Everypay

Everypay: Payment Gateway Overview for Merchants

Everypay is a Greece-based payment service provider focused on secure online card acceptance, digital wallets, and marketplace payouts. It is a PCI DSS Level 1 certified payment institution regulated by the Bank of Greece. Merchants can integrate via a hosted Payform, e-commerce plugins, or direct API to accept cards and wallets, enable installments, and support recurring billing with tokenization.

What Is Everypay

Everypay is a licensed PSP that provides an online payment gateway, marketplace infrastructure, and add-on tools like email payment links and one-click payments. The company highlights fast, intuitive integration and states there is no subscription required to start processing.

Regulatory and certification status:

• Authorized and regulated by the Bank of Greece as a Payment Institution.

• PCI DSS Level 1 certified.

Core Payment Capabilities

Supported Cards

Everypay’s gateway can process Visa, Mastercard, Maestro, Diners, and Discover cards.

Digital Wallets

Everypay supports Apple Pay and Google Pay. Apple Pay is available for merchants based in Greece, and Google Pay is supported with web integration; both can be enabled via the Payform or direct flows outlined in the docs.

Installments

Installments are supported within the Payform and platform plugins. Documentation includes functions to set or change installments programmatically; wallet payments currently do not support installments.

Recurring Payments and Tokenization

Everypay offers card tokenization, customer tokens, and recurring billing flows. You can save a card during the initial payment and charge subsequent transactions using tokens.

Integration Options

Payform (Hosted, SCA-Ready)

Payform is a customizable, PCI-scoped hosted element that collects payment details, supports 3D Secure, and can include Apple Pay and Google Pay. Merchants load Everypay.js from Everypay’s CDN to remain compliant.

Key traits

• Hosted, PCI-managed collection of card data.

• SCA and 3D Secure support via the Payform.

• Configurable wallet parameters for Apple Pay and Google Pay.

Direct API (Merchant-Hosted Forms)

Everypay also exposes a Direct API. This path requires merchants to handle card data and therefore maintain SAQ D and quarterly external vulnerability scans via an Approved Scanning Vendor. This option suits teams with strict UI or data-flow requirements and the ability to meet PCI obligations.

E-Commerce Plugins

Everypay provides official plugins for major platforms, including Shopify, WooCommerce, Magento 2, PrestaShop, and OpenCart. The documentation lists features such as saved cards, 3D Secure 2, wallets, and installments where applicable.

Marketplaces and Split Payments

Everypay offers marketplace infrastructure that lets you register sellers, split payments, set commissions, schedule payouts, and reverse or hold transfers through the API. The API reference also documents constraints for split payments. This makes Everypay relevant for platforms handling multi-party transactions.

Marketplace highlights

• Programmatic seller onboarding.

• Split payments among multiple sellers.

• Real-time commission calculation and automated refunds.

• Payouts regardless of the seller’s bank, to any bank account.

Security, Compliance, and SCA

Everypay positions security as a core element:

• PCI DSS Level 1 certified service provider.

• Regulated Payment Institution under the Bank of Greece.

• Support for 3D Secure 2 in platform plugins and hosted Payform flows.

• Hosted script requirements designed to preserve compliance.

Onboarding, Settlement, and Geography

Merchants can create an account online and begin integration testing via the documentation portal. Everypay notes that settlements can be made to any bank account, and the contact page states you do not need an account with a specific bank to accept payments. Apple Pay availability is currently indicated for Greece-based merchants.

Strengths

• Licensed and supervised PSP with PCI DSS Level 1 certification.

• Multiple integration choices, including Payform and popular e-commerce plugins.

• Wallet support for Apple Pay and Google Pay, documented for web flows.

• Marketplace capabilities for split payments, payouts, and commissions.

Conclusion

Everypay provides a regulated, PCI-certified gateway with practical integration choices for Greece-based and EU merchants. If you need card acceptance, Apple Pay or Google Pay, installments, subscriptions with tokenization, and marketplace splits with programmable payouts, the official docs and product pages show clear implementation paths.

Everypay: Frequently Asked Questions (FAQs)

What is Everypay and who regulates it?

Everypay is a payment service provider offering online card and wallet acceptance. It is regulated by the Bank of Greece as a Payment Institution and is PCI DSS Level 1 certified.

Which cards and wallets does Everypay support?

It supports Visa, Mastercard, Maestro, Diners, Discover, Apple Pay, and Google Pay.

Does Everypay support installments for card payments?

Yes, installments are available for card payments through the Payform and supported plugins. Installments are not available for wallet payments.

Does Everypay offer recurring payments with tokenization?

Yes, cards can be tokenized during the initial payment and charged later for recurring transactions.

What integration options does Everypay provide?

You can integrate via the hosted Payform, official e-commerce plugins for WooCommerce, Magento 2, PrestaShop, and OpenCart, or the Direct API.

What are the PCI compliance implications of each integration path?

Payform and plugins keep card data out of your environment. The Direct API requires SAQ D and quarterly external vulnerability scans.

Does Everypay support marketplaces and split payments?

Yes, it supports registering sellers, splitting payments, setting commissions, and scheduling payouts via API.

How does pricing work at Everypay?

Public materials state there is no subscription and that commissions apply per successful transaction. Exact rates are not published; contact sales for a quote.

What are Everypay’s settlement terms and currencies?

Detailed payout schedules and currencies are not publicly listed. You should confirm these during onboarding.

Where is Apple Pay available with Everypay?

Apple Pay is currently available for merchants based in Greece.

Does Everypay provide reporting and a status page?

Yes, reports, analytics, email notifications, and a public status page are available.

How do refunds and cancellations work at Everypay?

One-click refunds or cancellations are available through the dashboard or API.

Can payouts be sent to any bank account?

Yes, payouts can be sent to any bank account. You do not need an account with a specific bank.

How do I test my integration before going live?

Use the sandbox with test cards and documented error cases, then monitor the status page during launch.