Clinpays

Clinpays: An Overview For Merchants

Clinpays is a payment platform focused on Central America and the Caribbean that presents itself as a complete online payments orchestrator for businesses. Clinpays provides recurring billing, real time reporting, and 3D Secure authentication, with vertical solutions for industries like rentals, education, restaurants, healthcare, insurance, and gaming.

What Clinpays Is

Clinpays describes itself as an “orchestrator” of online payments and collections that helps businesses accept and manage digital payments. The public site highlights core capabilities that are relevant to merchants evaluating a PSP:

• Recurring and automated payments

• Real time reporting and analytics

• 3D Secure authentication to help reduce fraud

• PCI DSS based protections for card data

• Support and advisory during onboarding

These capabilities are emphasized consistently across the homepage and solution pages and form the baseline of Clinpays’ offering for different industry use cases.

Where Clinpays Operates

Clinpays positions itself as a Central American company serving the region and selected Caribbean markets. Its site lists operational presence across:

• Honduras

• Nicaragua

• El Salvador

• Costa Rica

• Dominican Republic

• Panama

The company provides a San Pedro Sula, Honduras address and multiple regional contact numbers for sales and support. This footprint is notable for regional merchants that need acquiring connectivity and payment acceptance tailored to local customers.

Payment Methods And Channels

Clinpays’ “About” page displays payment method logos indicating support for a mix of cards and local wallets:

• International cards: Visa, Mastercard, American Express

• Regional wallets: Tigo Money, Dilo

• Additional cooperative or local instruments as shown on site visuals

Channel coverage, as described on the site, includes online checkout, payment links, and QR at point of sale. For small businesses, the PymePays material outlines the ability to stand up an online shop and accept cards and e-wallets, as well as accept QR payments in store. Together, these signals suggest an emphasis on omnichannel acceptance across web and physical touchpoints, with particular attention to locally relevant payment options.

Industry Solutions Built On Clinpays

Clinpays markets packaged solutions that sit on top of its orchestration layer. These are positioned to address process and compliance requirements typical in each vertical.

PymePays for SMEs and Entrepreneurship

PymePays is presented as an all-in-one path for small and medium businesses to sell online quickly. The landing content indicates merchants can:

• Create an online storefront

• Accept cards and regional wallets

• Use QR for in-store payments

• Start without heavy technical lift

This is suitable for early digitalization phases where speed and minimal integration are priorities.

RentaPays for Rentals and Property Management

RentaPays targets automated rent collection and related services. The page highlights:

• “Know your customer” steps to onboard tenants

• “Smart contract” concepts to define and enforce payment terms

• Automated and recurring collections

For property managers and landlords, the proposition centers on reducing manual follow-ups and bringing structure to due dates and reconciliation.

MenuPays for Restaurants

MenuPays is framed around a full restaurant payment experience. While the public page is brief, the positioning implies order and pay flows optimized for dining businesses, which typically involve a mix of QR payment, online ordering, and reconciliation.

DrPays for Healthcare

DrPays aims to serve clinics and healthcare providers. The site indicates a vertically tailored experience, which for this sector often entails appointment-linked payments, recurring charges for treatment plans, and support for remote collections.

SeguPays for Insurance

SeguPays addresses premium collections and policyholder payments. Insurance often requires recurring billing, dunning workflows, and proof of payment for coverage continuity, which fit the recurring and reporting capabilities Clinpays highlights.

JuegaPays for Gaming

JuegaPays is the gaming-focused solution. The public page is light on detail, but the dedicated track suggests sector-specific onboarding and risk policies appropriate for games of chance or online entertainment where permitted.

Security, Compliance, And Risk Controls

Security claims are central to Clinpays’ positioning:

• PCI DSS: Clinpays states it has renewed PCI DSS Level 1 certification, the highest level for service providers handling card data. The company additionally notes inclusion in the Visa Global Registry of Service Providers.

• Strong customer authentication: The site displays Verified by Visa, 3D Secure, and Mastercard SecureCode marks, indicating support for 3DS flows to reduce fraud and shift liability where applicable.

• Local oversight references: The “Certifications” section places the Banco Central de Honduras logo alongside PCI and Visa Global Registry icons. While the site does not provide a license number or specific authorization status, the display signals alignment with local regulatory expectations.

Taken together, these elements indicate a security program aligned with card brand requirements, with periodic reassessment implied by PCI’s yearly validation cycle.

Banking Integrations And Partnerships

Clinpays’ “About” page lists regional processing bank relationships, which are important in Central American acquiring:

• Ficohsa

• Banco Cuscatlán

• LAFISE

• Banco Atlántida

• BAC

For merchants, such connections can influence authorization performance, local settlement, and availability of domestic rails. The page also lists technology and risk partners such as AWS, Kount, and Equifax, suggesting a cloud-based infrastructure and third-party tools for fraud screening and identity.

How Clinpays Handles Recurring Billing And Collections

Recurring payments are a recurring theme in Clinpays’ pages and especially prominent in the RentaPays proposition. For merchants this typically entails:

• Tokenized storage of payment credentials under PCI DSS controls

• Scheduling of automated charges per contract or plan

• Notifications and reporting to reconcile expected vs collected amounts

The company’s messaging points to automated dunning and alerting. For subscription or installment-based businesses, this can reduce manual collections and improve predictability of cash flows.

Onboarding, Support, And Merchant Experience

Clinpays steers prospects to sales contact via web form and WhatsApp, reflecting a guided onboarding approach. The homepage emphasizes:

• Advisory and ongoing technical support

• Real time reporting

• 3D Secure and PCI DSS protections

• Compatibility across multiple digital channels

Testimonials on solution pages also reference remote payment acceptance and the absence of monthly subscriptions in specific customer experiences. Since testimonials do not constitute a formal fee schedule, merchants should treat them as qualitative input and request a written commercial proposal during evaluation.

Pricing And Contract Terms

Clinpays does not publish a pricing table or standard fee schedule on its public site. As a result:

• Transaction pricing, setup or monthly fees, and contract length must be requested from the sales team

• Costs may vary by country, payment method, and risk profile

• For SMEs exploring PymePays, promotional landing pages occasionally describe time-bound offers. Treat these as marketing programs and confirm current terms in writing

Who Clinpays Is A Fit For

Clinpays aligns with:

• Regional businesses that need local payment methods and bank connections in Honduras, Nicaragua, El Salvador, Costa Rica, Dominican Republic, and Panama

• SMEs seeking fast startup using hosted tools like PymePays and QR acceptance

• Vertical operators such as property managers, clinics, insurers, restaurants, and gaming firms that benefit from recurring billing and collection workflows

Enterprises with complex multi-country setups or bespoke integration requirements should assess API depth, settlement options, and reporting before making a final decision.