Money Space

Money Space: Affordable, Local-First Online Payments for Merchants in Thailand

Money Space is a Thailand-focused payment gateway that helps businesses accept online payments with a simple setup, transparent pricing, and checkout options tailored to Thai customers. It supports major card schemes and popular local payment rails, offers plugins for leading ecommerce platforms, and is operated by a licensed Thai payments company. For merchants selling domestically in Thailand, Money Space prioritizes fast onboarding, a familiar checkout, and low entry costs.

What Money Space Offers

Money Space provides a streamlined way for merchants to accept credit and debit cards online and to tap into popular Thai payment flows. The service positions itself around value and variety, highlighting multiple payment channels along with card acceptance so businesses can meet shopper preferences across devices.

Supported payment methods

• Cards: Accept Visa, Mastercard, JCB, and UnionPay directly on your store.

• PromptPay and QR: Documentation references QR and PromptPay channels, which are widely used in Thailand. Refund handling differs from card transactions, so teams should understand the flow.

• Installments: Installment payment plans are supported, useful for higher-ticket purchases.

Currency capabilities

Money Space states support for 27 currencies, which helps when pricing for tourists or foreign cardholders while still operating from Thailand. Confirm your exact currency needs during onboarding.

Pricing and fFees at a Glance

Money Space promotes low per-transaction pricing with a headline rate from 2.95% per transaction. The pricing page also notes free same-day voids on card transactions before a specified cut-off time and indicates withdrawal fees may apply. Always confirm the latest rates and any channel-specific charges with the team during onboarding.

Compliance and Company Information

Money Space is operated by Pay Enterprise Co., Ltd.. The operator holds a Thai payment service business license under the Payment Systems Act, issued by the Ministry of Finance, which references oversight conditions aligned with the Bank of Thailand. This is important for merchants who require a regulated local acquirer for risk, reconciliation, and dispute processes.

Operations and Refunds

Operationally, refunds for card transactions can be initiated from the dashboard, including partial refunds in many cases. Installment transactions follow bank rules and typically cannot be refunded partially. QR and PromptPay refunds are handled differently and cannot be processed from the dashboard the same way as card refunds, so customer support procedures should reflect that distinction.

Where Money Space Fits Best

Money Space is a strong match for merchants who:

• Sell primarily to Thai customers and want local rails like PromptPay alongside cards, with a checkout flow that feels familiar to domestic shoppers.

• Value clear pricing and a low headline per-transaction rate, especially early in their ecommerce journey. Always model your effective cost by channel and by average order value.

• Require a regulated local provider in Thailand for compliance and operational reliability.

Conclusion

Money Space is a Thailand-centric gateway with low published card fees, card and PromptPay support, installment options, a first-party WooCommerce plugin, and a Thai payments license, making it attractive for domestic ecommerce operations that want local rails with minimal integration friction.