Lyra

Lyra Payment Gateway

A premier payment gateway solution designed for global merchants, Lyra empowers businesses with secure, flexible, and seamless payment acceptance both online and in-store. Headquartered in France and operating internationally, Lyra brings enterprise-grade capabilities, advanced security, and developer-friendly integrations. It’s a powerful choice for companies using Bilixe’s smart filters to find the best-fit payment solutions.

Company Overview and Global Reach

Founded in 2001, Lyra began its journey in Toulouse, France. Since then, it has grown into a major player in the payments industry and became an ACPR-licensed European Payment Institution in 2017. Today, Lyra employs hundreds of staff worldwide and operates across Europe, Latin America, India, and Southeast Asia.

This international presence allows Lyra to provide local support and compliance, making it a key partner for businesses that want to expand into new regions.

Core Offering: Payment Gateway

At its core, Lyra is a flexible payment gateway that helps businesses accept and process payments securely. Its main functions include:

• Accepting over 150 payment methods
• Supporting credit and debit cards, wallets, SEPA direct debits, and local payment types
• Processing multiple currencies to serve global customers
• Supporting online, mobile, and point-of-sale payments
• Working with marketplace models, subscriptions, and recurring billing

Whether you’re a small online store or a large multinational marketplace, Lyra meets your specific payment needs.

Developer Integration Options

Lyra offers flexible and modern integration options for developers and tech teams, including:

1. REST API – A robust server-to-server integration method that gives full control over transactions.

2. Embedded Payment Forms – Customizable iFrame solutions to keep users on-site during checkout.

3. Hosted Payment Pages – A PCI-compliant, secure redirection model for quick implementation.

4. Mobile SDKs – Ready-to-use kits for iOS, Android, and React Native, supporting in-app purchases.

5. E-commerce Plugins – Pre-built integrations with platforms like WooCommerce, PrestaShop, Magento, Sylius, and Salesforce.

Integration is fast and typically completed in under 30 minutes, with technical support available throughout the process.

Security & Compliance

Lyra maintains a strong focus on security and regulatory compliance. Key features include:

• PCI DSS certification since 2009

• EMV 3-D Secure 2 for Strong Customer Authentication (SCA) under PSD2

• Tokenization and SSL encryption for data protection

• Configurable fraud prevention engine with custom rules and velocity checks

This high level of security ensures that businesses and customers are protected from fraud and data breaches, and that merchants remain compliant with relevant financial regulations.

Value-Added Features for Merchants

Lyra’s feature set goes beyond standard payment processing:

• One-click checkout for returning customers using saved payment credentials

• Recurring billing and subscriptions with flexible scheduling

• Split payments and commissions for marketplaces

• Email and SMS payment links for remote or phone-based transactions

• Dynamic payment routing with automatic fallback

• POS and WhatsApp payments to bridge online and offline commerce

• Real-time dashboards, reporting tools, and transaction logs

These features help merchants improve conversion rates, streamline operations, and offer a seamless customer experience across channels.

Global Commerce Support

Lyra is tailored to support businesses aiming for international reach:

• Localized payment options for Europe, Asia, and Latin America

• Currency conversion and multi-currency accounts

• Support for alternative payment methods in key markets

• Multilingual checkout experiences

• Local compliance and support via regional offices

These capabilities make Lyra a strategic tool for merchants entering new markets or managing multiple regions.

Merchant Benefits

Choosing Lyra as a payment gateway provides a wide array of business advantages:

• Transparent Pricing – No setup or subscription fees; cost depends on transaction volume.

• Rapid Onboarding – Live within 30 minutes for most use cases.

• Conversion Optimization – Faster payments and minimal cart abandonment.

• Enterprise Resilience – Redundant architecture and intelligent retry logic.

• Scalable Growth – Add new payment methods or regions with minimal effort.

Lyra is ideal for businesses seeking to reduce friction in the payment process and maximize their revenue potential.

Ideal Use Cases

Lyra fits a wide variety of industries and business models:

• E-commerce: Online retailers benefit from fast checkouts and fraud protection.

• Marketplaces: Built-in split payment features and KYC onboarding tools.

• Subscription services: Supports recurring billing and stored card management.

• Mobile apps: Native SDKs allow for smooth in-app transactions.

• Omnichannel businesses: Combine POS, online, and mobile with centralized reporting.

Whatever the business size or vertical, Lyra delivers tailored solutions for secure, scalable payments.

Conclusion

Lyra is a leading international payment gateway provider that combines security, scalability, and ease of use. With its wide array of features, ranging from recurring billing and fraud prevention to one-click checkout and mobile SDKs, Lyra serves as a top-tier option for any business seeking efficient, secure, and global payment acceptance.