Omise

Omise: a Modern Payment Gateway for Southeast Asia

Omise is a PCI-certified online payment gateway with a clean dashboard, robust REST API, and ready-made checkout options that help merchants accept popular local and international payment methods with minimal friction. You can integrate through a hosted checkout, client libraries, or server-to-server API calls, then manage refunds, transfers, and disputes from one place.

Where Omise Operates

Omise launched in Thailand and later expanded to Japan, Singapore, and Malaysia. Pricing pages and feature availability are organized by country, so merchants should review the country-specific section before going live.

Payment Methods You Can Enable

Omise focuses on giving merchants the mix of cards and local rails customers already trust.

• Cards: accept Visa, Mastercard, and JCB, with Amex availability depending on country and enablement. 3-D Secure can be enabled on supported plugins and flows.

• Local wallets and QR: options include PromptPay in Thailand, PayNow in Singapore, TrueMoney Wallet, Rabbit LINE Pay, Alipay and Alipay+ aggregation, selected mobile banking apps, and more. Each method is documented with region notes so you can match checkout options to your market.

If you prefer a prebuilt front end, Omise provides Omise.js and client libraries that tokenize sensitive data in the browser or app, keeping card data away from your servers and reducing compliance scope.

Pricing at a Glance

Omise uses simple pay-as-you-go pricing with no upfront fees and no long-term lock-in. Fees vary by country and by payment method.

Security, Compliance, and Risk Controls

Omise is PCI DSS compliant and positions its acquiring stack to help reduce audit overhead for merchants. In day-to-day operations, the dashboard includes built-in dispute tools so your team can upload evidence and respond to chargebacks efficiently. These workflows are also accessible by API if you want to manage them inside your own systems.

Integration Paths That Fit Your Stack

You can start quickly through plug-and-play integrations or go fully custom:

• Ecommerce plugins: official guides are available for Shopify, WooCommerce, Magento, and other popular platforms, with settings for test vs live mode, manual capture, and 3-D Secure toggles.

• APIs and SDKs: Omise provides client-side libraries and server examples so you can build a tailored checkout, support saved cards, and add new local methods as you expand. Library upgrade guidance is published to keep dependencies current.

• Hosted checkout and tokens: with Omise.js and hosted components, sensitive data is tokenized in the customer’s browser, which helps keep your environment out of PCI scope while still giving you a branded experience.

Operations You Can Run From the Dashboard

Omise centralizes the payment lifecycle so finance and support teams can work without developer intervention:

• Refunds, disputes, and transfers managed in one place with real-time status and reporting.

• Reporting and webhooks for charge events, refunds, and failures so your systems stay in sync.

• User roles and permissions to control who can view data or take actions across your organization.

For recurring billing or scheduled payouts, use the Schedule API to automate charges or transfers at a defined interval. This is useful for memberships or subscriptions where you want predictable timing without manual work.

Currency and Settlement Considerations

Multi-currency support depends on the country where your Omise account is registered. Review the supported currency list for your market and confirm settlement currency with your account rep if you sell cross-border.

Who Omise is a Good Fit For

• Thailand-first merchants that need high coverage of local rails like PromptPay, TrueMoney Wallet, and Rabbit LINE Pay while still accepting international cards.

• Regional brands in Singapore, Japan, and Malaysia that want one provider across multiple markets and the flexibility to add local methods like PayNow or FPX-style bank options via plugins and libraries.

• Ecommerce teams on Shopify, WooCommerce, or Magento that want to activate Omise without custom code, then grow into API features as volumes scale.

Conclusion

Omise gives you the essentials for Southeast Asia in one platform: card processing with PCI coverage, strong local payment rails for higher conversion, country-specific pricing with no upfront fees, and a dashboard that non-technical teams can actually use.