eProcessing Network

eProcessing Network: A Comprehensive Payment Gateway Solution for Modern Businesses

eProcessing Network (ePN) is a robust, U.S.-based payment gateway provider specializing in secure, real-time transaction processing for businesses of all sizes. With a focus on flexibility, security, and comprehensive integration, ePN offers a suite of payment solutions tailored to meet the diverse needs of merchants across various industries.

Company Overview

Founded in Houston, Texas, eProcessing Network has established itself as a reliable partner for businesses seeking efficient payment processing solutions. The company’s mission is captured in its tagline: “Anywhere Merchants Do Business®,” which reflects its commitment to supporting payments across both traditional and digital commerce environments.

Key Features and Services

Multi-Channel Payment Processing

eProcessing Network supports a wide range of payment methods, enabling businesses to accept payments across various sales channels:

• Credit and Debit Cards: Accepts Visa, MasterCard, Discover, American Express, Diners Club, and JCB.
• ACH and eChecks: Enables fast and secure bank-to-bank transactions.
• Mobile Payments: Supports NFC payments including Apple Pay, Google Pay, and Android Pay.
• Gift and Loyalty Cards: Integrates with customer loyalty and rewards programs.
• Recurring Billing: Facilitates ongoing payments for subscriptions or installment plans.

Comprehensive Payment Solutions

eProcessing Network provides an ecosystem of tools designed to streamline the payment process:

• ePNJPOS: A Java-based point-of-sale (POS) solution for Windows PCs that includes features like inventory tracking and QuickBooks® integration.
• ePNMobile: A mobile payment app for processing transactions on-the-go using smartphones or tablets, with encrypted card readers and signature capture.
• ePNWeb: A web-based order form generator that allows merchants to build customizable, PCI-compliant checkout forms.
• ePNCart: A shopping cart module that integrates with existing websites to provide secure checkout and shipping calculations.
• ePNBillPay: Enables email invoicing with secure customer payment portals.
• ePNRecur: A tool for managing recurring billing with flexible scheduling and payment options.

Integration and Compatibility

ePN is designed for smooth integration across numerous platforms and software tools:

• QuickBooks Integration: With the ePNPlugIn, merchants can process payments directly within QuickBooks for credit cards, ACH, and gift card transactions.
• eCommerce Platforms: Compatible with popular platforms such as Magento, WooCommerce, and AmeriCommerce.
• Developer Tools: Provides SDKs and APIs to support custom application and website integrations, including mobile app support.

Security and Compliance

Security is at the core of eProcessing Network’s infrastructure:

• PCI DSS Compliance: Ensures that all systems and processes adhere to Payment Card Industry Data Security Standards.
• SSL Encryption: All data in transit is encrypted using Secure Sockets Layer technology.
• Tokenization: Replaces sensitive cardholder data with secure tokens.
• Fraud Prevention Tools: Includes Address Verification Service (AVS) and Card Verification Value (CVV) validation.

Supported Industries

eProcessing Network’s flexibility allows it to serve a wide variety of industries, including:

• Retail: Physical store locations with traditional POS needs.
• eCommerce: Online businesses looking for fast and secure checkout solutions.
• Mobile Vendors: Sellers operating in mobile environments, such as food trucks and pop-up shops.
• Service Providers: Subscription-based or invoice-driven businesses.
• Nonprofits: Organizations looking to manage donation processing and membership payments.

Transaction Types and Processing Capabilities

ePN enables various transaction types to meet diverse business workflows:

• Authorization Only: Authorizes a payment without capturing it until later.
• Sales: Immediate payment processing for goods or services.
• Returns and Refunds: Process partial or full refunds efficiently.
• Voids: Cancel transactions before settlement.
• Recurring Payments: Ideal for membership services or subscription billing.
• PIN Debit: Supports debit cards requiring a PIN for additional security.

Integration with Accounting Systems

ePN’s ePNPlugIn improves accounting efficiency by integrating seamlessly with QuickBooks:

• Transaction Synchronization: Automatically records and categorizes payments in QuickBooks.
• Invoice Upload: Allows merchants to upload QuickBooks invoices to ePNBillPay for customer settlement.
• Customer Management: Stores payment methods and transaction history for each customer securely.

Developer Resources

For businesses that require custom payment applications or integration, eProcessing Network offers robust development tools:

• Mobile SDK: A developer kit to enable in-app payment processing on Android and iOS.
• Transparent Database Engine (TDBE): Enables seamless backend integration with existing systems or third-party apps.
• Authorize.Net Emulation: Facilitates migration from Authorize.Net gateways with minimal development effort.

Certifications and Processing Platform Compatibility

eProcessing Network is certified to process transactions with the major U.S. platforms, ensuring broad acceptance:

• First Data (Omaha, Nashville, North/CardNet)
• Chase Paymentech (Tampa)
• TSYS Acquiring Solutions
• Global Payments (East)
• Elavon (formerly NOVA)
• JetPay

These partnerships ensure maximum flexibility and compatibility for ISOs, agents, and merchants alike.

Customer Support and Resources

Merchants using eProcessing Network benefit from responsive support and helpful resources:

• Technical Support: Available Monday to Friday, from 8:00 AM to 5:00 PM CST.
• Reseller Support: Dedicated assistance for ISO agents and partners.
• Educational Materials: A robust library of manuals, tutorials, and walkthroughs to support onboarding and troubleshooting.

Why Choose eProcessing Network?

eProcessing Network stands out as a versatile, secure, and comprehensive payment gateway solution for modern businesses. Its strong focus on multichannel support, recurring billing, fraud protection, and integration capabilities makes it a reliable choice for businesses looking to grow in today’s omnichannel environment.

Whether you’re a small business just getting started, a service provider scaling your subscription model, or an enterprise looking to consolidate payment systems, ePN offers a solution that’s powerful, cost-effective, and easy to implement.