Oceanpayment

Oceanpayment: Merchant Overview Of A Global Payments Platform

Oceanpayment is a cross-border payments provider that offers online payment acceptance through a payment gateway, alternative payment methods, and omnichannel scenarios. For merchants selling internationally, the provider emphasizes broad payment method coverage, multiple integration models (including APIs and payment links), and security and compliance controls such as PCI DSS Level 1 and 3D Secure.

Oceanpayment Payment Platform Overview

Oceanpayment began trial operations in 2014 as a global digital cross-border payment technology and service system. The company states it covers more than 230 countries and regions and provides access to more than 500 payment products. Oceanpayment also references processing in more than 140 transaction currencies and settling in more than 10 currencies.

The product suite spans payment gateway and payment links for online acceptance, alternative payments for localized methods, omnichannel and OMO scenarios across online and offline touchpoints, and operational tools such as payouts, global accounts, and FX management.

Payment Acceptance Channels And Checkout Flows

Oceanpayment positions its solutions for web checkout and mobile commerce, and it also describes omnichannel and OMO (online-merge-offline) scenarios that span PC, mobile, kiosk, and POS touchpoints.

Payment Links And QR Code Collection

Payment Links are designed for merchants that want to collect payments via a URL or QR code. A link can be shared through email, messaging apps, or social media and redirects customers to a branded payment page. Oceanpayment states payment links support over 500 payment methods and automatically adapt to the customer’s preferred browser language (over 20 languages). The payment links flow references encryption, tokenization, and 3D Secure (3DS) authentication.

Supported Payment Methods

Oceanpayment describes payment method breadth across cards, wallets, local payments, and installment options.

Cards And Card Schemes

The provider supports major international credit and debit cards, including Visa and Mastercard. Oceanpayment also references scheme relationships and certifications that include American Express, Discover, China UnionPay, and JCB.

Digital Wallets And China-Focused Methods

Oceanpayment lists wallet support including Apple Pay and Google Pay. The company also highlights WeChat Pay and Alipay and positions UnionPay International as a supported alternative payment method.

Local Payments And BNPL

Oceanpayment positions alternative payments as country-specific methods aligned to localized consumer behavior and regulatory requirements, and it references local payment options such as Sofort and iDEAL. The provider also lists BNPL and installment options, including examples such as Klarna and Afterpay.

Integration Options For Merchants And Developers

Oceanpayment emphasizes integration flexibility, ranging from no-code payment links to developer-led builds.

APIs And Payment Orchestration

Oceanpayment describes payment orchestration on a stable API across routing, reconciliation, clearing, settlement, billing, and reporting. For card payments, the company describes a risk assessment step before using smart routing to send a transaction to an optimal payment processor. After a transaction, Oceanpayment describes automated reconciliation and settlement and the generation of payment details and reports.

For e-commerce use cases, the provider also describes APIs for transaction processing, refund requests, chargeback notifications, logistics information upload, and transaction reconciliation.

SDKs, Platform Connectors, And Developer Portal Access

Oceanpayment references SDK availability for rapid launch, and it states support for more than 10 open-source shopping mall options and 30 SaaS platforms. The company also references a developer center and an API explorer, but access to the developers portal is sign-in based rather than fully public.

Risk Management, Fraud Prevention, And Dispute Workflows

Oceanpayment offers a risk management service that includes a configurable anti-fraud rule library and a closed-loop approach designed to address risk before, during, and after a transaction. The provider describes real-time monitoring, post-transaction analysis, and AI or machine learning methods to extract fraud traits and optimize models. Oceanpayment positions its risk controls as designed to detect, prevent, and respond to more than 99% of transaction risks. The company also references 7/24/365 monitoring for security risk detection.

Compliance And Security Controls

Oceanpayment references a set of security and compliance controls relevant to cross-border acceptance:

• PCI DSS Level 1 certification

• 3D Secure and PSD2 alignment

• GDPR-aligned data security positioning

• KYC and KYB referenced for identity and business verification

• Tokenization and encryption referenced for protecting sensitive payment data

Cross-Border Operations, FX, And Payouts

Oceanpayment offers tools that extend beyond checkout into funds management and payouts.

Global Accounts And Multi-Currency Handling

Oceanpayment describes global accounts that enable businesses to accept, collect, and settle worldwide without multiple bank accounts. OPCCOUNT is positioned as a single account for local and international payments, enabling management of 10+ major currencies, including USD, EUR, GBP, AUD, and JPY.

FX Management

Oceanpayment positions FX management as operating across over 10 currencies with 24/7/365 operations, including real-time insights. OPCCOUNT also references connecting to global banks to screen for optimal FX rates and enable 24/7 transaction initiation.

Payout Controls

For payouts, Oceanpayment highlights sanctions screening, fraud and transaction monitoring, tokenization for PCI compliance, and bank account and card validation tools.

Support And Partner Programs

Oceanpayment publishes contact channels that include phone and email, including global sales and customer support email addresses. The company also offers a partnership program with multiple models, including channel partners positioned to refer merchants.

Oceanpayment does not publish standardized timelines for onboarding or settlement speed in its core product descriptions.

Pricing And Commercial Transparency

Oceanpayment does not publish a standard public rate card that lists setup fees, monthly fees, or per-transaction pricing.

Conclusion

Oceanpayment is a cross-border payments platform built around broad payment method coverage (500+ payment products), geographic reach (230+ countries and regions), and multiple integration paths ranging from payment links to API-based orchestration. Its offering combines acceptance across cards, wallets, local payments, and BNPL, with risk management and compliance controls such as PCI DSS Level 1, 3D Secure, PSD2 alignment, and GDPR-oriented data security positioning. It also extends into operational workflows through global accounts, FX management, and payouts.