Clip

Clip
Company: PayClip, Inc
Company Size: Enterprise
Ownership: Private, VC-Backed
Headquarter Country: Mexico
Year Established: 2012
Supported Regions: North America
Supported Countries: Mexico
Industry Focus: Eating & Drinking Places, Personal Services, Retail
Target Merchant Size: Mid-Market, SMB, Startup
Transaction Fee (USD/%): 3.6% + VAT
Fee Structure: Flat Rate
Supported Currencies: MXN - Mexican Peso, USD - US Dollar
Transaction Types: Card Not Present, Card Present, Cash, Payment Links, POS Terminal, QR Code Payments
Compliance: PCI DSS
Risk Management: Fraud Prevention
Developer & Integration: Hosted Payment Page, iFrame, Tokenization Support, Web Services API
API Accessibility: Public
Reporting & Onboarding: Online Merchant Portal, Reporting API
Third-Party Integrations: Shopify, WooCommerce

What is Clip

Clip is a Mexico-based payment platform that helps businesses of all sizes accept in-person and online payments with simple pricing, fast access to funds, and tools that improve day-to-day operations. On the hardware side, Clip offers a family of POS terminals designed for mobility and reliability. On the software side, Clip provides digital checkout, payment links, QR payments, a digital product catalog, and a business profile you can share with customers to get paid from anywhere.

Key Products and How They Help Merchants

POS terminals for on-the-go and countertop checkout

Clip’s terminal lineup is built to cover different environments, from mobile sellers to busy storefronts. Benefits highlighted by Clip include unlimited data at no extra cost for connected terminals, accessory connectivity, five-year warranty, and free shipping across Mexico. This makes setup straightforward and reduces ongoing ownership friction for merchants.

Clip Checkout for ecommerce

If you sell online, Clip Checkout is a turnkey payment gateway you can plug into popular platforms or integrate via API. It is positioned to reduce checkout friction, boost conversions, and settle funds every day. The product emphasizes fast integration, anti-fraud protections, and a consistent fee model for online transactions.

Accepted methods with Checkout include credit and debit cards from major brands, as well as cash payments at participating convenience stores nationwide. That lets you serve customers who prefer to pay online or in cash while keeping reconciliation in one place.

Link De Negocio and Digital Payments

Clip’s Link de negocio lets you create a branded, shareable mini-site for your business in minutes, no coding required. You can add contact information, hours, location, social profiles, Google reviews, and connect your digital catalog to accept orders and payments remotely. The tool is free to use, and you only pay the standard processing fee when a payment is completed.

Beyond links, Clip supports other digital payment flows such as QR codes and app-based requests, so you can get paid without needing a physical terminal present.

Payouts and Account

With Clip Cuenta, you can use the money from your sales right away. That faster access to working capital helps with daily cash flow, inventory restocks, and payouts to suppliers.

Pricing and Fees

Clip promotes a simple, transparent fee: 3.6% plus VAT for each successful sale. This flat rate applies across payment types for online checkout and other eligible channels, which makes costs easy to predict. For interest-free installment plans, Clip supports 3, 6, 9, 12, 18, and up to 24 monthly installments with participating banks, with an additional bank surcharge applied on these MSI transactions.

If you want to estimate net proceeds per sale, Clip provides a calculator to model how much you receive after fees and, if applicable, installments.

For larger or more complex operations, Clip Empresas offers a corporate service model that can include special rates, reader discounts, and tailored integrations based on your sales volume and needs.

Security and Compliance

Security and compliance are core parts of Clip’s offer. The company states that it aligns with Mexican financial regulations overseen by CNBV, ABM, and Banxico, and follows PCI rules for handling, using, and storing card data. Clip also notes rules and policies adherence for major card schemes. These measures are designed to protect transactions, reduce fraud, and support trust at checkout.

Developer Options and Ecosystem Tools

If you have custom systems, Clip provides developer resources to connect your software with Clip terminals and online payments. For merchants who prefer out-of-the-box ecommerce, there are plugins for leading platforms like Shopify, WooCommerce, Tiendanube, VTEX, and PrestaShop, plus an API path for bespoke builds.

The broader ecosystem includes a digital product catalog, service payments, mobile top-ups, and business loans based on sales history, so you can consolidate operational tasks around one payments provider rather than juggling multiple vendors.

Customer Support

Clip emphasizes always-on help with 24/7 support and dedicated assistance to keep your checkout running. For merchants scaling up, there is a sales and solutions team that can recommend the right mix of devices and online options for your specific workflow.

Who Clip is Best For

  • Omnichannel SMEs that want one provider for in-store terminals and online checkout, with predictable pricing and quick setup.

  • Mobile sellers and service providers who need portable terminals and the ability to accept remote payments through links or QR codes.

  • Growing brands that benefit from next-day or faster access to funds, catalog management, and an upgrade path to corporate services and custom rates.

Advantages for Merchants

  • Simple pricing that is easy to forecast across channels, with a built-in calculator to estimate take-home amounts.

  • Fast go-live using ready-made plugins or direct API integration, plus hardware you can order online with free shipping.

  • More ways to get paid including cards online and in person, installments with participating banks, and cash at convenience stores for ecommerce orders.

  • Operational add-ons like digital catalog, service payments, top-ups, and working-capital loans tied to your sales.

  • Security posture aligned with local regulators and PCI standards, plus scheme requirements.

Conclusion

Clip gives Mexican merchants a practical, unified way to accept payments and run more of the commerce stack in one place. With modern terminals, online checkout, payment links, and a predictable 3.6% plus VAT fee, it keeps setup simple while offering room to grow into installments, cash-based online payments, and corporate-grade services when you need them. Add fast access to funds through Clip Cuenta, PCI-aligned security, and 24/7 support, and Clip is a strong option for SMEs and scaling businesses that want to start quickly and standardize payments across channels.

Clip: Frequently Asked Questions (FAQs)

What is Clip?

Clip is a Mexico-based payment platform that lets merchants accept in-person and online payments, manage products, and get paid quickly.

Where does Clip operate?

Clip primarily serves merchants in Mexico.

Which payment methods does Clip support?

Clip supports major credit and debit cards for in-person and online payments, as well as payment links, QR payments, and cash pay-ins at participating convenience stores for online orders. Availability can vary by product.

Does Clip offer online checkout and plugins?

Yes. Clip provides an online checkout product and ready-made plugins for popular ecommerce platforms, plus APIs for custom integrations.

Which POS terminals does Clip provide?

Clip offers mobile and countertop card readers designed for quick setup, with free shipping in Mexico and a five-year warranty on eligible devices.

What are Clip fees?

Clip promotes a simple, transparent rate of 3.6% plus VAT per successful sale for eligible transactions.

Does Clip support installments?

Yes. Clip supports interest-free installments with participating banks, typically in 3, 6, 9, 12, 18, or up to 24 months. An additional bank surcharge applies to MSI transactions.

How fast are payouts with Clip?

Clip Cuenta lets you use your sales balance right away, and standard settlements are daily.

Is Clip secure and compliant?

Clip states that it follows PCI rules for card data and aligns with Mexican financial regulations overseen by local authorities and card schemes.

Does Clip have APIs and developer tools?

Yes. Developers can connect via API to accept payments online or integrate Clip hardware and services with existing systems.

Who is Clip best for?

Clip is a strong fit for SMEs, mobile sellers, and growing brands that want simple pricing, fast setup, and unified in-person and online payments.

How can I evaluate Clip on bilixe?

On bilixe you can review Clip features, compare fees and integrations, and shortlist providers that fit your business needs.

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