ezPay

ezPay
Company: ezPay Co., Ltd.
Company Size: SMB
Ownership: Private, Subsidiary
Headquarter Country: Taiwan
Year Established: 2013
Supported Regions: Asia
Supported Countries: Taiwan
Industry Focus: Ecommerce
Target Merchant Size: SMB, Startup
Transaction Fee (USD/%): 1.0%–3.5% (method-dependent). Examples published by ezPay: Credit card 2.8%; Linked deposit account 1.0%; Alipay/WeChat (online) 3.5%; Alipay/WeChat (in-person) 2.2%; TWQR: 1.0% for “other e-payment & bank accounts”, 2.2% for Alipay/WeChat/Taiwan Pay
Fee Structure: Flat Rate
Supported Currencies: CNY - Chinese Yuan Renminbi, TWD - Taiwan New Dollar, USD - US Dollar
Transaction Types: Card Not Present, Digital Wallets, mCommerce, QR Code Payments
Compliance: 3D Secure Support, AML/KYC Screening, ISO 27001, PCI DSS
Risk Management: Fraud Prevention
Global Payments: Cross-Border Acquiring
Developer & Integration: Web Services API
Onboarding Time: 3-5 Days
API Accessibility: Public
Reporting & Onboarding: Online Merchant Portal
Third-Party Integrations: Magento, OpenCart, VirtueMart, WooCommerce

ezPay: A Practical Payment Gateway For Taiwan-Based Merchants

ezPay is an electronic payment platform operated by Simple Mobile Payment Co., Ltd., founded within Taiwan’s Soft-World Group. The service focuses on delivering end-to-end payment functionality for ecommerce and brick-and-mortar businesses, with the stated vision of building a secure, convenient, trusted payment network for buyers and sellers in Taiwan and beyond.

A core part of ezPay’s value proposition is that it acts as a multi-payment gateway for merchants. Instead of integrating separate providers for cards, domestic e-wallets, QR schemes, and cross-border wallets, ezPay consolidates these into a single connection. For merchants, that translates into fewer integrations, fewer operational handoffs, and a consistent payout model.

Where ezPay Fits: Online, In-Store, and On-the-Go

Online stores

For web and app checkouts, ezPay provides a Multiple Payment Gateway integration that lets merchants add several payment methods in one go. The integration supports popular card brands and additional payment sources, and it is designed to work smoothly on both desktop and mobile to improve conversion at checkout.

If your stack is CMS-based, ezPay also offers plug-ins or modules for major carts such as WooCommerce, OpenCart, Magento, and VirtueMart. This reduces time to go live and lowers engineering overhead for common ecommerce stacks.

Physical stores

If you run a point-of-sale, ezPay lets you scan the customer’s payment code from your POS to complete a sale. There is also a QR mode where customers scan the merchant’s ezPay QR and enter the amount to pay. Both flows reduce cash handling and change-making, speeding up lines and shrinking reconciliation work at the end of the day.

Personal and mobile collection

For sole proprietors, pop-up vendors, or field teams, ezPay’s app can display a personal collection code that a payer scans to complete payment instantly. This is useful for face-to-face exchanges where you want fast, traceable, card-or-account-linked payment without hardware.

Payment Methods ezPay Can Bring Into One Checkout

One of ezPay’s biggest draws is its breadth of supported methods. Depending on your configuration and eligibility, ezPay can enable:

  • Cards: Visa, Mastercard, JCB, UnionPay, plus card installment options and reward points where available

  • Mobile wallets: Apple Pay, Google Pay, Samsung Pay, ezPay wallet, Pi Wallet, Taiwan Pay

  • Stored-value cards and transit e-money: EasyCard and iPASS for eligible use cases

  • Cross-border wallets: Alipay and WeChat Pay for mainland Chinese consumers in online and in-store scenarios

All of the above are surfaced within ezPay’s integrated collection proposition, giving merchants the flexibility to meet customer preferences without stitching together multiple providers.

For online merchants, ezPay also supports linked bank account payments that debit a customer’s deposit account after they authorize the link. This adds a non-card option that can expand acceptance to customers who prefer direct account payment.

Protection and Buyer Confidence

For ecommerce and marketplace-style transactions, ezPay offers a delayed disbursement mechanism often called a performance guarantee. Funds are released to the seller after the buyer confirms receipt and satisfaction, with stated timelines for delayed payout, refund initiation, and dispute handling. This model can help reduce perceived risk for first-time customers, which in turn supports conversion and repeat purchases.

Conclusion

ezPay’s focus on multi-method acceptance, QR flows for the physical world, and cross-border acceptance for Chinese wallets makes it attractive for retailers, hospitality, and ecommerce sellers serving domestic and visitor segments. The published fee table is transparent, and the delayed disbursement model can lift buyer trust for first-time purchases.

ezPay: Frequently Asked Questions (FAQs)

What is ezPay?

ezPay is a Taiwan-based electronic payment platform for online and in-store payments.

Which payment methods does ezPay support?

Cards, local wallets, TWQR, bank account payments, and cross-border wallets depending on setup.

Does ezPay work for online and in-store payments?

Yes. It supports web and app checkouts, POS scanning, and merchant QR scan-and-pay.

Does ezPay support cross-border wallets like Alipay and WeChat Pay?

Yes. Merchants can enable Alipay and WeChat Pay for online and in-store acceptance.

What are typical fees and settlement timings with ezPay?

Examples include cards from 2.8 percent with T+10 settlement and TWQR from 1 percent with T+0.

Does ezPay provide TWQR acceptance and T+0 settlement?

Yes. TWQR can settle on T+0 with supported configurations.

Does ezPay offer an escrow style delayed payout for ecommerce?

Yes. Funds are released after buyer confirmation to help reduce dispute risk.

What onboarding documents are required for corporate accounts?

Company registration details, representative ID, account verification, and other KYC items.

Are there plugins for common ecommerce platforms?

Yes. Modules are available for platforms like WooCommerce, OpenCart, Magento, and VirtueMart.

Who is ezPay a good fit for?

Taiwan merchants needing cards, local wallets, TWQR, and Chinese wallets in one integration.

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