BridgePay
BridgePay Gateway: A Comprehensive Payment Solution for Modern Businesses
BridgePay Gateway is a robust, agnostic payment platform designed to meet the diverse needs of businesses across various industries. With its extensive suite of features, including EMV processing, secure online payments, and real-time reporting, BridgePay Gateway empowers merchants and integrators to offer seamless, secure, and flexible payment solutions.
Key Features of BridgePay Gateway
1. Omni-Channel Payment Processing
BridgePay Gateway supports a wide range of payment methods, ensuring businesses can cater to their customers’ preferences:
- Card Payments: Accepts major credit and debit cards, including Visa, Mastercard, American Express, Discover, JCB, and Diners Club.
- ACH & eCheck: Facilitates electronic check payments through the Automated Clearing House (ACH) network.
- EMV & Contactless: Supports EMV chip cards, EMV Quick Chip, and contactless payments via NFC technologies like Apple Pay and Google Pay.
- Gift & Loyalty Cards: Integrates with various gift card and loyalty programs.
- EBT & FSA: Processes Electronic Benefit Transfer (EBT) and Flexible Spending Account (FSA) transactions.
- Fleet & Private Label Cards: Compatible with fleet cards and private label credit cards.
2. Secure Online Transactions
BridgePay Gateway offers advanced security features to protect sensitive payment data:
- Encryption & Tokenization: Utilizes encryption and tokenization to secure cardholder information.
- PCI DSS Compliance: Adheres to Payment Card Industry Data Security Standards to ensure secure handling of card data.
- Fraud Prevention Tools: Includes Address Verification Services (AVS), Card Verification Value (CVV) checks, and customizable risk preferences.
3. Developer-Friendly Integration
BridgePay Gateway provides a variety of APIs and tools for seamless integration:
- Direct Post API: Enables direct server-to-server communication for payment processing.
- TokenPay.js: A PCI-compliant client-side tokenization library that reduces PCI scope by handling sensitive data securely.
- WebLINK 3.0: Offers customizable hosted payment pages that integrate seamlessly with merchants’ websites.
- Developer Resources: Access to comprehensive documentation, sample code, and integration support.
4. Real-Time Reporting & Virtual Terminal
The MyBridgePay portal serves as a centralized hub for transaction management:
- Virtual Terminal: Allows merchants to process payments manually, ideal for mail or telephone orders.
- Customizable Reporting: Provides real-time, detailed reports on sales, declines, batch summaries, and more.
- Multi-Location Support: Enables merchants to manage and monitor transactions across multiple locations.
5. Recurring Billing & Card Account Updater
BridgePay Gateway simplifies subscription-based services:
- Recurring Billing: Automates billing cycles for subscription services.
- Card Account Updater: Automatically updates expired or changed card information to reduce payment disruptions.
Industry Applications
BridgePay Gateway is versatile and caters to a broad spectrum of industries:
- Retail & E-commerce: Provides seamless checkout experiences both online and in-store.
- Restaurants: Supports quick-service and full-service dining establishments with efficient payment processing.
- Healthcare: Facilitates secure handling of sensitive patient payment information.
- Hospitality & Lodging: Manages reservations, check-ins, and other transactions effortlessly.
- Car Rentals: Streamlines rental transactions with secure payment options.
- Education & Government: Handles tuition payments, fees, and other government-related transactions securely.
Integration with WooCommerce
For businesses operating on WordPress, BridgePay offers a dedicated plugin for WooCommerce:
- Seamless Checkout: Allows customers to complete transactions without leaving the website.
- Subscription Management: Supports recurring payments for subscription-based products or services.
- Pre-Orders & Saved Cards: Enables pre-order functionality and allows customers to save card details securely for future purchases.
- ACH Payments: Facilitates eCheck payments through the ACH network.
Support & Resources
BridgePay is committed to providing exceptional support:
- 24/7 Technical Support: Offers round-the-clock assistance to address any technical issues.
- Developer Center: Provides resources, including integration guides and test account requests, to assist developers.
- Compliance Assistance: Ensures merchants meet industry standards and regulations, including PCI DSS compliance.
Conclusion
BridgePay Gateway stands out as a comprehensive, secure, and flexible payment solution suitable for businesses of all sizes and industries. Its wide array of features, from diverse payment method support to robust security measures and developer-friendly tools, make it an excellent choice for merchants seeking a reliable payment gateway.
Frequently Asked Questions (FAQs)
What is BridgePay and how does it work for merchants?
BridgePay is a payment gateway that connects merchants and integrators to multiple processing partners. It supports card, ACH and gift card payments across in store POS, online, in app and virtual terminal channels.
Which payment methods and card brands does BridgePay support?
BridgePay supports credit and debit cards, ACH and eCheck payments, plus gift and prepaid cards. Supported schemes include Visa, Mastercard, American Express and Discover. Multi currency support is available where enabled by processing partners.
Which sales channels and industries can use BridgePay?
BridgePay can be used for in store POS, ecommerce, in app mobile payments and MOTO or virtual terminal transactions. It serves sectors such as retail, restaurants, healthcare, parking, subscriptions, non profit organizations, real estate and other service industries.
Where is BridgePay available geographically?
BridgePay focuses on North America, with support for merchants in the United States. Availability and specific currency options depend on the processing partners connected to the BridgePay gateway.
What security and compliance standards does BridgePay meet?
BridgePay is certified as a PCI DSS Level 1 service provider and is assessed annually by an independent PCI QSA. The gateway supports tokenization and 3D Secure, which help protect cardholder data and reduce fraud risk.
What integration options and developer tools does BridgePay provide?
BridgePay offers a public web services API, hosted payment pages, iFrame options and webhook support, plus Android and iOS SDKs. Developers can use the BridgePay Developer Center and request test accounts for integration and certification.
Does BridgePay support recurring billing and saved cards?
Yes. BridgePay supports recurring billing and subscription payments, along with one click or saved card checkout. Card account updater services and tokenization help keep stored details current while limiting merchants exposure to raw card data.
What reporting and portal tools does BridgePay offer?
Merchants can use the online MyBridgePay portal for virtual terminal payments, pre settlement changes and detailed reporting. Reseller partners get additional tools for managing merchant hierarchies and gateway boarding.