Orbital

Orbital Overview

Orbital is a global payments platform that combines traditional electronic currency processing with stablecoin-based payment systems. It has been in operation for over eight years and processes more than $12 billion each year, handling over one million transactions annually. With licenses in the UK, Gibraltar, Estonia, and Switzerland, Orbital serves businesses that manage cross-border payments, transfers, exchanges, and treasury services. Users can access it through a web platform, an API, or an over-the-counter (OTC) desk.

2. Key Features

2.1 Pay-Ins (Accepting Payments)

• Multi-currency acceptance: Orbital enables businesses to accept payments in major stablecoins, 11 traditional fiat currencies, and over 60 exotic currencies via global payment rails such as SWIFT, Faster Payments, CHAPS, and Fedwire.

• Integration flexibility: Businesses can choose from embedded payment pages, hosted pages, e-invoicing, or full API integration.

• Conversion automation: Incoming payments can be automatically exchanged into stablecoins or fiat at volatility-free, index-linked real-time rates.

• Risk controls: Orbital includes advanced transaction screening, permissioned access, and built-in anti-fraud tools to secure inbound transactions.

2.2 Payouts (Sending Funds)

• 24/7 payouts: Businesses can make global payouts in minutes via stablecoin networks or traditional banking rails. Automatic exchange and multi-currency delivery are supported.

• Multiple initiation methods: Payouts can be triggered via API, the web dashboard, or by uploading batch files—ideal for high-volume disbursements.

• Custodial wallets and vIBANs: Businesses can choose to hold funds in stablecoin wallets or in multi-currency virtual IBANs (vIBANs) with named account identifiers for fast transfers and centralized treasury control.

2.3 vIBANs & Stablecoin Wallets

• 1st Name multi-currency vIBANs: These virtual IBAN accounts are available in various fiat currencies and can be used for both receiving and disbursing funds with full traceability.

• Stablecoin wallet infrastructure: Supports secure storage and movement in USDC, USDT, and other major stablecoins using enterprise-grade custody systems with certifications such as SOC 2 Type 2 and ISO 27001:2022.

2.4 Foreign Exchange & OTC Desk

• Global currency coverage: Instant exchange between fiat, stablecoins, and over 80 exotic currencies is available at competitive index-linked rates.

• OTC support: High-volume or bespoke currency trades are supported through Orbital’s over-the-counter desk, providing flexibility and tailored execution.

2.5 Crypto Payment Gateway

• Stablecoin payments via blockchains: Orbital’s crypto payment gateway accepts payments in six digital assets, including major stablecoins, across multiple blockchains such as Ethereum, TRON, and the TON blockchain.

• Embedded payment pages: These branded, low-friction checkout flows increase conversion rates and offer better UX than generic hosted pages.

• WooCommerce plugin: For eCommerce platforms, the WooCommerce plugin allows quick integration of crypto payment acceptance.

3. Compliance & Security

Compliance is central to Orbital’s value proposition:

• Certifications: SOC 2 Type 2, ISO 27001:2022, Cyber Essentials Plus, CSA Trusted Cloud Provider.

• Regulatory licenses: Orbital holds authorizations in four jurisdictions, including:

  • UK: FCA-authorized Payment Institution

  • Gibraltar: Electronic Money Institution (EMI) & Distributed Ledger Technology (DLT) licenses

  • Estonia: Virtual Asset Service Provider (VASP) registration

  • Switzerland: Membership in VQF, a FINMA-recognized self-regulatory organization

• Compliance infrastructure: Built-in KYC, AML, and Travel Rule readiness. The platform uses tools like SumSub for transaction monitoring.

• Fraud prevention: Real-time screening, chargeback rules, AVS/CVV validation, and role-based access control are implemented.

4. Business Use Cases & Industries

4.1 Ideal Use Cases

Orbital is designed for businesses that need:

• Global B2B payments: Seamless cross-border pay-ins and payouts to suppliers, partners, and distributed teams.

• Emerging market payments: Acceptance of stablecoins and exotic currencies in regions with limited banking infrastructure.

• Treasury management: Real-time FX automation and centralized multi-currency wallet and account management.

• Crypto-commerce: Businesses aiming to accept crypto payments quickly and securely.

4.2 Industry Verticals

• Fintechs and SaaS companies: Leverage Orbital APIs for embedded payments, global treasury operations, and user wallets.

• E-commerce and marketplaces: Accept global pay-ins and stablecoins with automated conversions and rapid settlements.

• Remote-first and global startups: Pay remote contractors or staff in fiat or stablecoin via fast, low-cost payouts.

• Corporate treasury teams: Optimize liquidity across currencies and rails, with control and oversight built-in.

5. Advantages of Choosing Orbital

5.1 All-in-One Infrastructure

Orbital integrates crypto and traditional finance tools—payments, vIBANs, FX, and wallets—under one roof, eliminating the need for multiple vendors.

5.2 Global Reach

The platform supports 80+ exotic currencies, multiple fiat options, stablecoins, and is available in over 180 countries with blockchain and bank rail connectivity.

5.3 Fast Settlement

Stablecoin and fiat payouts are processed 24/7, often settling in minutes. This enables businesses to operate without banking hour restrictions or legacy delays.

5.4 Security & Trust

Orbital’s enterprise-grade infrastructure, international certifications, and regulatory licenses provide businesses with the security and compliance foundation required for handling large-scale global payments.

5.5 Developer Friendly

Orbital’s low-code tools and well-documented APIs allow businesses to build and launch payment features quickly. Embedded pages and plugins enhance the user experience while minimizing integration effort.

Conclusion

Orbital is a strong solution for businesses that operate in multiple currencies and across borders. It offers flexibility in how you accept and send money. Whether you run a fintech platform, an eCommerce company expanding internationally, or a corporate treasury team managing various accounts and currencies, Orbital can streamline your financial operations. It does this under a single, compliant, secure, and modern system. Orbital connects fiat and stablecoin payments, offers access to first-name vIBANs, and supports global payouts 24/7. This empowers businesses to expand internationally with confidence and control. If your business needs a unified payment system for both fiat and crypto, consider Orbital.