Fortis
Fortis Payment Gateway: A Comprehensive Overview
Fortis is a leading provider of embedded payment solutions, offering a robust and flexible payment gateway designed to meet the diverse needs of businesses across various industries. With a focus on seamless integration, advanced security, and customizable features, Fortis empowers businesses to optimize their payment processes and enhance customer experiences.
Key Features of Fortis Payment Gateway
Seamless Integration with ERP and eCommerce Platforms
Fortis specializes in embedding payment solutions directly into existing ERP systems and eCommerce platforms, minimizing disruption and streamlining operations. The gateway offers native integrations with leading platforms such as Sage 50, Sage 100, Sage 300, Sage X3, Sage Intacct, NetSuite, Acumatica, QuickBooks, Microsoft Dynamics, WooCommerce, Shopify, BigCommerce, and WordPress.
Flexible Payment Options
The Fortis gateway supports a wide range of payment methods, including:
- Credit and debit card processing
- ACH/EFT transactions
- Mobile payments
- Gift and loyalty programs
- Alternative payment methods
- Surcharging capabilities
This flexibility allows businesses to cater to diverse customer preferences and expand their payment acceptance channels.
Advanced Security and Compliance
Fortis places a strong emphasis on security, offering PCI-compliant solutions with features such as tokenization and data encryption. The gateway ensures that sensitive payment information is protected, reducing the risk of data breaches and fraud.
Customizable APIs and Developer Support
Fortis provides award-winning APIs that enable businesses to tailor the payment experience to their specific needs. The developer portal offers comprehensive documentation, sandbox environments, and support for multiple programming languages, including REST, .Net, Java, PHP, Python, and Ruby.
Business Intelligence and Reporting
The platform includes dynamic reporting tools that offer near-real-time insights into transactions and payment trends. Businesses can access detailed reports to monitor financial health, optimize operations, and make informed decisions.
Industry-Specific Solutions
Fortis tailors its payment solutions to meet the unique requirements of various industries:
B2B and ERP
For B2B enterprises, Fortis offers embedded payment solutions that integrate seamlessly with ERP systems, facilitating efficient payment processing and cash flow management.
Healthcare
Fortis provides secure and compliant payment solutions for medical practices, chiropractic clinics, and alternative health providers, ensuring smooth transactions and patient satisfaction.
Specialty Retail
Retailers in niche markets, such as pawn shops and outdoor recreation, benefit from Fortis’s tailored payment solutions that accommodate industry-specific needs and compliance requirements.
eCommerce and Retail
Online and brick-and-mortar retailers can leverage Fortis’s integrations with popular eCommerce platforms to offer customers a seamless and secure checkout experience.
Pricing and Fees
Fortis offers transparent and flexible pricing models to suit different business needs:
- Flat-Rate Pricing: A straightforward model with a fixed percentage and transaction fee.
- Interchange Plus: A model where the interchange fee is passed on to the merchant, along with a small markup.
For example, credit and debit card transactions may be priced at 2.89% + $0.30 per transaction, while ACH payments could be at 0.90% + $0.20 per transaction. It’s important to note that specific rates may vary based on factors such as transaction volume and business type.
Additional Features
Paylink Invoicing
Fortis’s Paylink feature allows businesses to send secure payment links via email or SMS, enabling customers to make payments conveniently. This feature streamlines the invoicing process and accelerates revenue collection.
Next-Day Funding
Businesses can benefit from next-day funding options, improving cash flow and financial stability.
Dedicated Support
Fortis provides 24/7 customer support, ensuring that businesses receive assistance whenever needed. Their team of experts, known as Fortis Guides, offers personalized support throughout the integration and operational processes.
Conclusion
Fortis stands out as a versatile and reliable payment gateway solution, offering businesses the tools and support needed to streamline payment processes, enhance security, and improve customer experiences. With its comprehensive features, industry-specific solutions, and commitment to innovation, Fortis is well-equipped to meet the evolving payment needs of businesses worldwide.
Frequently Asked Questions (FAQs)
What is Fortis and which industries does it serve?
Fortis (formerly Fortis Payment Systems) is a payment technology provider established in 2009 that serves mid-market and SMB merchants in North America. It specializes in B2B, healthcare, hospitality, manufacturing, non-profit, retail, and software industries. The company provides tailored payment solutions that address specific vertical needs, such as HIPAA compliance for healthcare and ERP integrations for B2B sectors.
What payment methods can I accept with Fortis?
Merchants can accept a wide range of payment types, including major credit and debit cards (Visa, Mastercard, American Express, Discover), ACH and eCheck bank transfers, and digital wallets like Apple Pay and Google Pay. The platform also supports cryptocurrency payments and gift/prepaid cards. These methods are available across various channels, including in-store POS, online, in-app, and virtual terminals.
How fast are funds settled into my bank account?
Fortis typically offers a settlement time of T+1, meaning funds are available the next business day. While standard settlement usually takes 1 to 2 business days, specific timing can depend on the banking partner and transaction type.
Is the Fortis platform secure and compliant?
Yes, Fortis maintains strict security standards, including Level 1 PCI DSS compliance for handling card data. It is also HIPAA compliant, ensuring the secure processing of healthcare-related payments. The platform employs advanced risk management tools such as tokenization, card updater services, and automated fraud prevention to protect merchant and customer data.
What integration options are available for developers?
Fortis offers a public Web Services API and SDKs for iOS and Android, allowing developers to build custom payment solutions. The platform supports hosted payment pages, iFrames, and webhooks for flexible implementation. Pre-built integrations are available for popular e-commerce and ERP systems, including BigCommerce, Magento (Adobe Commerce), WooCommerce, Microsoft Dynamics 365, Oracle, and Sage.
Does Fortis support recurring billing and subscriptions?
Yes, the platform includes built-in tools for recurring billing and subscription management. Merchants can set up automated payment schedules, card-on-file billing, and invoicing tools to streamline collections. The system also supports one-click payments and split payments for marketplace environments.
Can Fortis handle high-risk or specialized business models?
Fortis is equipped to support specialized industries such as manufacturing, mining, and travel/hospitality. It offers specific risk management features like chargeback management and automated underwriting to support these sectors. However, merchants in high-risk categories should verify specific eligibility during the onboarding process, which typically takes 1-2 days.