CashtoCode
CashtoCode: Cash and Prepaid Voucher Payments for Privacy-First Merchants
CashtoCode enables customers to pay online safely using cash or prepaid vouchers without needing to share bank or card details at checkout. For merchants, it unlocks access to cash-preferring and privacy-conscious audiences, provides instant confirmation, enhances fraud resistance, and requires no sign-up to use.
What Is CashtoCode
CashtoCode is a payment solution powered by Funanga AG, a Berlin-based fintech. It offers two distinct methods for receiving payments:
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CashtoCode Classic, which uses a generated barcode that customers pay in store.
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CashtoCode eVoucher, a 20-digit prepaid code customers redeem online.
Both methods are designed to provide secure, information-free, user-friendly payments for merchants and consumers alike.
How It Works: Two Flexible Payment Methods
CashtoCode Classic – Cash Payment via Barcode
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At checkout, the customer selects CashtoCode.
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A unique barcode is generated.
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The customer visits a partner outlet.
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The barcode is scanned at the till and the customer pays in cash.
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Payment is confirmed instantly, and the merchant receives immediate notification.
This closed-loop system keeps all sensitive data within CashtoCode’s infrastructure and is built for efficiency and privacy. The barcode acts as a single-use transaction instruction and contains no personal details. It remains valid for up to seven days and can even be displayed on a phone. If lost, a new barcode can be generated without risk of money loss. Billing statements show a generic CashtoCode charge, enhancing user discretion. This method is especially popular with online casinos, betting, and entertainment services.
CashtoCode eVoucher – Instant Prepaid Payments
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Users purchase a CashtoCode eVoucher from an authorized reseller.
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They receive a 20-digit code electronically.
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At checkout, they select CashtoCode eVoucher and enter the code.
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Payment is approved instantly up to the voucher’s balance.
No user registration, bank details, or credit card information is required. The eVoucher is prepaid, supports multiple currencies and denominations, and is commonly used for gaming and subscription services. It can be reused until depleted, and multiple vouchers can be combined in a single transaction.
Key Benefits for Merchants Integrating CashtoCode
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Access new customer segments
Ideal for consumers who prefer cash or prioritize privacy. -
Immediate confirmation of payments
Barcode scanning and voucher redemption trigger real-time payment notifications. -
Minimizes fraud and chargebacks
A closed-loop cash or prepaid system reduces exposure to disputes typical with card payments. -
Single integration covers global reach
One connection grants access to hundreds of thousands of POS outlets via Classic and voucher redemption capabilities via eVoucher. -
No sensitive data handled
Merchants never touch bank or card details; barcode and code mechanics keep data flow fully managed by CashtoCode.
Coverage and Reseller Network
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Classic (Barcode)
Offers access to a wide network of more than 550,000 retail points of sale worldwide, including supermarkets, gas stations, kiosks, and newsagents. -
eVoucher
Available through multiple trusted resellers across various countries.
Where CashtoCode Shines
CashtoCode is a preferred payment option for:
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Online gaming and casinos
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Sports betting
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Lotteries
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VPN services
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File sharing, cloud storage, online dating, and other digital services where discretion and user convenience matter
These verticals often see higher conversion rates when frictionless, privacy-focused methods are offered alongside traditional payment options.
CashtoCode: Frequently Asked Questions (FAQs)
What is CashtoCode?
CashtoCode is a payment method that lets customers pay online using cash at retail locations or a prepaid eVoucher code without sharing bank or card details.
How does CashtoCode work for customers?
Customers choose CashtoCode at checkout and either generate a barcode to pay cash in store or enter a 20 digit eVoucher code online. The merchant receives instant confirmation when the payment is completed.
What is the difference between CashtoCode Classic and CashtoCode eVoucher?
CashtoCode Classic creates a single use barcode that a customer pays in cash at a partner outlet. CashtoCode eVoucher uses a prepaid 20 digit code that is redeemed directly on the merchant’s site.
Is customer registration required to use CashtoCode?
No. Customers can pay without creating an account and without providing bank or card details.
Do merchants get instant payment confirmation?
Yes. When the barcode is paid in store or the eVoucher code is redeemed online, the confirmation is sent in real time to the merchant.
Are chargebacks a risk with CashtoCode?
CashtoCode uses cash and prepaid flows that are not card based, so typical card chargebacks do not apply. Merchants should still follow their own refund and risk policies.
What are the voucher denominations and limits?
eVoucher values and limits vary by country and reseller. A single code can be used until its balance is depleted and multiple vouchers can often be combined up to a stated cap.
Where is CashtoCode available?
Availability depends on the product type and market. CashtoCode Classic relies on local retail partners and eVoucher is sold by authorized resellers in multiple countries.
Which business verticals benefit most from CashtoCode?
Digital services with privacy minded users often see strong results, including gaming, betting, lotteries, VPNs, and other online entertainment categories.
How can a merchant integrate CashtoCode?
Merchants can integrate directly via API or enable CashtoCode through a payment platform that supports it. The best option depends on the merchant’s stack and target markets.