Help2Pay
Help2Pay: Merchant Overview Of Payment Methods, Markets, And Integration
Help2Pay is a payment gateway for merchants that need online payment acceptance across Southeast Asia, with an emphasis on iGaming and trading-related use cases. It supports a mix of local payment rails, QR-based methods, and cryptocurrency flows, and it offers API-based integration for connecting payments into a merchant’s backend systems. The platform also describes automated processing and confirmation flows designed to update a merchant wallet balance once a transaction is verified.
Help2Pay Overview
Help2Pay is a comprehensive payment gateway offering real-time, market-tuned payment acceptance, with a platform designed to be automated and customizable for merchants. It highlights integration tools and 24-hour customer support, plus security controls such as encryption and proprietary security protocols.
Core Positioning And Use Cases
Help2Pay focuses on these industries:
- iGaming
- Trading and FX
- e-Commerce
- Payment-solution use cases for online businesses
Supported Regions, Markets, And Currencies
Help2Pay focuses on the Southeast Asia and lists target markets that include:
- Indonesia
- India
- Malaysia
- Thailand
- Vietnam
- Philippines
Currency Support
Help2Pay highlights a set of popular Asian currencies:
- MYR (Malaysian Ringgit)
- THB (Thai Baht)
- IDR (Indonesian Rupiah)
- VND (Vietnamese Dong)
- PHP (Philippine Peso)
- INR (Indian Rupee)
It also frames USDT (ERC20) as a supported digital currency flow.
Payment Acceptance Channels And Customer Journey
Help2Pay describes an online web-based deposit flow where a customer initiates a deposit on the merchant’s website and completes payment steps via a Help2Pay login portal. The journey is described as a four-step process:
- Start: the customer begins on the merchant website
- Login: the customer enters online banking details via a portal
- Process: the gateway processes and confirms the transaction with the bank
- Done: the merchant wallet is updated with the verified amount
Supported Payment Methods And Schemes
Help2Pay lists multiple QR payment methods including:
- Prompt Pay
- QRIS
- QRPH
- Viet QR
The platform is designed to support localized QR ecosystems across multiple markets.
Cryptocurrency Methods And Settlement Rails
Help2Pay promotes the ability to accept USDT (ERC20) deposits and withdrawals. It also includes:
- ETHE (ERC20)
- TRON (TRC20)
For settlements, a portfolio of settlement options that includes:
- USDT
- SWIFT
- SEPA
- Bitcoin
Integration And Developer Tooling
Help2Pay highlights flexible integration options and states that merchants can integrate an API into a preferred backend system with minimal workflow changes.
Security, Risk, And Operational Controls
Help2Pay emphasizes security and risk themes across its messaging, including encryption, security protocols, and risk controls oriented toward high-risk categories.
- Automated and encrypted payment acceptance software
- Use of encryption and security protocols to protect sensitive information
- Proprietary security protocols and refined processes developed over time
- Data fraud detection
- Payment industry compliance mandates
- A merchant risk guarantee is an additional security layer for high-risk industries.
Settlement And Payout Operations
Help2Pay emphasizes global 24/7 settlements” and states that a settlement can be requested at any time and processed in 3 hours. It also lists multiple settlement options, including both traditional rails (SWIFT, SEPA) and cryptocurrency (USDT, Bitcoin).
Pricing Transparency And Commercial Structure
Help2Pay does not publish standard pricing tables or a fee schedule.
Customer Support And Merchant Operations
Help2Pay highlights 24-hour customer support.
Conclusion
Help2Pay is an online payment gateway built for merchants operating in Southeast Asia, with a strong emphasis on iGaming and trading-related flows. It supports local payment methods including online banking variants, virtual accounts, local bank transfers, and QR-based methods such as Prompt Pay, QRIS, QRPH, and Viet QR. It also supports crypto-related flows such as USDT (ERC20), references TRC20 and ERC20 demo methods, and highlights settlement options including USDT, SWIFT, SEPA, and Bitcoin, with settlement requests described as processed in 3 hours.
Frequently Asked Questions (FAQs)
What is Help2Pay?
Help2Pay is a payment gateway for merchants that need online payment acceptance in Southeast Asia, with emphasis on iGaming, high-risk use cases, and forex/trading flows.
Which countries does Help2Pay support?
Help2Pay supports merchants targeting India, Indonesia, Malaysia, the Philippines, Thailand, and Vietnam.
Which currencies does Help2Pay support?
Help2Pay supports IDR, INR, MYR, PHP, THB, and VND.
What payment methods can customers use with Help2Pay?
Help2Pay supports bank transfer style payments (including eCheck), real-time/open banking flows, and cryptocurrency. Examples of supported methods include Bitcoin, PromptPay, QRIS, QRPH, SEPA Direct Debit, and VietQR.
Does Help2Pay support QR code payments?
Yes. Help2Pay supports QR code payments and includes QR-based methods such as PromptPay, QRIS, QRPH, and VietQR.
How do settlements and payouts work with Help2Pay?
Settlement requests can be processed in about 3 hours, with options that include USDT, SWIFT, SEPA, and Bitcoin.
What fees does Help2Pay charge?
public fee schedule and standardized pricing tables are not provided.
What developer integration options are available?
Help2Pay supports integration via a web services API and a hosted payment page style flow.
Does Help2Pay support high-risk merchants?
Help2Pay supports high-risk merchants.
What customer support options does Help2Pay offer?
Help2Pay provides 24/7 support.