Nomupay

Nomupay Payment Gateway Overview

Nomupay is a modern payment gateway solution that grows with fast-growing businesses. It is built for global expansion and provides access to international acquiring, strong local payment options, smart fraud tools, detailed reporting, and smooth checkout experiences, all without a setup fee.

Key capabilities include:

• Global acquiring licences across Europe, MENA, and Southeast Asia

• Support for 200+ alternative payment methods and cards in 196+ countries

• Multi‑currency settlement in 133+ currencie

Key Features & Benefits

Global Acquiring & Local Expertise

Nomupay’s unique advantage lies in direct licences with acquiring banks in regional markets, alongside partnerships with over 40 local acquirers. This structure helps reduce cross‑border fees, increase approval rates, and enable local currency settlements—a powerful combination for international merchants.

• Domestic settlement options

• Local presence in key markets

• Network agility to reroute transactions through optimal acquiring paths

Massive Payment Method Coverage

Nomupay supports over 198 payment methods globally, including major card networks, local wallets, Apple Pay, BNPL, and contactless options. With coverage in 196 countries, it empowers merchants to meet regional payment preferences and improve conversion rates.

Fraud & Risk Management

Nomupay includes a comprehensive risk suite featuring:

• Chargeback alerts and defence tools

• Adaptive custom risk rules (AVS, geolocation filtering, IP blocking)

• 3D Secure 2.0, address verification, and other authentication layers

• Smart dynamic routing: automatically retries failed transactions with fallback acquirers

Unified Platform: Analytics & Dashboard

All payments and data are consolidated in Nomupay’s Unified Platform, offering:

• Real‑time transaction monitoring

• Approval rate tracking and decline‑reason diagnostics

• Advanced search and filters for custom analysis

• Reporting to support reconciliation, revenue forecasting, and chargeback resolution

Flexibility & Integration

Developers can choose between:

• Embedded payment form widget (COPYandPAY) for integrated checkout

• Plugins for popular platforms: WordPress, WooCommerce, Shopify, Magento, BigCommerce

• APIs and SDKs in Node.js, Python, PHP, Ruby, Java, and .NET

Integration is designed to be plug‑and‑play, with same‑day activation and full technical support available 24/7.

Solution Areas & Use Cases

E-commerce & Online Retail

Nomupay offers:

• Smart checkout flows to reduce cart abandonment

• Smart validation of card inputs and localized checkout experiences

• PCI DSS Level 1 compliance

• Real-time validation and dynamic retry logic

Recurring Payments & Subscriptions

Ideal for SaaS, memberships, and subscription-based businesses, Nomupay supports:

• Secure tokenisation and automated billing tools

• Auto‑retry logic, billing scheduler, and account updater services

• Multi‑method support including cards, wallets, and pay‑by‑link

• Dashboard controls to pause, amend, or manage billing cycles

High‑Risk Industries (Forex, CBD, Crypto, Trading)

Nomupay is known for strong onboarding and performance in high‑risk sectors, offering:

• No setup fee for high‑risk merchant accounts

• Dynamic routing and advanced chargeback protection

• Tailored risk infrastructure for Forex and prop trading, with up to 100% approval rates

• Support for CBD and crypto merchants, including optional rolling reserves and bond structures

Global Expansion & Marketplace Platforms

Nomupay is ideal for platforms operating across multiple regions:

• Unified agreement model connects merchants to multi‑region acquirers

• Supports payouts and marketplace fund flows

• Enables merchants to operate with multiple merchant IDs (MIDs) via one platform

Security, Compliance & Certifications

Nomupay maintains PCI DSS Level 1 compliance and adheres to PSD2 regulatory requirements where applicable. The platform includes:

• Encrypted tokenisation

• Real-time fraud detection

• Geolocation and IP/email blacklisting

• AVS and chargeback control tools

• Support for Strong Customer Authentication (SCA)

Why Choose Nomupay?

Scale globally, act locally

Nomupay’s local acquiring licences combined with its global processing network help businesses increase approval rates and reduce costs while expanding internationally.

Secure and compliant

With PCI Level 1, smart fraud tools, 3D Secure, and advanced routing features, Nomupay enables secure, high-performance processing at scale.

One integration, many solutions

Whether you’re managing e-commerce, subscriptions, digital marketplaces, or operating in high‑risk sectors, Nomupay consolidates everything under a single API‑based gateway.

Data‑driven optimization

Nomupay’s Unified Platform gives merchants full transparency over transactions, decline reasons, chargebacks, and payment flows, enabling informed business decisions.

Conclusion

Nomupay is a global payment gateway designed for fast-growing businesses that need a single, dependable solution to serve customers in different countries. It offers a variety of payment methods, strong fraud controls, useful analytics, and flexible integration options. Nomupay makes it easier to accept payments while improving performance and transparency.