Curbstone Payment Gateway: Secure, Scalable, and Seamlessly Integrated for IBM i Environments

Curbstone is a specialized payment gateway designed to meet the unique needs of businesses operating on IBM i, iSeries, and AS/400 systems. By offering secure, real-time payment processing solutions, Curbstone enables organizations to handle credit card, ACH, and IVR transactions efficiently across various industries.

Key Features of Curbstone

1. Seamless Integration with IBM i Systems

Curbstone provides native RPG APIs, allowing for direct integration with IBM i, iSeries, and AS/400 platforms. This integration ensures that businesses can process payments without the need for middleware or extensive system overhauls, maintaining existing workflows and reducing implementation time.

2. Comprehensive Payment Processing

The platform supports a wide range of payment types, including:

• Credit and Debit Cards: Process card-present and card-not-present transactions with ease.

• ACH Payments: Facilitate direct bank transfers for B2B transactions.

• IVR Payments: Allow customers to make payments via interactive voice response systems.

This versatility ensures that businesses can cater to diverse customer preferences and payment methods.

3. Enhanced Security and PCI Compliance

Curbstone employs advanced security measures, including remote tokenization, to protect sensitive payment data. By removing cardholder data from the merchant’s environment, the platform significantly reduces the scope of PCI compliance requirements, minimizing risk and compliance costs.

4. Real-Time Authorizations and Automated Settlements

The gateway offers real-time transaction authorizations, ensuring immediate payment confirmations. Additionally, automated daily batch settlements streamline the reconciliation process, enhancing operational efficiency.

5. Flat-Fee Pricing Model

Curbstone’s transparent, flat-fee pricing structure helps businesses control costs. By avoiding percentage-based fees, organizations can better predict expenses and improve their bottom line.

Industry Applications

Curbstone’s flexible architecture makes it suitable for various industries, including:

• Retail: Facilitate in-store and online transactions with EMV terminals and e-commerce integrations.

• Manufacturing: Integrate payment processing into existing order management systems.

• Publishing: Manage subscriptions and advertiser payments efficiently.

• Utilities: Enable customers to pay bills online or via phone.

• Telecommunications: Handle recurring billing and customer payments seamlessly.

Integration and Support

Curbstone offers comprehensive support for integration and ongoing operations:

• Developer Resources: Access to detailed documentation and APIs for smooth implementation.

• 24/7 Support: U.S.-based customer support is available around the clock to assist with any issues.

• Scalability: The platform is designed to grow with your business, accommodating increasing transaction volumes and expanding payment needs.

Conclusion

Curbstone stands out as a robust payment gateway solution for businesses operating on IBM i platforms. Its seamless integration capabilities, comprehensive payment processing features, enhanced security measures, and industry-specific applications make it a valuable asset for organizations seeking to modernize their payment systems without disrupting existing operations.