Ingenico

Ingenico
Company: Ingenico
Company Size: Enterprise
Ownership: Private
Headquarter Country: France
Year Established: 1980
Supported Regions: Africa, Asia, Europe, Middle East, North America, Oceania, South America
Supported Countries: United States of America
Industry Focus: Entertainment & Recreation, Field Services, Hospitality, Petrol & C-Store, Professional Services, Retail, Transport, Vending
Target Merchant Size: Enterprise, Mid-Market, SMB
Transaction Types: Buy Now, Pay Later, Card Not Present, Card Present, Cryptocurrency, Digital Wallets, mCommerce, POS Terminal, Recurring Billing
Compliance: 3D Secure Support, AML/KYC Screening, GDPR, PCI DSS, PSD2
Risk Management: Automated KYC/Underwriting, Chargeback Management, Fraud Prevention
Global Payments: Cross-Border Acquiring, Multi-Currency Support
Developer & Integration: Hosted Payment Page, iFrame/Redirect, Tokenization Support, Web Services API
Mobile SDKs Support: Android SDK, Flutter, iOS SDK, React Native
Branding & White-Labeling: Custom Branding, White-Label Options
API Accessibility: Quasi-Public
Reporting & Onboarding: Online Merchant Portal, Reporting API

Ingenico is a globally recognized leader in payment solutions, offering a comprehensive suite of services that cater to businesses of all sizes. With a strong presence in over 170 countries, Ingenico provides secure, reliable, and innovative payment technologies designed to enhance customer experiences and streamline business operations.

Overview of Ingenico’s Payment Solutions

Ingenico’s payment solutions are designed to meet the diverse needs of modern businesses, offering both hardware and software products that facilitate seamless transactions across various channels.

Point-of-Sale (POS) Terminals

Ingenico offers a range of POS terminals that support multiple payment methods, including:

  • Credit and Debit Cards: Visa, Mastercard, American Express, Maestro, and more.

  • Contactless Payments: Apple Pay, Google Pay, Samsung Pay.
  • Mobile Wallets: Alipay, WeChat Pay.

These terminals are designed for various business environments, from retail stores to hospitality venues, ensuring flexibility and adaptability.

E-commerce Payment Gateway

For online businesses, Ingenico provides a secure payment gateway that supports a wide array of payment methods and currencies. This solution is designed to offer a seamless checkout experience, integrating easily with various e-commerce platforms and ensuring compliance with international security standards.

Omnichannel Payment Solutions

Ingenico’s omnichannel solutions integrate in-store, online, and mobile payment channels, providing a unified view of transactions and customer interactions. This approach enables businesses to offer consistent customer experiences and gain valuable insights into consumer behavior.

Key Features and Benefits

Security and Compliance

Ingenico places a strong emphasis on security, ensuring that all payment solutions comply with the Payment Card Industry Data Security Standard (PCI DSS). Features include:

  • Data Encryption: Encrypting data at the point of entry to keep it secure in transit.

  • PCI PTS-Certified Hardware: Terminals with tamper protection and secure key storage.

  • Point-to-Point Encryption (P2PE): Reducing PCI DSS scope and enhancing data protection.

Integration and Flexibility

Ingenico’s solutions are designed for easy integration with existing systems, offering:

  • APIs: A consistent set of APIs to design business apps that integrate with payment terminals.

  • Compatibility: Support for various operating systems and third-party devices, including ECRs, smartphones, and tablets.

Global Reach

With operations in over 170 countries, Ingenico’s solutions are tailored to meet local payment preferences and regulatory requirements, ensuring businesses can operate effectively in multiple markets.

Ingenico’s Commitment to Innovation

Ingenico continues to invest in research and development to stay at the forefront of payment technology. Recent innovations include:

  • Buy Now, Pay Later (BNPL) Solutions: Integrating BNPL options like Klarna and Splitit to offer flexible payment choices.

  • Self-Service Kiosks: Developing compact, scalable solutions for indoor and outdoor kiosks, enhancing customer experience and operational efficiency.

Conclusion

Ingenico’s comprehensive payment solutions offer businesses the tools they need to accept payments securely and efficiently across various channels. With a focus on security, integration, and innovation, Ingenico continues to be a trusted partner for businesses looking to enhance their payment processes and customer experiences.

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