Mollie

Mollie Overview: A Powerful & Transparent European Payment Gateway

Mollie is a financial technology company based in the Netherlands. It was founded in 2004 and provides a secure, easy-to-use payment platform for businesses throughout Europe and the UK. Mollie offers a wide range of features, including online payments, in-person payments, recurring billing, and financing. This helps merchants simplify their payment processes, lower operational challenges, and grow internationally.

Supported Regions & Currencies

Mollie supports merchants based in the European Economic Area (EEA), the United Kingdom, and Switzerland.

Businesses can accept payments in multiple currencies, including Euro (EUR), British Pound (GBP), US Dollar (USD), and other major currencies where supported by Mollie’s integrated payment methods.

Payment Methods & Checkout Options

Wide Coverage of Local & Global Payment Methods

Mollie offers over 20 payment methods, including:

• Credit and debit cards: Visa, Mastercard, American Express, Maestro

• Local European methods: iDEAL, Bancontact, SOFORT, Giropay, SEPA Direct Debit, SEPA Bank Transfer

• Digital wallets and deferred payment options: PayPal, Apple Pay, Klarna, and more

Unified Integration

A single Mollie integration enables access to all supported payment methods. Businesses don’t need separate contracts or integrations for each method. This simplifies implementation and reduces technical maintenance.

Checkout & UX Flexibility

Merchants can choose between:

• Hosted payment pages: Users are redirected to Mollie’s secure environment for completing payments.

• Embedded components (Mollie Components): Securely render card fields directly within the merchant’s website for a seamless and on-brand experience.

Mollie’s interfaces are optimized for desktop and mobile, ensuring fast load times and a localized experience for end users.

Security & Compliance

Enterprise-Grade Security

• PCI-DSS Level 1 certified – the highest global security standard for payment processors

• Compliant with European Banking Authority (EBA) guidelines

• Regulated by the Dutch Central Bank and the UK’s Financial Conduct Authority

• Employs a Three Lines of Defence model, ensuring independent compliance, risk management, and audit functions

• Holds ISAE 3402 certification, confirming strong internal IT and operational controls

Fraud Protection & Strong Customer Authentication (SCA)

Mollie supports 3-D Secure (3DS) authentication and real-time fraud monitoring to meet PSD2 and SCA requirements. These tools help reduce fraud and chargebacks, especially for card payments.

Developer Experience & Integrations

Developer-Friendly API & Sandbox

Mollie provides a modern REST API with clear documentation, sandbox environment for testing, and SDKs in multiple programming languages. This makes it easy for developers to create custom integrations or build new user experiences.

E-Commerce Platform Plugins

Mollie offers official plugins and integrations for:

• Magento / Adobe Commerce

• Shopify

• WooCommerce

• WordPress builders like Gravity Forms, Fluent Forms, GiveWP, and GetPaid

These integrations support various payment flows, dashboards, refund capabilities, and test/live environment toggles.

Features & Advanced Capabilities

Recurring Payments

Mollie supports subscription and recurring billing using SEPA Direct Debit, credit cards, and other supported methods. Integrations with platforms like Chargebee make recurring payments easy to manage.

One-Click Payments

Returning customers can enjoy faster checkouts through saved card credentials. These are securely stored on Mollie’s servers, ensuring PCI compliance and improving user experience.

Refunds & Disputes

Mollie allows full and partial refunds directly from the merchant dashboard. Refunds can also be triggered via API or through integrated plugins, depending on platform compatibility.

Multi-Currency & Localization

Mollie supports multiple currencies and localizes its checkout interface based on customer location, ensuring a smooth and familiar experience for international users.

Second-Chance Emails

In the event of failed transactions, Mollie can automatically send second-chance emails to customers, enabling them to retry and complete payment. This feature helps recover lost sales and boost conversion rates.

Conclusion

Mollie is an excellent option for businesses that operate in or target Europe and the UK. Its clear pricing, solid compliance credentials, user-friendly tools, and wide range of payment methods match what many businesses need.