Helio

Helio Overview – Web3-Native Crypto Payment Gateway

Overview

Helio is a Web3-first, non-custodial crypto payment gateway that launched in 2022. It allows creators, merchants, and platforms to accept cryptocurrency payments safely and instantly. Helio helps businesses sell worldwide through Pay Links, embeddable widgets, plugins, and APIs, all without holding custody of funds.

With over 6,000 merchants and more than $1.5 billion in processed volume across 2 million users, Helio has become a trusted solution for decentralized payments. It supports Solana, Ethereum, Bitcoin, Polygon, Base, and other blockchains.

Key Benefits & Value Propositions

Zero Custody, Instant Payouts

Helio routes payments directly from the buyer to the merchant wallet. Funds land instantly in the merchant’s wallet (such as Phantom, MetaMask, or Coinbase) with no custodial holding, reducing risk and eliminating chargebacks.

Ultra-Low, Transparent Fees

• Standard Helio users pay a 2% transaction fee

• HelioX Pass holders (via NFT ownership) enjoy a discounted 1% fee, enterprise-level support, unlimited API usage, loyalty rewards, and multi-chain support

Additional optional feature fees:

• Swaps: 0.25%

• cNFT Airdrops: 1%

• Blinks: 0.75%

• Auto-offramp: 0.50%

There are no setup fees, monthly fees, or minimum volume requirements. Custom pricing is available for high-volume merchants.

Multi-Chain Support & Global Reach

Helio supports payments on multiple blockchain networks, including Solana, Ethereum, Bitcoin, Polygon, and Base. This flexibility enables businesses to accept global payments in various digital currencies, including stablecoins.

Easy Setup & Flexible Integration

Integration options include:

• Pay Links: Shareable checkout links

• Checkout Widget: Embeddable on websites and platforms

• Plugins: Shopify and WooCommerce integrations

• REST API: Full developer control over transactions, subscriptions, and more

Helio is easy to use and requires no advanced blockchain knowledge.

Core Features

Pay Links & Charges

Helio allows businesses to generate Pay Links directly from the dashboard or via API. These links support one-time or single-use charges, making them ideal for selling digital goods, event tickets, or limited-time offers.

Checkout Widget

The customizable checkout widget lets users select their preferred blockchain and token, supporting dynamic, real-time payment experiences that can be embedded into websites or apps.

Swaps & Auto Currency Conversion

Buyers can pay using different tokens than the one the merchant receives. Helio automatically converts currencies during the transaction, allowing merchants to settle in their preferred token or stablecoin.

Subscriptions

Helio Subscriptions, launched in 2025, allow merchants to create recurring payment flows without escrow or delegated wallet access. Subscriptions support renewal reminders, one-click charge links, flexible billing intervals, grace periods, NFT gating, and affiliate integrations.

Developer & API Tools

Helio offers a comprehensive REST API and developer toolkit, including:

• Endpoints for Pay Links, Charges, Subscriptions, Transactions, and Webhooks

• Webhooks for transaction confirmations, expirations, renewals, and more

• SDKs for JavaScript, React, Google Apps Scripts, and bot integrations

Additional Crypto-Native Features

• cNFT Airdrops: Send collectible NFTs to buyers automatically

• Blinks: Enable fast, on-chain, cross-chain payments

• Discounts & NFT Gating: Reward token or NFT holders with exclusive offers

• Discord & Telegram Bots: Automate access and community roles based on purchase activity

• Affiliate Links & Revenue Splits: Configure commission structures and payout flows

On/Off-Ramp & Helio Wallet

• Helio Wallet: Users can create email-based crypto wallets, enabling even crypto novices to pay

• On-ramp: Users can fund wallets using credit or debit cards

• Off-ramp: Merchants can convert crypto to fiat automatically and receive funds in their bank account

Trust & Market Adoption

Helio has earned trust across the crypto and Web3 ecosystem, including:

• Over 6,000 merchants

• More than 2 million users

• $1.5 billion in transaction volume

It is used by notable brands like Solana Foundation, Magic Eden, DEX Screener, Solscan, and others.

Conclusion

Helio is a capable and progressive crypto payment gateway designed for today’s digital economy. Its non-custodial model, support for multiple blockchains, instant settlement, and Web3-native features make it an appealing choice for merchants and creators who want to accept crypto payments.

There are no chargebacks, and it offers flexible integration options along with tools for subscriptions, NFTs, affiliates, and communities. Helio is not just a payment gateway; it serves as a complete suite for Web3 commerce.

Supported by MoonPay and trusted by thousands of users around the world, Helio provides a secure, scalable, and innovative solution for crypto payments.