Nayax: Cashless Payments and Management for Unattended and Retail Businesses

Quick Overview

Nayax is a global commerce enablement platform that empowers operators of unattended machines and retail businesses to accept cashless payments, manage devices remotely, and grow revenue with consumer engagement tools. The company’s solutions combine payment acceptance, telemetry, management software, and loyalty features into one integrated ecosystem. Merchants can process transactions from cards, mobile wallets, and QR codes while monitoring performance and optimizing operations in real time.

What Nayax Offers

End-to-end payment acceptance

Nayax enables acceptance of contact, contactless, and swipe card payments, as well as major NFC mobile wallets. Its solutions are designed both for unattended industries like vending, laundromats, car washes, EV charging, and amusement, and for attended retail environments.

The company supports over 80 payment methods in more than 50 currencies across 60 plus countries, giving operators global reach with localized payment preferences.

Devices built for uptime and scale

VPOS Touch is the flagship all-in-one card reader for unattended machines. It supports payment acceptance and telemetry, works with MDB, Pulse, VCCS, and CCI protocols, and connects via 3G, 4G LTE, or Ethernet. It includes a color touchscreen, dual-language display, and voice prompts, which improve accessibility and increase successful transactions.

Onyx is a compact, contactless-first reader designed for environments where space is limited. It supports NFC, QR codes, and telemetry, making it a versatile option for modern unattended setups.

Management and telemetry

Nayax Core is the management and telemetry platform that provides real-time visibility into machine performance. Operators can track machine status, monitor sales, view cash levels, receive alerts, and analyze data from one dashboard. Remote updates, customizable alerts, and reporting features help reduce operational costs and improve efficiency.

Consumer engagement and loyalty

Nayax integrates loyalty features through the Monyx Wallet mobile app. Consumers can pay with their phones, earn rewards, use punch cards, and receive cashback or bonus credit. Operators can brand experiences and encourage repeat purchases, turning one-time users into loyal customers.

Security and compliance

Nayax complies with global security standards including EMVCo Level 1 and 2, PCI DSS, and approvals from major schemes like Mastercard and Visa. This ensures that cardholder data is protected and transactions are processed securely.

How Nayax Supports Payments

Payment methods

Nayax readers accept most credit, debit, and prepaid cards, along with NFC and RFID payments through Apple Pay, Google Pay, and Samsung Pay. QR code acceptance is also available in certain configurations, offering flexibility across consumer preferences.

Global reach and currencies

Nayax supports more than 50 currencies and operates in over 60 countries. This makes it suitable for international operators as well as tourism-heavy businesses where customers bring diverse cards and mobile wallets.

Payment facilitation

As a registered payment facilitator with Visa and Mastercard, Nayax simplifies merchant onboarding and acceptance compared to traditional acquiring setups.

Hardware in Focus

VPOS Touch

• Integrates payments, telemetry, monitoring, and analytics in one unit.

• Compatible with multiple machine protocols, making it easy to retrofit across fleets.

• Connects via cellular networks or Ethernet to ensure constant uptime.

• Offers multilingual support through dual-language screens and voice prompts.

Onyx

• Compact and sleek design for machines with space constraints.

• Focuses on contactless card and mobile wallet payments.

• Includes telemetry for remote monitoring and reporting.

Software and Tools

Nayax Core

The central management suite where operators monitor sales, transaction history, machine health, and cash levels. It provides configurable alerts, reporting, and remote software updates.

MoMa Mobile App

A mobile extension of Nayax Core that allows operators to check machine status and act on alerts directly from their smartphones. It helps businesses respond faster and operate efficiently on the go.

Monyx Wallet

A mobile payment and loyalty app that enables consumers to pay with their phones and earn rewards. Operators can launch branded promotions and strengthen engagement with their customer base.

Industry Coverage

Nayax solutions are widely used in unattended environments where cashless acceptance and telemetry are crucial. Key industries include vending, laundry, car wash, kiddie rides, massage chairs, ticketing, EV charging, and amusement. For attended retail, Nayax also provides POS devices and integrated payment and loyalty solutions.

Security and Certifications

Nayax solutions adhere to international standards such as EMVCo, PCI DSS, CE, FCC, and RoHS. Certifications from card schemes like Mastercard PayPass and Visa payWave further ensure secure and reliable payment processing.

Why Merchants Choose Nayax

• One provider for payments, management, analytics, and loyalty.

• Coverage of 80 plus payment types, 50 plus currencies, and operations in 60 plus countries.

• Remote monitoring and updates that cut costs and prevent downtime.

• Consumer loyalty tools that drive repeat business.

• Adoption by over 100,000 business owners worldwide.

Ideal Fit

Nayax is best suited for operators managing fleets of unattended machines or multi-site retailers seeking a unified solution. Businesses that want to reduce operational costs, accept diverse payment methods, and build loyalty will find Nayax to be a strong partner.

Conclusion

If you are exploring payment providers for unattended or hybrid retail environments, consider adding Nayax to your shortlist. Its combination of hardware, software, global coverage, and loyalty tools provides a scalable solution that supports growth and efficiency.