies across its supported APAC markets.

Payment Acceptance Channels

PayDollar describes support for accepting payments across multiple selling interfaces and channels, including:

• Web (merchant website checkout)

• App (merchant mobile app)

• Retail (in-person acceptance)

• Social media and chatbot (payment acceptance across additional digital touchpoints)

• eCommerce platform integrations (plugins and partner platform integrations)

This translates into practical deployment patterns where merchants can run a standard hosted checkout experience for web, add mobile app flows, and extend coverage into assisted payment journeys (for example, sharing a payment link in chat).

Supported Payment Methods And Local Schemes

PayDollar groups payment types into broad categories and also publishes market-specific supported methods. Across its online payments offering, PayDollar highlights support for:

• Cards (credit, debit, prepaid)

• Internet banking and bank debit

• eWallets and digital wallets

• Buy Now Pay Later

• Over-the-counter payment options (market-dependent)

Examples of supported schemes and methods shown for specific markets include major card brands and a wide mix of domestic methods. For example, PayDollar lists (market-dependent) support such as Visa, Mastercard, American Express, Diners Club, Discover, JCB, and UnionPay, plus local and alternative methods like FPS and PPS (Hong Kong), Octopus (Hong Kong), PayMe (Hong Kong), Alipay / AlipayHK / WeChat Pay, Apple Pay / Google Pay / Samsung Pay, PayPal, and BNPL options such as Afterpay, Zip, Humm, and Atome in relevant markets.

Because PayDollar publishes supported methods by market, merchants typically validate the “supported payment methods” list for the country where they are onboarding and where their customers are located.

Checkout Options And Value-Added Services

PayDollar offers several checkout and billing flows that can be used in addition to standard card entry pages.

Payment Links And QR Code Payments

PayDollar describes Payment Link / QR Code capability where merchants generate a payment request URL and a corresponding QR code inside the merchant administration console, then share it with customers across channels. PayDollar also describes an eInvoice feature as an additional option that allows merchants to create or upload invoices when generating payment links.

Tokenization And Click To Pay

PayDollar describes card tokenization as a security feature that replaces sensitive card data with a token for transactions, reducing exposure of raw card details.

PayDollar also offers Click to Pay, described as a one-click checkout experience powered by Visa and Mastercard’s EMV Secure Remote Commerce (SRC) standard. PayDollar describes it as combining tokenization and EMV 3-D Secure (3DS) biometric authentication to reduce checkout friction and limit the need for customers to repeatedly enter payment details.

Currency And Cross-Border Oriented Features

PayDollar describes multi-currency support and also references Dynamic Currency Conversion (DCC) as a value-added service. In practical terms, this supports scenarios where a merchant sells cross-border and wants payment acceptance and reporting across currencies.

Retail And In-Person Payments With SmartPOS, SoftPOS, And AppPay

For retail acceptance, PayDollar describes AppPay as a POS application for accepting retail payments via cards or QR codes using either a smartphone or a smart payment terminal.

PayDollar also describes:

• SmartPOS, where merchants manage payments in a single smart terminal and lists compatibility with smart terminal device brands such as SUNMI, NEXGO, PAX, and LANDI.

• SoftPOS, where a smart device is transformed into a payment terminal with no extra hardware needed (tap-to-pay use case).

For QR payments, PayDollar describes both:

• Customer-presented mode (customer displays QR code; merchant scans)

• Merchant-presented mode (merchant displays QR code; customer scans)

PayDollar also describes generating a payment link or QR code to share via email or messaging apps (for example, LINE or WhatsApp) for collecting payments, plus digital receipts and consolidated reporting across payment activity.

Developer Integration And Platform Plugins

PayDollar provides formal integration documentation for PayDollar PayGate, describing it as a web-based online payment services platform supporting secure, multi-channel, multi-lingual, and multi-currency payment services.

The integration guide describes multiple integration approaches, including:

• Client post through browser (commonly used with shopping carts)

• Direct client-side connection

• Server-side direct connection (including mobile app or IVR-type implementations)

PayDollar also provides a resources area highlighting shopping cart plugins and integrations. The PayDollar site lists plugin availability and partner references for popular platforms and ecosystems, including (examples shown) Magento (including Magento 2.x), WooCommerce, Shopify, PrestaShop, OpenCart, osCommerce, Drupal, and others.

Operations, Reporting, And Merchant Admin Portal

PayDollar positions its Merchant Admin Portal as the operational hub for managing cross-channel payments. Capabilities described include:

• Dashboard with real-time analytics and payment insights (sales summary, transaction volume, preferred payment methods, channels, and geographic indicators).

• Transaction management, including multi-level user administration control, authorization or capture flows, post-payment data feed support, and real-time void/capture/refund requests and sales adjustments.

• Real-time reporting, with downloadable reports such as sales reports, refund reports, chargeback reports, transaction summary reports, bank settlement reports, and PayAlert reports, with CSV download options.

• Analytics tooling, including sales performance, business trend, periodic analysis, geographic analysis, and peak-hour indicators.

This combination is relevant for merchants that need both finance-facing settlement reporting and operational tooling for refunds, adjustments, and chargeback workflows.

Security, Authentication, And Risk Management

PayDollar describes multiple security and risk-related elements across its materials:

• PCI DSS Level 1 compliance, described as in place since 2006.

• 3-D Secure support, including references to advanced 3D Secure 2.0 card payment authentication.

• Anti-fraud filters and alerts with customizable rules, positioned as part of its fraud control and authentication functionality set.

• PayAlert, described as an anti-fraud risk management system, referenced in reporting outputs and risk-control context.

For merchants, these features matter most in card-not-present risk scenarios, chargeback exposure, and authentication requirements for higher-risk transactions and cross-border activity.

Pricing And Settlement Considerations

PayDollar’s FAQ describes merchant pricing as typically consisting of:

• A one-off setup charge

• A monthly service charge

• A transaction commission

• A chargeback handling fee

For onboarding timelines, PayDollar’s FAQ states that application approval normally takes about 5 to 10 working days once all required information and documents are provided, and implementation can take about 1 to 3 working days depending on the merchant’s technical readiness.

Conclusion

PayDollar is positioned as an APAC-focused, omni-channel payments platform combining online payment gateway functionality, retail acceptance options (SmartPOS and SoftPOS), and a merchant operations layer for transaction management and reporting. Its published materials emphasize broad payment method coverage (including market-specific local methods), multi-currency support, value-added checkout services such as payment links, QR payments, tokenization, and Click to Pay, plus a security posture anchored in PCI DSS Level 1 compliance and 3-D Secure support. For merchants operating in Asia Pacific, the platform is structured to support both digital-first checkout flows and retail collection, with centralized administration and downloadable reporting.