Fawry

Fawry Payment Gateway: A Practical Overview For Merchants

If you sell to customers in Egypt, Fawry gives you a single platform to accept and manage payments across online, in-store, and remote channels. Fawry is a leading provider of e-payments and digital finance solutions in Egypt, and its acceptance suite helps you offer local payment methods alongside international cards while keeping security and compliance in focus.

What Is Fawry Accept

Fawry Accept is the merchant acceptance suite that powers e-commerce, pay-by-link, and point-of-sale payments on one platform. You get a unified checkout that supports multiple methods, developer-friendly APIs and plugins, and tools to monitor performance in real time. For SMEs and enterprises, the same stack extends to payouts, subscriptions, and marketplace use cases so you can run collections and disbursements from one provider.

Payment Methods You Can Offer With Fawry

Fawry focuses on breadth of local and card options so you can meet customer preferences in Egypt.

• Card Payments: Accept Visa, Mastercard, and Meeza cards at checkout.

• Mobile Wallets: Reach customers paying from bank and mobile network operator wallets through the FawryPay unified checkout.

• Reference Code Payments: Generate a FawryPay reference so customers can pay later at Fawry’s nationwide retail network or through supported channels.

• Cash On Delivery: Use integrated cash on delivery options when you need to collect at the doorstep.

• Installments: Offer installment plans through Fawry’s buy now pay later capabilities where enabled.

• Loyalty And Points: Support loyalty points as a payment method where configured.

You can enable these methods in combination, giving customers the choice to pay now online, pay at a retail location with a reference code, or pay on delivery.

Channels And Use Cases

Fawry’s acceptance stack is designed to support multiple sales channels with a consistent payment experience.

• Online Checkout: Add the hosted payment page to your site or app, or install plugins compatible with leading e-commerce carts. The gateway emphasizes high success rates and includes fraud protection features.

• Payment Link: Create and send invoice links without writing code. Links route to the FawryPay unified checkout and can be shared by SMS or other channels. This is useful for social commerce, phone orders, and quick invoices.

• Point Of Sale: Use smart POS devices to accept card and mobile wallet payments in store. POS is built with PCI standards and supports features designed for modern retail operations.

• Omnichannel: Provide a unified experience across web, mobile, POS, mobile POS, and even chatbots, so customers can start and complete payments in the channel that suits them.

• Subscriptions And Billing: Set up recurring charges and manage billing cycles. You can initiate payment requests in bulk for monthly, annual, or semi-annual schedules.

• Marketplaces And Platforms: Connect buyers and sellers while enabling multiple payment options, including reference codes, wallets, ATMs, and e-banking where supported.

Security, Compliance, And Risk Controls

Fawry highlights several layers of protection and regulatory assurances that are critical for merchants.

• PCI DSS Compliance: Fawry states that it is PCI DSS compliant and certified annually, with downloadable certificates published by the company.

• 3-Domain Secure And Extra Verification: Online checkout uses a dual-layer transaction security approach that requires an additional customer verification step to reduce fraud and protect transactions.

• Velocity Controls And Monitoring: You can apply customizable parameters to control transaction velocity, while dynamic monitoring helps detect suspicious activity.

• Local Licensing: Fawry indicates it is licensed by local regulators in Egypt, including the Central Bank of Egypt for relevant services.

Together, these measures help you reduce chargeback risk, meet scheme and regulatory requirements, and operate with audited controls.

Integration Options For Developers

Fawry provides multiple integration paths so engineering teams can match scope and timelines.

• Hosted Checkout And Plugins: The quickest route is to deploy Fawry’s hosted payment page or install available plugins for popular shopping carts.

• REST APIs And Server-to-Server: Build custom flows with APIs for payments, captures, refunds, and wallet experiences such as QR or request-to-pay, depending on the method.

• Mobile SDKs And Express Checkout: Use SDKs to embed the FawryPay checkout in mobile apps with a consistent UX.

• Unified Checkout For All Methods: The FawryPay experience standardizes how card, wallet, and reference code payments are presented to customers and handled by your backend.

Fawry’s developer documentation outlines request formats, response handling, and method-specific flows so you can move from sandbox to production with minimal friction.

Operations, Reporting, And Payouts

Beyond collecting payments, Fawry includes operational tooling to run day-to-day finance processes.

• Dashboard And Monitoring: Track transactions, monitor success rates, and view performance in real time.

• Payout Solutions: Disburse funds to service providers, freelancers, or employees with support for mass payments and white-label configurations.

• Reconciliation Support: Use the dashboard and reports to reconcile collections and disbursements across channels.

These capabilities reduce manual work for finance teams and support higher transaction volumes as you scale.

Industry Use Cases

Fawry documents how its acceptance stack fits common verticals:

• Retail: Move from offline to online with Egypt’s widely used local methods alongside cards. Payment link helps when you do not have an e-commerce site.

• Services And Subscriptions: Use the billing platform to manage recurring charges with secure, flexible schedules.

• Marketplaces: Connect buyers and sellers with a wide range of payment options and operational features like delivery and pickup payment collection.

These industry pages provide configuration ideas for checkout flows, subscription timing, and customer communications.

When Fawry Is A Strong Fit

Consider Fawry if you need to:

• Serve Egyptian customers with local payment preferences alongside global cards.

• Offer flexible collection options like reference code payments at retail locations or cash on delivery.

• Launch quickly with payment links and plugins, then expand to custom API integrations.

• Maintain strict compliance with PCI DSS standards and use layered fraud controls.

• Run subscriptions, marketplaces, or high-volume payouts on a single provider.

Conclusion

Fawry brings together local cards, wallets, and offline payment options in a single acceptance suite that is built for Egypt. You can start fast with payment links or plugins, expand to APIs and mobile SDKs, and operate with PCI-audited controls and extra verification at checkout. For teams that want one platform for collections and disbursements across online and in-store channels, Fawry provides the components to unify the experience and streamline operations.