MuliPay

MuliPay: API-Powered Payments for Australian Merchants

MuliPay is an Australia-based payments platform that brings online payments, recurring billing, and payouts into one system merchants can control through a dashboard, prebuilt checkout, or API. The company holds Australian Financial Services Licence (AFSL) 552726 and is authorised to provide and deal in non-cash payment products, operating as MuliPay Pty Ltd, ABN 54 670 681 213, from Level 18, 324 Queen Street, Brisbane City, QLD 4000.

Core payment methods available through MuliPay

MuliPay supports card payments and local bank-based methods popular in Australia, so you can meet customer expectations while keeping costs and risk under control.

• Cards: Visa, Mastercard, and American Express.

• Bank payments: Direct Debit via Australia’s BECS framework and BPAY for bill and invoice payments.

• PayTo: real-time, low-cost account-to-account payments built on Australia’s New Payments Platform, suitable for one-off and recurring transactions.

• Planned additions: PayID, Apple Pay, and Google Pay are flagged as future releases on MuliPay’s product pages, so you can plan for wallet adoption as they launch.

Checkout Options that Reduce Build Time

If you want to start taking payments quickly without heavy engineering, MuliCheckout gives you a hosted payment page that you can brand with your logo, colours, and fonts. It includes auto-save and auto-complete, real-time card validation, descriptive error messages, reusable payment methods, and a no-code setup path. Payment Links are also available to generate a pay-by-link flow for email, SMS, and chat.

For teams that need deeper control, the same flows can be integrated via API while keeping MuliPay’s security and orchestration in place.

Recurring Billing that Protects Cash Flow

MuliPay’s recurring engine is designed for memberships, subscriptions, instalments, rent, and other repeat scenarios. You can schedule charges weekly, fortnightly, monthly, or annually, and the platform will automatically retry failed payments while notifying you and your customer to reduce churn and admin effort.

Because MuliPay supports both card and bank rails, you can mix payment methods to match your unit economics. For example, pair Direct Debit or PayTo for cost-sensitive plans and cards for immediate activation or higher-converting checkout.

Build End-to-End Payment Workflows

Beyond taking a payment, many businesses need onboarding, compliance checks, payouts, and dashboards in one place. MuliPay’s Payment Workflows let you stitch these steps together:

• Customer onboarding with AML and KYC checks

• Subscription management with trials and flexible fees

• Payout management and schedules

• Customisable UI and notifications

• Reporting and analytics for transactions and reconciliation

These components can be combined with low or no code so you can launch faster and scale without constant rebuilds.

Security, Compliance, and Acquiring

Security is embedded into the platform. MuliPay states the use of Level 1 PCI DSS compliant encryption through Cybersource by Visa, along with two-factor authentication, continuous transaction monitoring, real-time alerts, and dedicated chargeback support.

For card acceptance, MuliPay operates as a Payment Facilitator in partnership with Global Payments Australia 1 Pty Ltd under a tripartite merchant agreement. This makes scheme compliance, approvals, and settlement flows clearer for merchants that onboard through MuliPay.

The legal documentation also clarifies how services work across rails: MuliPay processes BPAY, real-time payments, and Direct Debit, with Direct Debit collections from Australian bank accounts, building societies, and credit unions.

Merchant Onboarding and Support

Onboarding requires standard business and director information, identification, and a recent bank statement for your trading account. These checks support AML, KYC, and risk monitoring and help accelerate approvals.

Support is accessible through the Help Centre and contact form. Published support hours are 9 AM to 5 PM AEST, Monday to Friday, and a complaint channel is available if needed.

Who MuliPay is Best For

MuliPay suits Australian merchants that want a unified platform for cards and bank payments with strong recurring features and minimal build time:

• SaaS and tech teams that need subscriptions, usage-based fees, and developer-friendly APIs

• Membership and fitness businesses that rely on repeat billing and lower-cost bank rails

• Education and services use cases that need invoicing, links, and scheduled collections

• Marketplaces and platforms that plan to embed payments and manage payouts

These use cases and verticals are highlighted across MuliPay’s solutions pages, which showcase fast setup, hosted checkout, and configurable workflows.

Why Merchants Choose MuliPay

• Single platform to accept payments, automate billing, and handle payouts

• Multiple rails so you can balance conversion and cost per transaction

• Hosted checkout and links to go live quickly without sacrificing UX

• Compliance and security handled with PCI DSS controls, 2FA, and monitoring

• Workflows and analytics to turn payments into an operational system, not just a pay button

All of this is delivered within the framework of an AFSL-licensed entity authorised for non-cash payment products.