Nova2Pay

Nova2Pay: Cross-Border Payments, Local Methods, and Compliance-Ready Acquiring for Global Merchants

Nova2Pay is a cross-border payment provider focused on helping merchants accept and send payments across regions with a single, integration-friendly stack. The company highlights international card acquiring, 190+ local payment methods, global receiving accounts, mass payouts with currency exchange, and even card-issuing capabilities. Its proposition targets eCommerce, travel, digital entertainment, and other online verticals that need high approval rates, localized checkout, and strong risk controls when selling to customers in multiple countries.

What Nova2Pay Offers

International card acquiring

Nova2Pay supports the major card networks that matter for cross-border commerce, including Visa, Mastercard, American Express, JCB, Diners Club, and Discover. The acquiring setup is positioned as multi-device and analytics-ready, with dashboards and statements for monitoring performance. For currency coverage, Nova2Pay lists 187 transaction currencies and 15 settlement currencies, which helps merchants price locally while settling in preferred currencies. The company also references fast onboarding, standard API or SDK integration, and 24/7 dedicated customer support.

Alternative payments for localized checkout

Beyond cards, Nova2Pay emphasizes 190+ overseas local payment methods spanning North America, Europe, and Southeast Asia so buyers can pay with familiar wallets and local options. The local-payments service is advertised with a zero-deposit policy and value-added support such as localized marketing, minor-language optimization, and payment flow optimizations to improve conversion. For merchants expanding to new markets, this breadth of local methods can reduce drop-off at checkout and lift order conversion.

Global receiving accounts for collections

If you need to collect and hold funds like a local, Nova2Pay’s “Global receipt” feature provides collection accounts for enterprises and sole proprietors in jurisdictions such as mainland China, Hong Kong, and Singapore. It supports collections in major international currencies and centralizes store payouts with unified fund management and one-click withdrawal. The page markets local-currency collection to avoid exchange losses, zero account-opening and management fees, no transaction limits, typical buyer remittance arrival in about 1 to 3 business days, and withdrawals that can arrive in as little as 1 minute.

Global payments and currency exchange

For payouts, Nova2Pay describes a global payment network covering 80 percent of countries and regions, with direct connections to local payment channels in 150+ countries or regions and smart routing to reduce costs. It promotes batch payments, overseas distribution, automatic reconciliation, real-time exchange-rate display, and a fastest funds-credited time of T+1 for payments in the original currency. The page also notes PCI-DSS Level 1 security certification for nine consecutive years and 24/7 customer service.

Card issuing: physical and virtual

Nova2Pay can generate and issue branded physical and virtual cards. Merchants can configure cards to match brand needs, manage authorization and spend, use APIs for control, and add cards to mobile wallets. The proposition stresses simple, transparent pricing and an “advanced API” for card lifecycle operations.

Risk Management and Fraud Prevention

Nova2Pay describes a comprehensive risk stack designed for cross-border commerce. Features include sanctions and country blacklist screening, PEP checks, automated transaction monitoring, and partnerships with third-party risk technology providers. It references a five-level safety management system with 24×7 monitoring, dynamic 3D Secure 2.0, a chargeback alert tool that warns merchants before issuer decisions to help pre-empt disputes, and a goal of avoiding more than 99 percent of transaction risks through its approach.

Compliance, Certifications, and Footprint

According to its company page, Nova2Pay Limited states it has maintained PCI-DSS Level 1 since 2015 and that its internal processes are certified under ISO 27001. It also lists an MSB registration in the United States regulated by FinCEN and a Hong Kong Money Service Operator license issued by the Hong Kong Customs and Excise Department. The firm cites branch locations including Los Angeles, Tokyo, London, and Singapore to support localized service.

Who Nova2Pay is Built For

Nova2Pay markets tailored solutions for cross-border eCommerce merchants, including independent-site sellers and marketplace stores, as well as airlines, travel companies, hotels, and digital entertainment platforms that need high-value fraud controls and strong dispute management. Solutions messaging includes direct connections to international card networks, localized acquiring, marketing-support services, FX planning, and logistics linkups for eCommerce. For marketplace or multi-store operators, Nova2Pay highlights global receiving accounts, 24×7 support, risk controls, and value-added services like refunds processing and global payments.

Integration, Reporting, and Support

From an implementation standpoint, Nova2Pay points to standard API or SDK integration, multi-role account management for agents, merchants and staff, and analytics and statements to review performance. The company’s materials also reference branded payment pages, dynamic billing address handling, automatic reconciliation, and dedicated 24×7 customer service. These operational details matter for merchants who need to go live quickly and keep finance teams aligned with reconciliation and settlement reporting.

Key Takeaways for Merchants Evaluating Nova2Pay

• Broad acceptance options: international cards plus 190+ local payment methods for regional conversion.

• Collections and payouts built for cross-border operations: global receiving accounts, batch payments, smart FX routing, and T+1 timing in supported flows.

• Risk and compliance posture: PCI-DSS Level 1, ISO 27001 processes, MSB and MSO licensing, and layered fraud controls with 3DS 2.0 and chargeback tools.

• Coverage and scalability: claims of coverage in 80 percent of countries or regions and direct local connections in 150+ countries or regions to help localize payments at scale.