linked2pay
Linked2Pay Payment Gateway: A Comprehensive Overview
Introduction
Linked2Pay is a versatile payment gateway designed to streamline payment processing for businesses of all sizes. Offering a suite of tools including virtual terminals, customizable payment pages, and robust reporting features, Linked2Pay enables merchants to accept payments via credit card, ACH, and remote deposit capture. Its platform emphasizes flexibility, security, and seamless integration with existing accounting systems.
Key Features
1. Multi-Payment Acceptance
Linked2Pay supports various payment methods, including:
- Credit Card Processing: Accept major credit cards with features like automatic dual pricing and interchange optimization.
- ACH Payments: Facilitate bank-to-bank transfers with secure, PCI DSS-compliant processing.
- Remote Deposit Capture: Scan and deposit checks remotely, streamlining the check handling process.
2. Customizable Payment Pages
Merchants can create branded payment pages that integrate with their existing software or can be shared via email/SMS. These pages support various fields and can be tailored to specific business needs.
3. Virtual Terminal
The virtual terminal allows for manual entry of payment information, supporting both credit card and ACH transactions. It can be customized to include additional fields, enhancing reporting capabilities.
4. Recurring Billing and Invoicing
Linked2Pay offers tools for setting up recurring payments and sending invoices via email or text. This feature simplifies subscription billing and improves cash flow management.
5. Advanced Reporting
With a robust report builder, merchants can generate customized reports, schedule email reports, and utilize APIs and webhooks for real-time data access.
Integration Capabilities
Linked2Pay is designed for seamless integration with various accounting and CRM systems:
- QuickBooks and Sage Intacct: Synchronize invoice data, embed payment links, and update payment statuses automatically.
- Salesforce: Through integration with Chargent, Linked2Pay enables payment processing within Salesforce, allowing for real-time transaction management and reporting.
Security and Compliance
Security is a cornerstone of Linked2Pay’s platform:
- PCI DSS Compliance: Ensures that all payment processing meets industry security standards.
- Data Encryption: Utilizes advanced encryption protocols to protect sensitive information.
- Tokenization: Reduces the risk of data breaches by replacing sensitive data with unique identifiers.
White-Label Solutions
Linked2Pay offers white-label options, allowing resellers and financial institutions to brand the payment gateway as their own. This includes customizable dashboards, CRM platforms, and risk management tools, providing a comprehensive solution for partners.
Conclusion
Linked2Pay stands out as a comprehensive payment gateway solution, offering flexibility, security, and seamless integration capabilities. Its suite of features caters to a wide range of business needs, making it a valuable addition to any merchant’s payment processing toolkit.
Frequently Asked Questions (FAQs)
What payment methods does linked2pay support?
linked2pay supports card payments (Visa, Mastercard, American Express, Discover) and ACH or eCheck. The platform also supports remote deposit check processing where enabled.
How can customers pay using linked2pay?
Merchants can request payment by email with a secure link, use a virtual terminal, or send payment links. These options are designed to help collect payments online with less manual follow-up.
Does linked2pay support recurring billing and saved payment methods?
Yes. linked2pay supports saved payment methods and recurring payment plans, including options for automatic billing when using invoicing and checkout flows.
What integrations does linked2pay offer?
linked2pay offers integrations for QuickBooks Online (linked2invoice) and Sage Intacct to accept and reconcile payments within accounting workflows.
Does linked2pay provide an API and webhooks for developers?
Yes. linked2pay provides APIs and webhooks, plus a sandbox environment. The API documentation covers classic and REST versions and includes modules for payments, online forms, email payments, and reporting.