EuPlatesc

EuPlatesc: What Merchants Need To Know Before Integrating

Evaluating a local gateway for Romania or nearby markets? EuPlatesc is a card payment processor that focuses on secure online acceptance and a compact set of checkout features for ecommerce and invoicing.

What EuPlatesc Is

EuPlatesc is a payment gateway and processor operated by EuroPayment Services. The platform enables merchants to accept Visa and Mastercard cards online, and it includes optional checkout accelerators such as Apple Pay, Google Pay, and Visa Click to Pay. EuPlatesc emphasizes secure authentication with 3D Secure and provides PCI DSS Level 1 service provider certification. The solution is tailored for Romanian merchants across ecommerce, services, education, and corporate payments.

Core Capabilities

Online Card Acceptance

• Acceptance for Visa and Mastercard through a hosted payment page.

• 3D Secure authentication as the standard flow for transaction security and issuer liability shift where applicable.

• Settlement to the merchant while the cardholder pays in their issuing bank’s currency and limits.

One-Click Experiences

• Click to Pay enables returning customers to complete checkout without re-entering card details.

• Saved-card and one-click options are designed to shorten repeat checkout time and reduce keystrokes.

Wallets and Express Checkout

• Apple Pay and Google Pay are available to speed up checkout on supported devices and browsers.

• These wallets help minimize form friction at payment and can increase mobile conversion rates.

Recurring Payments

• Support for automated charges at predefined intervals for subscriptions, memberships, and installments charged to cards.

• Works with Visa and Mastercard for repeat billing scenarios such as SaaS, digital media, and services.

Installment Payments

• Installment functionality allows customers to pay over time to their issuing bank while the merchant receives the full amount after the charge is completed.

• Useful for higher-ticket retail, electronics, furniture, and services where spreading cost improves conversion.

Pay By Link and QR

• Generate secure payment links that can be sent to customers via email or chat for remote invoicing and phone-assisted orders.

• QR bLink Pay provides scannable codes that direct customers to a hosted checkout page, suitable for invoices and quick pay scenarios.

Payment Methods At A Glance

• Card payment with Visa and Mastercard

• Apple Pay and Google Pay

• Visa Click to Pay

• Recurring payments

• Installment payments

• Pay by Link and QR bLink Pay

These methods cover mainstream Romanian ecommerce use cases, from simple checkout to link-based invoicing and subscription billing.

Merchant Experience And Operations

Risk and Authentication

• 3D Secure is built in to reduce fraud and chargebacks.

• Hosted pages are managed by EuPlatesc, which centralizes sensitive card handling and helps merchants reduce PCI scope.

Merchant Dashboard

• Merchants access a web console for configuration, credentials, reporting, and transaction monitoring.

• Integration parameters such as Merchant ID and secret key are provisioned after onboarding.

Data Security and Compliance

• EuPlatesc states PCI DSS Level 1 certification for service providers.

• DPO-certified personnel are referenced as part of the company’s governance and privacy credentials.

Sectors and Use Cases

• Ecommerce storefronts using standard cart platforms

• Corporate and B2B invoicing with pay-by-link flows

• Universities and education for tuition or fee payments

• Donation and membership flows through hosted forms

Integration Options

Hosted Payment Page

Most integrations follow a redirection model to EuPlatesc’s secure page. This keeps card data off the merchant system and simplifies compliance. For many carts and CMS platforms, a connector or guide is usually available through the platform’s ecosystem or the gateway’s documentation.

API and Parameters

Merchants receive credentials and integration parameters after contracting. The flow typically posts transaction data to EuPlatesc and handles the return URLs for success and failure. Message authentication codes or signatures are used to verify requests and responses.

Wallet Enablement

Apple Pay and Google Pay are optional add-ons. Enablement requires merchant onboarding with EuPlatesc and the necessary domain associations or file validations for Apple Pay and compatible browsers for Google Pay. For returning customers, Visa Click to Pay can be presented as an alternative to manual card entry.

Recurring and Installments

To implement subscriptions or installment plans, the merchant configures recurring schedules and identifiers in accordance with EuPlatesc’s parameters. The platform supports repeated charges to cards on file that were initially enrolled with customer authentication.

Security And Compliance Considerations

• PCI DSS Level 1: EuPlatesc indicates Level 1 certification as a service provider. Using the hosted payment page keeps raw card data off your server, which simplifies your PCI questionnaire scope.

• 3D Secure: Built-in strong customer authentication reduces fraud risk and can assist with PSD2 SCA requirements within the EEA.

• Data Protection: EuPlatesc references internal DPO-certified personnel and privacy processes. Merchants remain responsible for their own privacy notices, customer communications, and data subject requests under applicable law.

Conversion And Checkout Design

Merchants focusing on conversion should consider enabling all available accelerators:

• Apple Pay and Google Pay to minimize friction on mobile and desktop where supported.

• Visa Click to Pay to remove card data re-entry for returning customers and supported issuers.

• Saved card and recurring for subscription retention and repeat purchase convenience.

• Pay by Link and QR to capture sales from offline conversations, invoices, and call center flows.

When EuPlatesc Fits Well

• You sell primarily into Romania and want a locally established processor with Romanian language support and local compliance familiarity.

• You prefer a hosted checkout with 3D Secure and want to reduce your PCI surface.

• Your business model includes subscriptions, memberships, or services that benefit from recurring billing.

• You need pay-by-link invoices or QR payment flows for remote sales and B2B collections.

• You plan to enable express wallets to lift mobile conversion.

Conclusion

EuPlatesc is a focused gateway for Romanian merchants that combines card acceptance, 3D Secure, and a practical set of checkout accelerators. The platform supports recurring and installment scenarios, plus link and QR payments for flexible invoicing. Pricing is custom after consultation, so merchants should obtain a tailored quote and confirm operational details such as settlement timing and refund handling. If your primary market is Romania and you want a hosted, secure flow with wallet options and repeat payment features, EuPlatesc is a relevant option to evaluate in your RFP.