Easebuzz Payment Gateway Overview

Easebuzz is a full-stack, RBI-authorized payment solutions platform based in India. It serves over 200,000 businesses, including startups, SMEs, large enterprises, and educational institutions. Known for its developer-first approach and strong compliance posture, Easebuzz enables seamless online payments, disbursements, and financial automation.

Why Choose Easebuzz?

Wide Payment Acceptance

• Supports over 150 payment modes, including UPI, credit and debit cards, mobile wallets, net banking across 50+ banks, and buy-now-pay-later options.

• Helps businesses maximize conversions by offering familiar and diverse payment options for Indian consumers.

Transparent and Competitive Pricing

• Approximately 1.5% per transaction across most payment methods.

• No setup, monthly, or maintenance fees, making it cost-effective for businesses of all sizes.

RBI Authorization and Compliance

• Fully authorized by the Reserve Bank of India as a Payment Aggregator and Payment Gateway.

• PCI DSS Level 1 certified with SSL/TLS encryption and robust fraud monitoring systems to protect sensitive data and ensure secure transactions.

Fast Onboarding and Easy Integration

• Online onboarding process with instant KYC verification.

• Plug-and-play SDKs and APIs for web and mobile platforms.

• Seamless integrations with Shopify, WooCommerce, Wix, and other platforms.

Business Automation Tools

• Built-in automation for settlements, refunds, reconciliation, and tax workflows.

• Real-time dashboards and analytics to track transaction performance, user behavior, and financial metrics.

Developer-Friendly Infrastructure

• REST APIs and SDKs for custom payment experiences.

• Sandbox environment for testing and integration.

• Real-time webhook notifications for events like payments, refunds, and settlement updates.

Key Products and Features

Online Payment Gateway

Easebuzz provides a robust payment gateway that supports real-time transactions with high success rates. It offers smooth checkout flows, including one-click UPI, card tokenization, QR code payments, and dynamic payment routing to optimize transaction performance.

Payment Links

Businesses can collect payments through custom payment links shared via SMS, email, or WhatsApp. No website or app needed. These links support recurring payments, invoice attachments, automatic reminders, and expiration timers.

Slices – Dynamic Split Settlements

This feature allows marketplaces, franchises, and aggregators to split payments dynamically across multiple vendors or service providers. Settlement logic can be predefined, automated, and easily managed via API.

EasyCollect

Automates subscription billing, EMI collections, and installment payments. It integrates with e-mandates and supports reminders, failed payment retries, and billing automation.

FeesBuzz

A specialized module for educational institutions. Enables online fee collection, parent-facing dashboards, EMI plans, auto-reconciliation, and integration with accounting systems.

ePOS and QR Collections

Merchants can use the Easebuzz mobile app to accept QR-based UPI payments. This is ideal for retail shops, event stalls, and service professionals.

InstaCollect (Virtual Accounts)

Assigns unique virtual accounts to individual customers or partners, allowing for real-time reconciliation and simplified inbound payment tracking.

Disbursement Suite

Includes vendor payouts, NEFT/RTGS/IMPS/UPI transfers, and corporate expense cards. Supports payroll disbursements, commission payments, and partner settlements.

Target Users and Industry Fit

E-Commerce & Marketplaces

• Dynamic payment splits

• Real-time analytics

• Loyalty integration

• Refund automation

Small and Medium Enterprises (SMEs)

• Zero setup cost

• Easy plug-ins

• Cost-effective APIs

• Scalable infrastructure

Educational Institutions

• EMI-enabled fee collection

• Parent-friendly payment options

• Automated reconciliation

SaaS Platforms & Mobile Apps

• Subscription billing

• Metered usage support

• Mobile SDKs for seamless app integration

Retail and Offline Merchants

• QR code-based UPI acceptance

• ePOS terminals

• On-the-go collections

Enterprises and Accounting Teams

• Virtual accounts

• Disbursements automation

• TDS handling and GST compliance

Developer Experience

• Access to well-documented RESTful APIs

• SDKs for Android, iOS, JavaScript, and backend stacks

• Sandbox and staging environments for integration testing

• 24/7 developer support via chat and email

• Real-time webhook delivery for key transaction events

Security and Reliability

• PCI DSS Level 1 certification

• SSL/TLS encrypted transactions

• Multi-layer fraud detection

• Retry logic and downtime alerts

• 24/7 operational support team

Conclusion

Easebuzz is a powerful and scalable payment gateway tailored for the Indian market. Its API-first design, low pricing, and comprehensive feature set make it suitable for businesses ranging from startups and educational institutions to enterprise marketplaces.

Its standout features include:

• Wide payment mode coverage

• Automation and analytics tools

• Dynamic payment splitting

• Recurring billing support

• PCI and RBI compliance

For businesses seeking a reliable, low-cost, and developer-friendly gateway in India, Easebuzz is a smart choice. It meets the needs of both digital-first startups and established businesses with complex payment and disbursement workflows.